Adgar Inv. (ADGR) AI Stock Analysis

Adgar Inv.

(TASE:ADGR)

Select Model

Rating:60Neutral

Price Target:ILA 539.00▲(51.96% Upside)

Action:reiterated

Date:11/03/25

The stock’s score is anchored by strong revenue and margin performance and resilient cash flow, but is held back by high leverage, historically unstable bottom-line results, and technical signals showing a lack of positive price momentum. Valuation appears reasonable but not especially attractive, with no dividend yield to strengthen the investment case.

Positive Factors

Operational EfficiencyHigh EBIT and EBITDA margins indicate effective cost management and operational strength, supporting long-term profitability.

Negative Factors

High LeverageSignificant leverage increases financial risk and may limit the company's ability to invest in growth opportunities.

Adgar Inv. (ADGR) vs. iShares MSCI Israel ETF (EIS)

Market Cap: ILS 670.13M
Dividend Yield: 6.79%
Average Volume (3M): 75.40K
Price to Earnings (P/E): 3.6
Beta (1Y): 0.98
Revenue Growth: -5.34%
EPS Growth: 361.40%
Country: Israel
Employees: 158
Sector: General
Sector Strength: 55
Industry: Real Estate - Development

Adgar Inv. Business Overview & Revenue Model

Company Description

Adgar Investments and Development Ltd engages in the real estate business in Israel, Canada, Poland, and Belgium. The company invests in office space. It also develops income-producing office assets through land purchases and utilization of land rese...

How the Company Makes Money

Adgar Inv. generates revenue primarily through rental income from its portfolio of commercial properties. The company's revenue model is built on long-term leases with tenants, which provides a stable and predictable cash flow. Additionally, Adgar be...

Adgar Inv. Financial Statement Overview

Summary

Adgar Inv. shows robust revenue and margin growth, exceptionally high gross and operating margins, and a solid turnaround to positive net income after a volatile period. Persistent high leverage and a low but improving ROE moderate the score, though cash flow generation is a notable strength.

Income Statement

66Positive

Balance Sheet

54Neutral

Cash Flow

71Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	393.02M	405.11M	338.03M	320.83M	302.93M	264.73M
Gross Profit	337.86M	353.58M	288.81M	274.99M	267.68M	238.99M
EBITDA	391.05M	362.25M	213.78M	329.47M	221.50M	166.31M
Net Income	175.33M	128.10M	-7.13M	95.50M	-5.43M	202.25M
Balance Sheet
Total Assets	5.37B	5.69B	5.49B	5.65B	5.46B	4.93B
Cash, Cash Equivalents and Short-Term Investments	388.63M	422.24M	175.26M	252.41M	456.94M	285.19M
Total Debt	3.41B	3.66B	3.70B	3.72B	3.65B	3.17B
Total Liabilities	3.82B	4.08B	4.09B	4.17B	4.09B	3.56B
Stockholders Equity	1.55B	1.61B	1.40B	1.48B	1.37B	1.37B
Cash Flow
Free Cash Flow	135.40M	129.65M	134.54M	152.51M	101.59M	95.25M
Operating Cash Flow	138.37M	131.12M	138.71M	154.55M	104.59M	96.08M
Investing Cash Flow	130.43M	38.39M	-187.93M	-272.17M	-181.97M	-164.22M
Financing Cash Flow	-228.97M	80.56M	-11.96M	-93.94M	242.72M	-62.36M

Adgar Inv. Technical Analysis

Technical Analysis SentimentNegative

Last Price354.70

Price Trends

50DMA374.11Negative

100DMA378.64Negative

200DMA405.16Negative

Market Momentum

MACD-5.12Positive

RSI35.72Neutral

STOCH13.15Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:ADGR, the sentiment is Negative. The current price of 354.70 is below the 20-day moving average (MA) of 370.88, below the 50-day MA of 374.11, and below the 200-day MA of 405.16, indicating a bearish trend. The MACD of -5.12 indicates Positive momentum. The RSI at 35.72 is Neutral, neither overbought nor oversold. The STOCH value of 13.15 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IL:ADGR.

Adgar Inv. Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

IL:ADGR against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
IL:AMOT	74Outperform	ILS 9.18B	11.19	―	7.05%	2.72%	-26.48%
IL:AFPR	62Neutral	ILS 7.49B	6.74	―	―	3.34%	44.21%
IL:AZRG	62Neutral	ILS 43.63B	23.56	6.64%	1.95%	17.31%	10.26%
IL:ADGR	60Neutral	ILS 670.13M	3.62	―	6.79%	-5.34%	361.40%
IL:MLSR	58Neutral	ILS 18.67B	10.74	―	1.93%	10.67%	8.20%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%
IL:ALHE	38Underperform	ILS 6.41B	-20.88	―	3.49%	22.63%	-185.87%

* General Sector Average

Performance Comparison

IL:ADGR and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
IL:ADGR	Adgar Investment & Development Ltd.	354.70	-126.39	-26.27%
IL:AZRG	Azrieli Group	35040.00	1106.96	3.26%
IL:ALHE	Alony Hetz Properties & Investments Ltd.	2834.00	-1059.19	-27.21%
IL:MLSR	Melisron Limited	39140.00	-2773.98	-6.62%
IL:AFPR	AFI Properties Ltd	17900.00	-4120.00	-18.71%
IL:AMOT	Amot Investments Ltd.	1858.00	-599.01	-24.38%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 02, 2025

Adgar Inv. AI Stock Analysis