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Billionbrains Garage Ventures Limited (IN:GROWW)
:GROWW
India Market
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Billionbrains Garage Ventures Limited (GROWW) AI Stock Analysis

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IN:GROWW

Billionbrains Garage Ventures Limited

(GROWW)

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Neutral 64 (OpenAI - Gpt-5.6Sol)
Rating:64Neutral
Price Target:
$205.00
Action:N/A
Date:08/29/26
The score is supported primarily by strong profitability and a low-leverage balance sheet, but is held back by deteriorating cash flow in 2026 and year-to-year earnings volatility. Technical indicators are currently bearish and the high P/E multiple further pressures the overall rating.
Positive Factors
Strong Revenue Growth
Rapid revenue expansion indicates strong business scaling and growing customer or asset reach. If the company can sustain this enlarged operating base, it should support durable earnings capacity and improve its competitive position over the medium term.
Negative Factors
Negative 2026 Cash Flow
Negative operating and free cash flow means reported earnings were not converted into cash in the latest period. If this reflects persistent working-capital needs rather than timing, it could constrain reinvestment and weaken earnings quality.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
Rapid revenue expansion indicates strong business scaling and growing customer or asset reach. If the company can sustain this enlarged operating base, it should support durable earnings capacity and improve its competitive position over the medium term.
Read all positive factors

Billionbrains Garage Ventures Limited (GROWW) vs. iShares MSCI India ETF (INDA)

Billionbrains Garage Ventures Limited Business Overview & Revenue Model

Company Description
Billionbrains Garage Ventures Limited develops a direct-to-customer digital investment platform that provides wealth creation opportunities through multiple financial products and services. The company's platform allows users to invest and trade i...

Billionbrains Garage Ventures Limited Financial Statement Overview

Summary
Fundamentals are above average: strong profitability in 2025–2026 and a conservatively financed balance sheet with very low leverage and expanding equity. The main risk is volatility—2024 included a meaningful net loss and 2026 saw operating/free cash flow turn negative, weakening confidence in cash conversion despite strong reported earnings.
Income Statement
86
Very Positive
Balance Sheet
90
Very Positive
Cash Flow
62
Positive
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023
Income Statement
Total Revenue19.75B42.70B40.26B27.86B12.60B
Gross Profit18.14B33.35B39.74B27.44B12.35B
EBITDA11.71B29.13B25.29B-5.95B5.18B
Net Income8.50B20.83B18.24B-8.05B4.58B
Balance Sheet
Total Assets136.77B185.41B100.77B80.18B48.08B
Cash, Cash Equivalents and Short-Term Investments60.09B97.60B67.13B55.67B39.07B
Total Debt3.67B2.92B5.66B469.00M309.86M
Total Liabilities63.21B88.90B52.22B54.75B14.91B
Stockholders Equity73.56B96.51B48.55B25.43B33.17B
Cash Flow
Free Cash Flow15.26B-326.82M9.31B30.06B3.98B
Operating Cash Flow15.32B-206.03M9.48B30.13B4.08B
Investing Cash Flow-25.98B-13.51B-9.84B-11.25B-4.87B
Financing Cash Flow13.23B21.75B9.08B42.56M-53.86M

Billionbrains Garage Ventures Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
64
Neutral
₹1.22T49.7436.62%36.88%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:GROWW
Billionbrains Garage Ventures Limited
194.70
63.76
48.69%
IN:HALDER
Halder Venture Ltd.
288.00
54.18
23.17%
IN:ADVAIT
Advait Energy Transitions Ltd
2,095.10
241.06
13.00%
IN:TCC
TCC Concept Ltd
40.95
-67.85
-62.36%
IN:CEINSYS
Ceinsys Tech Ltd
708.85
-1,045.58
-59.60%
IN:SAHLIBHFI
Shalibhadra Finance Limited
85.92
-44.45
-34.09%

Billionbrains Garage Ventures Limited Corporate Events

Billionbrains Garage Ventures Grants 392,613 ESOPs Under 2024 Plan
Aug 28, 2026
Billionbrains Garage Ventures Limited has granted 392,613 stock options to eligible employees under its Employee Stock Option Scheme 2024, with each option convertible into one fully paid equity share of face value Rs. 2 at an exercise price of Rs...
State Street Global Advisors Completes Strategic Investment in Groww Asset Management
Aug 4, 2026
Billionbrains Garage Ventures Limited has announced the completion of State Street Global Advisors, Inc.’s proposed investment in its subsidiary Groww Asset Management Limited, following the fulfillment of all conditions precedent and regula...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2026