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Bajaj Housing Finance Ltd. (BAJAJHFL) Ratios
Bajaj Housing Finance Ltd. Ratios
IN:BAJAJHFL's free cash flow for Q2 2027 was $0.00. For the 2027 fiscal year, IN:BAJAJHFL's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.01 | 0.27 | 0.27 | 0.35 | 0.35 |
| Quick Ratio | 0.01 | 0.27 | 0.27 | 0.35 | 0.35 |
| Cash Ratio | 0.01 | 0.00 | 0.00 | 0.01 | 0.03 |
| Solvency Ratio | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.17 | -0.86 | -0.92 | -1.15 | -0.98 |
| Short-Term Operating Cash Flow Coverage | 0.17 | -0.89 | -0.94 | -1.19 | -1.00 |
| Net Current Asset Value | $ -1.04T | $ -774.50B | $ -649.91B | $ -498.24B | $ -373.91B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.82 | 0.80 | 0.84 | 0.83 | 0.86 |
| Debt-to-Equity Ratio | 4.60 | 4.12 | 5.65 | 5.12 | 6.15 |
| Debt-to-Capital Ratio | 0.82 | 0.80 | 0.85 | 0.84 | 0.86 |
| Long-Term Debt-to-Capital Ratio | 0.78 | 0.76 | 0.81 | 0.80 | 0.81 |
| Financial Leverage Ratio | 5.65 | 5.15 | 6.69 | 6.16 | 7.20 |
| Debt Service Coverage Ratio | 0.10 | 0.11 | 0.11 | 0.11 | 0.06 |
| Interest Coverage Ratio | 0.00 | 677.94 | 676.46 | 594.54 | 433.68 |
| Debt to Market Cap | 1.70 | 0.81 | 0.50 | 0.39 | 0.30 |
| Interest Debt Per Share | 124.29 | 98.45 | 83.01 | 64.54 | 49.82 |
| Net Debt to EBITDA | 30.73 | 29.15 | 31.34 | 30.90 | 41.58 |
| Profitability Margins | |||||
| Gross Profit Margin | 38.41% | 30.15% | 30.17% | 34.09% | 32.97% |
| EBIT Margin | 29.78% | 30.22% | 29.53% | 31.07% | 26.10% |
| EBITDA Margin | 30.20% | 30.67% | 30.07% | 31.67% | 26.80% |
| Operating Profit Margin | 31.60% | 27.10% | 26.76% | 30.04% | 28.93% |
| Pretax Profit Margin | 29.78% | 30.18% | 29.49% | 31.01% | 26.03% |
| Net Profit Margin | 22.96% | 23.56% | 23.62% | 22.95% | 19.24% |
| Continuous Operations Profit Margin | 22.96% | 23.56% | 23.62% | 22.95% | 19.24% |
| Net Income Per EBT | 77.12% | 78.08% | 80.10% | 73.99% | 73.93% |
| EBT Per EBIT | 94.22% | 111.34% | 110.17% | 103.23% | 89.97% |
| Return on Assets (ROA) | 2.01% | 2.10% | 2.12% | 1.95% | 1.46% |
| Return on Equity (ROE) | 11.37% | 10.84% | 14.15% | 11.98% | 10.53% |
| Return on Capital Employed (ROCE) | 3.46% | 3.00% | 3.02% | 3.15% | 2.98% |
| Return on Invested Capital (ROIC) | 2.14% | 1.90% | 1.93% | 29.58% | 1.63% |
| Return on Tangible Assets | 2.01% | 2.10% | 2.12% | 1.95% | 1.46% |
| Earnings Yield | 4.20% | 2.13% | 1.26% | 0.92% | 0.52% |
| Efficiency Ratios | |||||
| Receivables Turnover | 401.09 | 2.34 | 2.43 | 2.55 | 1.39 |
| Payables Turnover | 54.46 | 83.86 | 88.84 | 78.66 | 67.88 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 100.50 | 91.48 | 83.77 | 64.55 | 47.22 |
| Asset Turnover | 0.09 | 0.09 | 0.09 | 0.08 | 0.08 |
| Working Capital Turnover Ratio | -0.56 | -0.69 | -0.72 | -0.67 | 0.39 |
| Cash Conversion Cycle | -5.79 | 151.51 | 146.05 | 138.39 | 257.96 |
| Days of Sales Outstanding | 0.91 | 155.86 | 150.16 | 143.03 | 263.34 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 6.70 | 4.35 | 4.11 | 4.64 | 5.38 |
| Operating Cycle | 0.91 | 155.86 | 150.16 | 143.03 | 263.34 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.19 | -20.47 | -18.53 | -17.21 | -14.99 |
| Free Cash Flow Per Share | 5.15 | -20.52 | -18.58 | -17.25 | -15.02 |
| Dividend Paid and CapEx Coverage Ratio | 138.40 | -416.46 | -358.79 | -424.02 | -428.59 |
| Capital Expenditure Coverage Ratio | 138.40 | -416.46 | -358.79 | -424.02 | -428.59 |
| Operating Cash Flow Coverage Ratio | 0.04 | -0.21 | -0.22 | -0.27 | -0.30 |
| Operating Cash Flow to Sales Ratio | 0.39 | -1.86 | -2.10 | -2.61 | -3.38 |
| Free Cash Flow Yield | 7.05% | -16.85% | -11.26% | -10.45% | -9.10% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 23.81 | 45.60 | 79.37 | 109.24 | 193.63 |
| Price-to-Sales (P/S) Ratio | 5.47 | 11.06 | 18.75 | 25.07 | 37.26 |
| Price-to-Book (P/B) Ratio | 2.71 | 5.09 | 11.23 | 13.08 | 20.38 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.19 | -5.93 | -8.88 | -9.56 | -10.98 |
| Price-to-Operating Cash Flow Ratio | 14.09 | -5.95 | -8.91 | -9.59 | -11.01 |
| Price-to-Earnings Growth (PEG) Ratio | 1.59 | 1.61 | 2.10 | 1.41 | -22.51 |
| Enterprise Value Multiple | 48.84 | 65.23 | 93.69 | 110.04 | 180.64 |
| Enterprise Value | 1.64T | 1.84T | 2.06T | 1.91T | 1.78T |
| EV to EBITDA | 48.84 | 65.23 | 93.69 | 110.04 | 180.64 |
| EV to Sales | 14.75 | 20.00 | 28.17 | 34.86 | 48.40 |
| EV to Free Cash Flow | 38.29 | -10.73 | -13.35 | -13.30 | -14.27 |
| EV to Operating Cash Flow | 38.01 | -10.75 | -13.38 | -13.33 | -14.30 |
| Tangible Book Value Per Share | 26.95 | 23.86 | 14.65 | 12.58 | 8.07 |
| Shareholders’ Equity Per Share | 27.01 | 23.91 | 14.69 | 12.61 | 8.09 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.22 | 0.20 | 0.26 | 0.26 |
| Revenue Per Share | 13.37 | 11.00 | 8.80 | 6.58 | 4.43 |
| Net Income Per Share | 3.07 | 2.59 | 2.08 | 1.51 | 0.85 |
| Tax Burden | 0.77 | 0.78 | 0.80 | 0.74 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.69 | -6.16 | -7.14 | -8.43 | -13.00 |
Currency in INR