Prospect Capital stock analysis
Prospect Capital (PSEC) Stock Price & Analysis
PSEC Stock Chart & Stats
- Day’s Range
- ILA 678.90 - ILA 678.90
- 52-Week Range
- ILA 606.86 - ILA 750.78
- Previous Close
- ILA 678.90
- Volume
- N/A
- Average Volume (3M)
- 247
- Market Cap
- ILS 2.48B
- Enterprise Value
- ILS 4.13B
- Total Cash (Recent Filing)
- ILS 38.02M
- Total Debt (Recent Filing)
- ILS 1.52B
- Price to Earnings (P/E)
- ―
- Beta
- N/A
- Next Earnings
- Feb 10, 2027 (Est.)
- EPS Estimate
- 25.27
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Credit Quality
Strong portfolio credit metrics provide evidence of disciplined underwriting and borrower resilience. Lower leverage, high interest coverage, and minimal realized losses should support recurring investment income and reduce the probability that credit deterioration materially erodes capital over the next several quarters.
Balance Sheet And Liquidity
Moderate leverage and substantial available liquidity give PSEC flexibility to fund commitments, withstand portfolio stress, and pursue attractive investments without relying immediately on new capital. This balance-sheet capacity is a durable advantage for a leveraged private-credit business.
Investment Track Record
The scale of historical investing and favorable realized outcomes indicate established sourcing, underwriting, and portfolio-management capabilities. A long operating record across hundreds of investments can support repeatable deployment and reinforce credibility with borrowers and financing partners.
Bears Say
Earnings Volatility
Uneven revenue and earnings performance makes future investment income less predictable and weakens confidence in sustained profitability. Prior losses also show that portfolio valuations, credit outcomes, and financing conditions can produce material swings through the cycle.
Unsecured Funding Exposure
A high reliance on unsecured funding can increase refinancing and credit sensitivity when capital markets weaken or funding costs rise. Although diversified access provides support, this liability structure may pressure spreads and reduce flexibility during a stressed lending environment.
Middle-Market Concentration
Concentration in middle-market borrowers ties portfolio performance closely to one borrower segment and its economic cycle. Broad industry diversification does not eliminate this exposure, so weaker middle-market conditions could affect originations, credit quality, and investment income together.
PSEC FAQ
What was Prospect Capital’s price range in the past 12 months?
What is Prospect Capital’s market cap?
When is Prospect Capital’s upcoming earnings report date?
How were Prospect Capital’s earnings last quarter?
Is Prospect Capital overvalued?
Does Prospect Capital pay dividends?
What is Prospect Capital’s EPS estimate?
What happened to Prospect Capital’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Prospect Capital?
What is the TipRanks Smart Score and how is it calculated?
Prospect Capital Stock Smart Score
Company Description
Prospect Capital
Prospect Capital Corporation operates as a Business Development Company (BDC), providing diverse financing solutions predominantly to the middle market. The firm engages in a broad spectrum of investment activities, including growth capital, leveraged buyouts, acquisitions, recapitalizations, refinancing, and turnaround situations for mature, emerging, and later-stage companies. Its specialized offerings encompass mezzanine financing, subordinated debt tranches of collateralized loan obligations (CLOs), cash flow term loans, marketplace lending, and bridge transactions. Beyond corporate finance, Prospect Capital also allocates capital to real estate, with a specific focus on multi-family residential assets. The company deploys a variety of investment instruments, such as secured debt (including senior, unitranche, first-lien, and second-lien), private debt, mezzanine debt, and direct equity, primarily targeting private and microcap public businesses. Its investment strategy involves both primary originations and the acquisition of secondary loan portfolios, supporting situations like private equity-backed financings, corporate expansion, dividend recapitalizations, and real estate ventures. The firm intentionally concentrates on small and medium-sized private companies, rather than large public corporations. Prospect Capital maintains a diversified investment portfolio spanning numerous industries, with notable expertise in the energy and industrial sectors. Its extensive reach covers areas from aerospace and financial services to healthcare, technology, and consumer goods. Geographically, its operations are concentrated within the United States and Canada. Typically, PSEC commits between $10 million and $500 million per transaction. It seeks out companies with an EBITDA between $5 million and $150 million, sales figures ranging from $25 million to $500 million, and an enterprise value between $5 million and $1000 million. The BDC is also open to co-investing in larger opportunities. Prospect Capital often aims for control acquisitions by participating across various levels of a company's capital structure and engages in sole, agented, club, or syndicated deal arrangements.
- Sector
- Financial
- Industry
- Asset Management
- CEO
- John Francis Barry
- Employees
- 130
- Website
- www.prospectstreet.com
- Address
- 10 East 40th Street, New York City, NY, 10016, US
Prospect Capital (PSEC) Earnings & Revenues
PSEC Earnings Call
Earnings Call SentimentPositive
The call emphasized strong credit performance, liquidity, long-term track record, a successful exit (Valley Electric) with high realized returns, a meaningful reduction in higher-risk exposures, and active initiatives to capture operational upside via AI. Most financial and portfolio metrics (low nonaccruals, low realized loss rate, high percentage of senior secured loans, significant unencumbered assets, diversified funding) were presented positively. The primary negatives were a flat quarter-over-quarter NII, a high proportion of unsecured funding (though diversified), concentration in middle market lending, limited software exposure, and only modest net originations in the quarter. Overall, the positive operational and credit metrics and the successful portfolio exit and liquidity position outweigh the limited near-term growth and concentration risks.
View all IL:PSEC earnings summariesPSEC Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 1 | 13 |
| Technical Analysis | 1 | 1 | 5 |
| Moving Averages | 4 | 0 | 8 |
