EFC (I) Ltd. AI Stock Analysis
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EFC (I) Ltd. (EFCIL) AI Stock Analysis
EFC (I) Ltd.
(NSE:EFCIL)
The score is primarily constrained by weak cash-flow conversion and high leverage despite strong reported revenue and profit growth. Technicals are moderately constructive (above key short/mid-term averages with positive MACD), and valuation is supportive with a low P/E, but longer-term trend weakness (below 200 DMA) and cash-quality risk keep the overall score in the mid-range.
EFC (I) Ltd. (EFCIL) vs. iShares MSCI India ETF (INDA)
- Market Cap
- INR 25.08B
- Dividend Yield
- ―
- Average Volume (3M)
- 65.57K
- Price to Earnings (P/E)
- 8.6
- Beta (1Y)
- 1.14
- Revenue Growth
- 36.51%
- EPS Growth
- 33.06%
- Country
- India
- Employees
- 413
- Sector
- General
- Sector Strength
- 55
- Industry
- Real Estate - Services
EFC (I) Ltd. Business Overview & Revenue Model
Company Description
EFC (I) Limited is an Indian firm primarily engaged in the real estate leasing sector. Its activities are segmented across Rental, Interior, and Furniture operations. The company's real estate ventures encompass the development, acquisition, sale, an...
EFC (I) Ltd. Financial Statement Overview
Summary
Strong FY2026 growth and profitability (revenue up ~123% YoY; net margin ~22%; net income more than doubled) are offset by meaningful financial risk factors: elevated leverage (debt-to-equity ~1.74) and very weak cash-flow conversion (operating cash flow fell to ~₹0.35B from ~₹1.34B). Volatile gross margin behavior also raises earnings-quality concerns.
Income Statement
74PositiveBalance Sheet
58NeutralCash Flow
36Negative| Breakdown | TTM | Mar 2025 | Mar 2024 |
|---|---|---|---|
Income Statement | |||
| Total Revenue | 4.66B | 10.37B | 6.57B |
| Gross Profit | 3.01B | 4.42B | 34.19M |
| EBITDA | 2.25B | 4.68B | 3.42B |
| Net Income | 754.42M | 2.32B | 1.13B |
Balance Sheet | |||
| Total Assets | 21.71B | 26.75B | 16.99B |
| Cash, Cash Equivalents and Short-Term Investments | 1.50B | 882.93M | 1.41B |
| Total Debt | 11.02B | 14.06B | 8.78B |
| Total Liabilities | 14.87B | 18.61B | 11.18B |
| Stockholders Equity | 6.22B | 8.07B | 5.43B |
Cash Flow | |||
| Free Cash Flow | 634.34M | 345.35M | -117.62M |
| Operating Cash Flow | 444.11M | 345.35M | 1.34B |
| Investing Cash Flow | 3.43B | 968.69M | -1.05B |
| Financing Cash Flow | -3.91B | -1.38B | -243.72M |
EFC (I) Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:EFCIL, the sentiment is Negative. The current price of 168.00 is below the 20-day moving average (MA) of 168.85, below the 50-day MA of 176.91, and below the 200-day MA of 196.97, indicating a bearish trend. The MACD of -2.67 indicates Negative momentum. The RSI at 47.34 is Neutral, neither overbought nor oversold. The STOCH value of 34.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:EFCIL.
EFC (I) Ltd. Peers Comparison
Overall Rating
- IN:EFCIL63Neutral
IN:AURUM62Neutral
IN:SCILAL54Neutral
IN:SMARTWORKS53Neutral
IN:TEXINFRA48Neutral
IN:INDIQUBE44Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IN:EFCIL | 63Neutral | INR 24.59B | 8.59 | ― | ― | 36.51% | 33.06% |
| IN:AURUM | 62Neutral | INR 15.77B | 58.87 | ― | ― | 68.14% | ― |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| IN:SCILAL | 54Neutral | INR 17.15B | 47.84 | ― | 1.50% | 19.06% | ― |
| IN:SMARTWORKS | 53Neutral | INR 58.11B | 103.16 | ― | ― | ― | ― |
| IN:TEXINFRA | 48Neutral | INR 16.72B | 182.37 | ― | 0.11% | 5.51% | ― |
| IN:INDIQUBE | 44Neutral | INR 39.13B | -57.50 | ― | ― | ― | ― |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IN:EFCIL | EFC (I) Ltd. | 168.00 | -130.45 | -43.71% | |
| IN:AURUM | Aurum Proptech Limited | 217.00 | 49.45 | 29.51% | |
| IN:SCILAL | Shipping Corporation of India Land and Assets Limited | 36.82 | -12.24 | -24.96% | |
| IN:TEXINFRA | Texmaco Infrastructure & Holdings Limited | 131.05 | 31.73 | 31.95% | |
| IN:SMARTWORKS | Smartworks Coworking Spaces Limited | 511.35 | -66.35 | -11.49% | |
| IN:INDIQUBE | Indiqube Spaces Limited | 188.55 | -32.00 | -14.51% |
EFC (I) Ltd. Corporate Events
EFC (I) Board Approves Unaudited September-Half Results
EFC (I) Limited said its board approved unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026. The results were accompanied by a limited review report from statutory auditors Mehra Goel & Co. L...
EFC (I) Board Approves Unaudited September 2026 Results
EFC (I) Limited informed the stock exchanges that its Board approved unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026. The approval covers the company’s financial performance for the perio...
EFC Reports No Deviation in Rights Issue Fund Use
EFC (I) Limited is a listed company that raised Rs. 15,994.179 lakh through a rights issue on May 25, 2026. The release does not provide details about its primary industry, products, services or market focus.The company reported no deviation or varia...
EFC (I) Reports Strong Q2 FY27 Growth and Profitability
EFC (I) Limited, a real estate-as-a-service platform focused on managed offices, interior design and furniture manufacturing, reported strong second-quarter growth for FY27. Revenue rose 30% year on year to Rs. 332.02 million, while EBITDA increased...
EFC Shares Q2 and H1 FY27 Investor Presentation
EFC (I) Limited, a space design and furnishing company, has shared an investor presentation covering its performance for the quarter and half year ended September 30, 2026. The disclosure gives investors an update on the company’s recent operating pe...
EFC Shares Q2 and H1 FY27 Investor Presentation
EFC (I) Limited operates an integrated platform covering space design and furnishing, with a focus on delivering coordinated interior and workplace solutions.The company informed stock exchanges that it had issued an investor presentation covering it...
EFC (I) Limited Schedules Q2 and H1 FY27 Earnings Call for Investors
EFC (I) Limited has announced it will host an earnings conference call for analysts and investors on November 3, 2026, at 11:00 a.m. IST to discuss its second-quarter and first-half FY27 results. The call details have been filed with the BSE and NSE...
EFC (I) Limited Consolidates Managed Office Business Through Demerger Scheme
EFC (I) Limited has announced a Scheme of Arrangement involving the demerger of the asset-light managed office solutions business of its wholly owned subsidiary, EFC Limited, into the listed parent company. The move is framed as a corporate reorganiz...
EFC (I) Limited Details ESG Progress in 2025-26 Sustainability Report
EFC (I) Limited has released its Business Responsibility and Sustainability Report for the 2025-26 financial year, which forms part of the company’s annual report and is available on its website. The disclosure complies with Regulation 34(2)(f) of In...
EFC (I) Ltd unlocks INR 39 crore by selling Pune SPV, retains coworking operations
EFC (I) Limited has completed the sale of its entire 100 percent equity stake in Sanvritti Alpha Private Limited, the special purpose vehicle holding two floors in Pune’s Konark Alpha Building, for a consideration of INR 39 crore. The asset, develope...
EFC (I) Ltd. Issues Corrigendum to Postal Ballot Notice, Widens Shareholder Disclosure
EFC (I) Ltd. has issued a corrigendum to its postal ballot notice dated August 18, 2026 in order to supplement the explanatory statement for Item No. 1 and clarify information being presented to shareholders ahead of their vote. The corrigendum has b...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 30, 2026