Crizac Limited (CRIZAC) AI Stock Analysis

Crizac Limited

(NSE:CRIZAC)

Select Model

Rating:75Outperform

Price Target:INR 156.00▲(12.68% Upside)

Action:reiterated

Date:10/01/26

The score is anchored by strong financial performance (high profitability, strong growth, and an exceptionally low-leverage balance sheet) and supported by reasonable valuation with a high dividend yield. These positives are partly offset by weak technical signals, with the stock trading below key moving averages and negative momentum indicators.

Positive Factors

Revenue and ProfitabilityStrong revenue growth follows an already robust prior-year increase, while expanding net margins show that earnings are scaling effectively. Sustained demand and high operating profitability provide a durable base for reinvestment and continued earnings generation over the next several quarters.

Negative Factors

Free Cash Flow DeclineThe year-over-year reduction in free cash flow indicates that earnings growth has not translated into equivalent cash growth recently. Lower operating-cash coverage also signals conversion volatility, which could constrain internally funded expansion or shareholder distributions if it persists.

Crizac Limited (CRIZAC) vs. iShares MSCI India ETF (INDA)

Market Cap: INR 24.25B
Dividend Yield: 5.78%
Average Volume (3M): 22.86K
Price to Earnings (P/E): 11.0
Beta (1Y): 1.39
Revenue Growth: ―
EPS Growth: ―
Country: India
Employees: 356
Sector: General
Sector Strength: 55
Industry: Education & Training Services

Crizac Limited Business Overview & Revenue Model

Company Description

Crizac Limited provides a technology-enabled B2B international education services platform in India and internationally. It offers student recruitment solutions to global institutions of higher education in the United Kingdom, Canada, Republic of Ire...

Crizac Limited Financial Statement Overview

Summary

Strong fundamentals driven by robust revenue growth (+22.7% latest year) and high profitability (net margin ~21%, EBIT margin ~24.5%). Balance sheet strength is exceptional with minimal leverage (debt-to-equity ~0.3%) and very strong ROE (~37.5%). Main risk is cash-flow variability: free cash flow declined (~-15.6% YoY) and cash conversion remains below ideal (OCF coverage ~0.64).

Income Statement

86Very Positive

Balance Sheet

95Very Positive

Cash Flow

74Positive

Financial statement breakdown
Breakdown	Mar 2026	Mar 2025
Income Statement
Total Revenue	10.42B	8.49B
Gross Profit	2.81B	2.32B
EBITDA	3.15B	2.48B
Net Income	2.19B	1.53B
Balance Sheet
Total Assets	8.76B	8.80B
Cash, Cash Equivalents and Short-Term Investments	1.66B	3.11B
Total Debt	18.38M	830.00K
Total Liabilities	2.83B	3.74B
Stockholders Equity	5.85B	5.05B
Cash Flow
Free Cash Flow	1.57B	1.86B
Operating Cash Flow	1.74B	1.87B
Investing Cash Flow	-56.50M	-1.49B
Financing Cash Flow	-1.51B	-110.00K

Crizac Limited Technical Analysis

Technical Analysis SentimentNegative

Last Price138.45

Price Trends

50DMA165.60Negative

100DMA180.73Negative

200DMA200.88Negative

Market Momentum

MACD-8.24Positive

RSI30.40Neutral

STOCH35.64Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CRIZAC, the sentiment is Negative. The current price of 138.45 is below the 20-day moving average (MA) of 153.41, below the 50-day MA of 165.60, and below the 200-day MA of 200.88, indicating a bearish trend. The MACD of -8.24 indicates Positive momentum. The RSI at 30.40 is Neutral, neither overbought nor oversold. The STOCH value of 35.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CRIZAC.

Crizac Limited Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IN:CRIZAC against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IN:CRIZAC	75Outperform	INR 24.23B	11.01	―	5.78%	―	―
IN:APTECHT	62Neutral	INR 4.50B	18.41	―	5.80%	8.60%	17.77%
IN:VERANDA	59Neutral	INR 3.54B	2.38	―	―	6.99%	―
IN:PWL	57Neutral	INR 375.66B	1433.22	―	―	―	―
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IN:GLOBAL	54Neutral	INR 7.32B	27.98	―	0.70%	26.66%	3.17%
IN:CLEDUCATE	50Neutral	INR 2.36B	-10.53	―	―	28.52%	-21.18%

* General Sector Average

Performance Comparison

IN:CRIZAC and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IN:CRIZAC	Crizac Limited	138.45	-159.78	-53.58%
IN:APTECHT	Aptech Limited	77.51	-29.44	-27.53%
IN:CLEDUCATE	CL Educate Ltd.	43.46	-45.46	-51.12%
IN:GLOBAL	Global Education Ltd.	143.74	72.23	101.00%
IN:VERANDA	Veranda Learning Solutions Ltd.	36.65	9.82	36.59%
IN:PWL	PhysicsWallah Ltd.	129.15	-26.05	-16.78%

Crizac Limited Corporate Events

Crizac publishes Q2 FY2026 unaudited results in line with listing norms

Oct 31, 2026

Crizac Limited has published its unaudited standalone and consolidated financial results for the quarter and half year ended 30 September 2026 in Financial Express and Arthik Lipi, in compliance with Indian securities listing regulations. The results...

Crizac Limited Approves Quarterly Results and Declares Interim Dividend

Oct 30, 2026

Crizac Limited’s board has approved the unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026, following a limited review by its statutory auditors as required under Indian securities lis...

Crizac Limited Schedules Virtual 15th AGM, Releases FY 2025-26 Integrated Report

Aug 19, 2026

Crizac Limited has announced that its 15th Annual General Meeting will be held on Friday, 11 September 2026 at 1:00 p.m. IST via video conferencing and other audio-visual means, allowing shareholders to participate remotely. The company has dispatche...

Crizac Publishes Q1 FY27 Investor Presentation for Market Stakeholders

Aug 4, 2026

Crizac Limited has released an investor presentation linked to its unaudited financial results for the quarter ended June 30, 2026, complying with disclosure norms under Indian securities regulations. The presentation, now available on the company&#8...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Oct 01, 2026

Crizac Limited AI Stock Analysis