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Fibi Bank (FIBI) Ratios
Fibi Bank Ratios
IL:FIBI's free cash flow for Q2 2026 was $-679.00M. For the 2026 fiscal year, IL:FIBI's free cash flow was decreased by $-13.00M and operating cash flow was $-666.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 20.40 | 0.35 | 0.35 | 0.33 | 0.36 |
| Quick Ratio | 20.40 | 0.35 | 0.35 | 0.33 | 0.36 |
| Cash Ratio | 20.40 | 0.35 | 0.35 | 0.33 | 0.35 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.74 | 0.01 | 0.01 | 0.02 | -0.01 |
| Short-Term Operating Cash Flow Coverage | 0.74 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -178.86B | $ -157.30B | $ -139.85B | $ -127.58B | $ -112.42B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.02 | 0.02 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.88 | 0.36 | 0.43 | 0.49 | 0.37 |
| Debt-to-Capital Ratio | 0.47 | 0.26 | 0.30 | 0.33 | 0.27 |
| Long-Term Debt-to-Capital Ratio | 0.37 | 0.26 | 0.30 | 0.33 | 0.27 |
| Financial Leverage Ratio | 19.01 | 18.51 | 18.36 | 18.56 | 18.04 |
| Debt Service Coverage Ratio | 0.23 | 0.41 | 0.48 | 1.35 | 4.37 |
| Interest Coverage Ratio | 0.54 | 0.60 | 0.66 | 1.87 | 5.94 |
| Debt to Market Cap | 0.51 | 0.27 | 0.34 | 0.37 | 0.29 |
| Interest Debt Per Share | 196.92 | 111.37 | 99.85 | 64.64 | 40.48 |
| Net Debt to EBITDA | -18.09 | -18.16 | -18.61 | -19.16 | -23.49 |
| Profitability Margins | |||||
| Gross Profit Margin | 49.77% | 50.78% | 56.95% | 79.47% | 92.50% |
| EBIT Margin | 26.77% | 29.30% | 28.55% | 38.34% | 44.51% |
| EBITDA Margin | 28.28% | 30.85% | 30.19% | 41.03% | 48.12% |
| Operating Profit Margin | 27.02% | 29.30% | 28.55% | 38.34% | 44.51% |
| Pretax Profit Margin | 26.77% | 29.30% | 28.55% | 38.34% | 44.51% |
| Net Profit Margin | 16.29% | 18.36% | 19.14% | 25.20% | 29.59% |
| Continuous Operations Profit Margin | 16.78% | 19.17% | 19.94% | 26.09% | 30.64% |
| Net Income Per EBT | 60.87% | 62.64% | 67.06% | 65.73% | 66.46% |
| EBT Per EBIT | 99.07% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.81% | 0.95% | 0.98% | 0.85% | 0.78% |
| Return on Equity (ROE) | 15.46% | 17.65% | 17.99% | 15.79% | 14.05% |
| Return on Capital Employed (ROCE) | 1.37% | 14.22% | 13.79% | 12.39% | 11.23% |
| Return on Invested Capital (ROIC) | 0.85% | 9.03% | 9.15% | 8.07% | 7.36% |
| Return on Tangible Assets | 0.81% | 0.96% | 0.98% | 0.85% | 0.78% |
| Earnings Yield | 8.99% | 13.17% | 14.44% | 11.95% | 10.81% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 49.98 | 33.75 | 20.04 |
| Payables Turnover | 3.07 | 2.87 | 2.49 | 0.61 | 0.16 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 15.93 | 11.02 | 9.14 | 5.18 | 3.72 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.43 | -0.09 | -0.09 | -0.06 | -0.19 |
| Cash Conversion Cycle | -118.80 | -127.01 | -139.25 | -585.33 | -2196.39 |
| Days of Sales Outstanding | 0.00 | 0.00 | 7.30 | 10.81 | 18.22 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 118.80 | 127.01 | 146.55 | 596.15 | 2214.61 |
| Operating Cycle | 0.00 | 0.00 | 7.30 | 10.81 | 18.22 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 30.31 | 14.63 | 13.27 | 34.19 | -10.97 |
| Free Cash Flow Per Share | 29.58 | 12.30 | 11.42 | 32.48 | -12.69 |
| Dividend Paid and CapEx Coverage Ratio | 2.40 | 1.20 | 1.35 | 3.07 | -1.54 |
| Capital Expenditure Coverage Ratio | 41.64 | 6.27 | 7.19 | 20.06 | -6.40 |
| Operating Cash Flow Coverage Ratio | 0.24 | 0.30 | 0.26 | 0.67 | -0.30 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.11 | 0.12 | 0.52 | -0.23 |
| Free Cash Flow Yield | 11.81% | 6.86% | 7.62% | 23.37% | -9.80% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.12 | 7.59 | 6.92 | 8.37 | 9.25 |
| Price-to-Sales (P/S) Ratio | 1.81 | 1.39 | 1.33 | 2.11 | 2.74 |
| Price-to-Book (P/B) Ratio | 1.72 | 1.34 | 1.25 | 1.32 | 1.30 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.47 | 14.59 | 13.12 | 4.28 | -10.21 |
| Price-to-Operating Cash Flow Ratio | 8.27 | 12.26 | 11.30 | 4.07 | -11.80 |
| Price-to-Earnings Growth (PEG) Ratio | -2.39 | 0.83 | 0.23 | 0.45 | 0.11 |
| Enterprise Value Multiple | -11.69 | -13.64 | -14.22 | -14.02 | -17.80 |
| Enterprise Value | -45.84B | -54.36B | -48.69B | -38.06B | -40.67B |
| EV to EBITDA | -11.69 | -13.64 | -14.22 | -14.02 | -17.80 |
| EV to Sales | -3.31 | -4.21 | -4.29 | -5.75 | -8.56 |
| EV to Free Cash Flow | -15.45 | -44.05 | -42.49 | -11.68 | 31.95 |
| EV to Operating Cash Flow | -15.08 | -37.03 | -36.58 | -11.10 | 36.94 |
| Tangible Book Value Per Share | 147.49 | 136.76 | 122.77 | 106.83 | 101.04 |
| Shareholders’ Equity Per Share | 145.69 | 133.86 | 120.31 | 105.24 | 99.70 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.37 | 0.37 | 0.34 | 0.35 | 0.34 |
| Revenue Per Share | 138.28 | 128.74 | 113.08 | 65.93 | 47.33 |
| Net Income Per Share | 22.53 | 23.63 | 21.65 | 16.62 | 14.00 |
| Tax Burden | 0.61 | 0.63 | 0.67 | 0.66 | 0.66 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.35 | 0.59 | 0.59 | 1.99 | -0.76 |
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