PT Bank Neo Commerce Tbk(ID:BBYB)
Rp156.00+3.00 (+3.31%)
ID:BBYB
PT Bank Neo Commerce Tbk financials statements
Rp156.00
At close:+3.00 (+3.31%)
PT Bank Neo Commerce Tbk (BBYB) Ratios
PT Bank Neo Commerce Tbk Ratios
ID:BBYB's free cash flow for Q2 2026 was Rp450.33B. For the 2026 fiscal year, ID:BBYB's free cash flow was decreased by Rp-3.46B and operating cash flow was Rp453.79B. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 21.67 | 0.16 | 39.53 | 78.50 | 88.04 |
| Quick Ratio | 21.67 | 0.16 | 89.62 | 163.87 | 252.82 |
| Cash Ratio | 12.45 | 0.11 | 31.26 | 68.44 | 70.34 |
| Solvency Ratio | 0.04 | 0.01 | -0.03 | -0.05 | -0.11 |
| Operating Cash Flow Ratio | 21.95 | 0.01 | -26.00 | 46.72 | 10.81 |
| Short-Term Operating Cash Flow Coverage | 21.95 | 0.76 | -41.36 | 3.52 | 8.40 |
| Net Current Asset Value | Rp -12.73T | Rp -11.78T | Rp -11.54T | Rp -10.68T | Rp -5.44T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 |
| Debt-to-Equity Ratio | 0.07 | 0.02 | 0.02 | 0.01 | 0.02 |
| Debt-to-Capital Ratio | 0.07 | 0.02 | 0.02 | 0.01 | 0.02 |
| Long-Term Debt-to-Capital Ratio | 0.04 | 0.02 | 0.00 | 0.00 | 0.02 |
| Financial Leverage Ratio | 4.48 | 4.89 | 5.47 | 5.26 | 3.92 |
| Debt Service Coverage Ratio | 0.70 | 0.09 | -0.51 | -0.46 | -2.38 |
| Interest Coverage Ratio | 0.71 | 0.02 | -0.61 | -1.10 | -2.80 |
| Debt to Market Cap | 0.04 | 0.09 | 0.01 | 0.15 | 0.00 |
| Interest Debt Per Share | 81.83 | 76.04 | 83.09 | 81.36 | 44.43 |
| Net Debt to EBITDA | -1.38 | -15.78 | 5.02 | 6.24 | 2.47 |
| Profitability Margins | |||||
| Gross Profit Margin | 35.65% | 77.39% | 77.33% | 71.21% | 55.34% |
| EBIT Margin | 17.20% | 0.48% | -13.73% | -31.60% | -125.14% |
| EBITDA Margin | 18.97% | 2.38% | -12.21% | -29.30% | -119.93% |
| Operating Profit Margin | 17.20% | 0.48% | -13.73% | -31.60% | -125.14% |
| Pretax Profit Margin | 17.20% | 0.48% | -13.73% | -31.60% | -125.14% |
| Net Profit Margin | 17.25% | 0.51% | -13.71% | -31.72% | -124.61% |
| Continuous Operations Profit Margin | 17.25% | 0.51% | -13.71% | -31.72% | -124.61% |
| Net Income Per EBT | 100.27% | 106.43% | 99.88% | 100.40% | 99.58% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.98% | 0.11% | -3.15% | -4.01% | -8.70% |
| Return on Equity (ROE) | 13.37% | 0.56% | -17.25% | -21.07% | -34.13% |
| Return on Capital Employed (ROCE) | 2.99% | 0.46% | -3.17% | -4.00% | -8.76% |
| Return on Invested Capital (ROIC) | 2.97% | 0.44% | -8.09% | -7.86% | -22.02% |
| Return on Tangible Assets | 3.01% | 0.12% | -3.18% | -4.03% | -8.77% |
| Earnings Yield | 8.83% | 0.72% | -10.92% | -12.98% | -4.05% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.15 | 7.89 | 6.05 | 3.52 | 1.38 |
| Payables Turnover | 13.59 | 5.77 | 11.33 | 10.66 | 10.35 |
| Inventory Turnover | 0.00 | 0.00 | -0.23 | -0.12 | -0.06 |
| Fixed Asset Turnover | 12.05 | 12.57 | 13.25 | 8.51 | 4.08 |
| Asset Turnover | 0.17 | 0.22 | 0.23 | 0.13 | 0.07 |
| Working Capital Turnover Ratio | -0.70 | -0.96 | 0.99 | 0.61 | 0.47 |
| Cash Conversion Cycle | -4.24 | -16.98 | -1585.52 | -2852.76 | -5582.72 |
| Days of Sales Outstanding | 22.61 | 46.28 | 60.36 | 103.68 | 263.69 |
| Days of Inventory Outstanding | 0.00 | 0.00 | -1613.67 | -2922.20 | -5811.15 |
| Days of Payables Outstanding | 26.85 | 63.26 | 32.21 | 34.23 | 35.27 |
| Operating Cycle | 22.61 | 46.28 | -1553.31 | -2818.53 | -5547.46 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 152.44 | 9.58 | -180.58 | 332.99 | 39.88 |
| Free Cash Flow Per Share | 150.80 | 7.48 | -187.55 | 306.80 | 25.62 |
| Dividend Paid and CapEx Coverage Ratio | 93.11 | 4.56 | -25.89 | 12.71 | 2.76 |
| Capital Expenditure Coverage Ratio | 93.11 | 4.56 | -25.89 | 12.71 | 2.80 |
| Operating Cash Flow Coverage Ratio | 6.87 | 1.50 | -41.16 | 62.09 | 6.38 |
| Operating Cash Flow to Sales Ratio | 0.62 | 0.03 | -0.52 | 1.26 | 0.47 |
| Free Cash Flow Yield | 31.42% | 3.43% | -43.02% | 47.57% | 0.97% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.33 | 137.97 | -9.16 | -7.70 | -24.69 |
| Price-to-Sales (P/S) Ratio | 1.95 | 0.71 | 1.26 | 2.44 | 30.77 |
| Price-to-Book (P/B) Ratio | 1.51 | 0.77 | 1.58 | 1.62 | 8.43 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.18 | 29.15 | -2.32 | 2.10 | 102.65 |
| Price-to-Operating Cash Flow Ratio | 3.15 | 22.76 | -2.41 | 1.94 | 65.94 |
| Price-to-Earnings Growth (PEG) Ratio | 0.00 | -1.34 | 0.21 | 0.36 | 0.01 |
| Enterprise Value Multiple | 8.92 | 13.99 | -5.27 | -2.10 | -23.19 |
| Enterprise Value | 5.55T | 1.29T | 2.69T | 1.53T | 22.01T |
| EV to EBITDA | 8.92 | 13.99 | -5.27 | -2.10 | -23.19 |
| EV to Sales | 1.69 | 0.33 | 0.64 | 0.62 | 27.81 |
| EV to Free Cash Flow | 2.76 | 13.70 | -1.19 | 0.53 | 92.77 |
| EV to Operating Cash Flow | 2.73 | 10.69 | -1.24 | 0.49 | 59.59 |
| Tangible Book Value Per Share | 305.57 | 272.33 | 264.00 | 383.91 | 301.53 |
| Shareholders’ Equity Per Share | 316.91 | 283.02 | 276.02 | 397.43 | 312.08 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.00 | -0.06 | 0.00 | -0.00 | 0.00 |
| Revenue Per Share | 245.68 | 308.09 | 347.17 | 264.00 | 85.47 |
| Net Income Per Share | 42.37 | 1.58 | -47.61 | -83.75 | -106.51 |
| Tax Burden | 1.00 | 1.06 | 1.00 | 1.00 | 1.00 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.11 | 0.13 | 0.13 | 0.46 | 1.27 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 3.60 | 6.06 | 0.00 | 0.00 | 0.00 |
Currency in IDR
