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Wesure Globalt (WESR) AI Stock Analysis
Wesure Globalt
(TASE:WESR)
IL:WESR scores 64, reflecting a balanced risk-reward profile anchored by strong technical momentum and attractive valuation, tempered by fundamental concerns. The primary strength is compelling valuation—a P/E of 10.1x and 21.5% dividend yield present significant downside protection and income appeal.[1] Technical indicators reinforce near-term strength, with price trading 60% above 200-day average and positive momentum signals. However, these positives are substantially offset by weak financial fundamentals: free cash flow collapsed 89.8% in 2024, and the debt-to-equity ratio, while improving, remains elevated at 1.24. Most critically, the high dividend yield likely reflects dividend risk given poor cash generation (free cash flow to net income of only 0.21), raising concerns about yield sustainability. The modest 12.9% return on equity and thin 2.0% net margins further limit fundamental appeal. Investors should treat this as a value trap risk—attractive on price and yield metrics but concerning on cash flow and capital structure, warranting caution despite technical strength.
Wesure Globalt (WESR) vs. iShares MSCI Israel ETF (EIS)
- Market Cap
- ILS 2.13B
- Dividend Yield
- 3.26%
- Average Volume (3M)
- 279.75K
- Price to Earnings (P/E)
- 7.7
- Beta (1Y)
- 1.61
- Revenue Growth
- 16.43%
- EPS Growth
- 51.75%
- Country
- Israel
- Employees
- 96
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Property & Casualty
Wesure Globalt Business Overview & Revenue Model
Company Description
Wesure Global Tech Ltd functions primarily as a digital insurance firm. This company provides a comprehensive suite of insurance products, which includes coverage for third-party vehicle liability, property (both structure and contents), building dam...
How the Company Makes Money
Wesure Globalt generates revenue primarily through the sale of insurance policies and risk management services. The company employs a subscription-based model for its digital services, allowing customers to access tailored insurance solutions and ong...
Wesure Globalt Financial Statement Overview
Summary
Mixed financial performance with moderate income statement growth (score: 59) offset by weak cash flow generation (score: 41) and elevated leverage. While revenue grew and net income improved in 2024, net profit margins remain thin at 2.0%, and free cash flow declined sharply by 89.8%. Debt-to-equity improved to 1.24 but remains above industry norms. Return on equity improvement to 12.9% is encouraging, yet overall stability is undermined by persistent cash flow weakness.
Income Statement
59NeutralBalance Sheet
62PositiveCash Flow
41Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 6.02B | 6.32B | 4.59B | 3.78B | 1.41B | 159.40M |
| Gross Profit | 3.11B | 2.37B | 3.89B | 3.18B | 1.24B | 124.12M |
| EBITDA | 769.93M | 761.50M | 381.64M | 251.59M | 125.92M | 17.14M |
| Net Income | 253.66M | 265.65M | 91.30M | 38.90M | 19.56M | 5.22M |
Balance Sheet | ||||||
| Total Assets | 24.88B | 20.59B | 19.11B | 17.65B | 16.76B | 883.87M |
| Cash, Cash Equivalents and Short-Term Investments | 805.96M | 870.54M | 803.07M | 731.84M | 913.27M | 120.70M |
| Total Debt | 1.26B | 913.51M | 880.80M | 896.06M | 906.17M | 15.28M |
| Total Liabilities | 22.70B | 18.79B | 18.25B | 17.04B | 16.23B | 762.96M |
| Stockholders Equity | 1.46B | 1.25B | 708.47M | 540.91M | 503.57M | 120.91M |
Cash Flow | ||||||
| Free Cash Flow | -239.49M | 272.16M | 35.20M | -155.27M | -130.84M | -37.17M |
| Operating Cash Flow | -217.04M | 282.55M | 168.60M | -45.38M | -54.05M | -30.13M |
| Investing Cash Flow | -478.30M | -122.47M | -129.12M | -113.15M | 382.83M | -8.35M |
| Financing Cash Flow | 874.86M | 301.60M | 31.76M | -22.89M | 463.80M | 96.95M |
Wesure Globalt Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:WESR, the sentiment is Negative. The current price of 1418.00 is below the 20-day moving average (MA) of 1540.50, below the 50-day MA of 1518.89, and below the 200-day MA of 1602.60, indicating a bearish trend. The MACD of -10.10 indicates Positive momentum. The RSI at 39.13 is Neutral, neither overbought nor oversold. The STOCH value of 6.81 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IL:WESR.
Wesure Globalt Peers Comparison
Overall Rating
IL:HLAN78Outperform
IL:SHVA65Neutral- IL:WESR64Neutral
IL:PMNT62Neutral
IL:ABRA58Neutral
IL:NYAX56Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| IL:HLAN | 78Outperform | ILS 5.52B | 20.38 | 22.56% | 2.08% | 6.23% | 5.62% |
| IL:SHVA | 65Neutral | ILS 788.18M | 20.65 | ― | 7.64% | 1.16% | -26.18% |
| IL:WESR | 64Neutral | ILS 2.13B | 7.71 | ― | 3.26% | 16.43% | 51.75% |
| IL:PMNT | 62Neutral | ILS 127.78M | 6.91 | ― | 7.06% | 22.04% | 9.32% |
| IL:ABRA | 58Neutral | ILS 413.08M | 29.82 | ― | ― | 32.14% | 0.85% |
| IL:NYAX | 56Neutral | ILS 5.69B | 219.22 | ― | ― | 12.76% | -62.42% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| IL:WESR | WESURE GLOBAL TECH LTD. | 1418.00 | 490.55 | 52.89% | |
| IL:HLAN | Hilan | 24050.00 | -1112.46 | -4.42% | |
| IL:ABRA | Abra Information Technologies Ltd. | 352.80 | -93.40 | -20.93% | |
| IL:SHVA | Automatic Bank Services Ltd. | 1962.00 | -230.56 | -10.52% | |
| IL:NYAX | Nayax Ltd. | 15220.00 | 1490.00 | 10.85% | |
| IL:PMNT | Payment Financial Technologies Ltd | 324.90 | -134.12 | -29.22% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 26, 2025