Want to see IL:PMNT full AI Analyst Report?
Total Valuation
Payment Fina has a market cap or net worth of ₪210.83M. The enterprise value is 364.65.
Market Cap₪210.83M
Enterprise Value364.65
Share Statistics
Payment Fina has 39,327,534 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding39,327,534
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Payment Fina’s return on equity (ROE) is 0.22 and return on invested capital (ROIC) is 8.79%.
Return on Equity (ROE)0.22
Return on Assets (ROA)0.08
Return on Invested Capital (ROIC)8.79%
Return on Capital Employed (ROCE)0.27
Revenue Per Employee1.09M
Profits Per Employee349.77K
Employee Count52
Asset Turnover0.26
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Payment Fina is 11.4. Payment Fina’s PEG ratio is 0.36.
PE Ratio11.4
PS Ratio3.97
PB Ratio2.74
Price to Fair Value2.74
Price to FCF-7.85
Price to Operating Cash Flow-4.24
PEG Ratio0.36
Income Statement
In the last 12 months, Payment Fina had revenue of 56.62M and earned 18.19M in profits. Earnings per share was 0.47.
Revenue56.62M
Gross Profit48.71M
Operating Income23.77M
Pretax Income23.77M
Net Income18.19M
EBITDA26.97M
Earnings Per Share (EPS)0.47
Cash Flow
In the last 12 months, operating cash flow was -49.70M and capital expenditures -321.00K, giving a free cash flow of -50.02M billion.
Operating Cash Flow-49.70M
Free Cash Flow-50.02M
Free Cash Flow per Share-1.27
Dividends & Yields
Payment Fina pays an annual dividend of 5.09, resulting in a dividend yield of 4.28%
Dividend Per Share5.09
Dividend Yield4.28%
Payout Ratio48.74%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.75
52-Week Price Change27.50%
50-Day Moving Average560.59
200-Day Moving Average630.90
Relative Strength Index (RSI)44.99
Average Volume (3m)4.92K
Important Dates
Payment Fina upcoming earnings date is Aug 21, 2026, TBA (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateAug 21, 2026
Ex-Dividend Date―
Financial Position
Payment Fina as a current ratio of 1.55, with Debt / Equity ratio of 157.74%
Current Ratio1.55
Quick Ratio1.55
Debt to Market Cap0.54
Net Debt to EBITDA4.35
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Payment Fina has paid 5.58M in taxes.
Income Tax5.58M
Effective Tax Rate0.23
Enterprise Valuation
Payment Fina EV to EBITDA ratio is 12.69, with an EV/FCF ratio of -11.95.
EV to Sales6.04
EV to EBITDA12.69
EV to Free Cash Flow-11.95
EV to Operating Cash Flow-12.20
Balance Sheet
Payment Fina has ₪4.88M in cash and marketable securities with ₪137.09M in debt, giving a net cash position of -₪132.22M billion.
Cash & Marketable Securities₪4.88M
Total Debt₪137.09M
Net Cash-₪132.22M
Net Cash Per Share-₪3.36
Tangible Book Value Per Share₪1.93
Margins
Gross margin is 84.66%, with operating margin of 41.99%, and net profit margin of 32.13%.
Gross Margin84.66%
Operating Margin41.99%
Pretax Margin41.99%
Net Profit Margin32.13%
EBITDA Margin47.63%
EBIT Margin41.99%
Analyst Forecast
The average price target for Payment Fina is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast22.04%
EPS Growth Forecast9.32%