Independent Bank Statistics
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Independent Bank (IBCP) Stock Statistics & Valuation Metrics
Total Valuation
Independent Bank has a market cap or net worth of $811.16M. The enterprise value is $769.96M.
- Market Cap
- $811.16M
- Enterprise Value
- $769.96M
Share Statistics
Independent Bank has 22,078,490 shares outstanding. The number of shares has decreased by -2.65% in one year.
- Shares Outstanding
- 22,078,490
- Owned by Insiders
- 2.19%
- Owned by Institutions
- 62.75%
Financial Efficiency
Independent Bank’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 9.21%.
- Return on Equity (ROE)
- 0.14
- Return on Assets (ROA)
- 0.01
- Return on Invested Capital (ROIC)
- 9.21%
- Return on Capital Employed (ROCE)
- 0.11
- Revenue Per Employee
- 403.82K
- Profits Per Employee
- 87.76K
- Employee Count
- 781
- Asset Turnover
- 0.06
- Inventory Turnover
- 0.00
Valuation Ratios
The current PE Ratio of Independent Bank is 10.68. Independent Bank’s PEG ratio is 2.19.
- PE Ratio
- 10.68
- PS Ratio
- 2.51
- PB Ratio
- 1.41
- Price to FCF
- 25.80
- Price to Operating Cash Flow
- 18.45
- PEG Ratio
- 2.19
Income Statement
In the last 12 months, Independent Bank had revenue of 315.38M and earned 68.54M in profits. Earnings per share was 3.30.
- Revenue
- 315.38M
- Gross Profit
- 219.52M
- Operating Income
- 81.29M
- Pretax Income
- 81.29M
- Net Income
- 68.54M
- EBITDA
- 91.20M
- Earnings Per Share (EPS)
- 3.30
Cash Flow
In the last 12 months, operating cash flow was 44.08M and capital expenditures -12.64M, giving a free cash flow of 31.44M billion.
- Operating Cash Flow
- 44.08M
- Free Cash Flow
- 31.44M
- Free Cash Flow per Share
- 1.42
Dividends & Yields
Independent Bank pays an annual dividend of $0.28, resulting in a dividend yield of 3.05%
- Dividend Per Share
- $0.28
- Dividend Yield
- 3.05%
- Payout Ratio
- 25.41%
- Free Cash Flow Yield
- 3.88%
- Earnings Yield
- 8.87%
Stock Price Statistics
- Beta
- 0.66
- 52-Week Price Change
- 18.25%
- 50-Day Moving Average
- 36.07
- 200-Day Moving Average
- 34.98
- Relative Strength Index (RSI)
- 53.93
- Average Volume (3m)
- 185.40K
Important Dates
Independent Bank upcoming earnings date is Jan 28, 2027, TBA (Not Confirmed).
- Last Earnings Date
- Oct 27, 2026
- Next Earnings Date
- Jan 28, 2027
- Ex-Dividend Date
- Aug 04, 2026
Financial Position
Independent Bank as a current ratio of 0.03, with Debt / Equity ratio of 23.24%
- Current Ratio
- 0.03
- Quick Ratio
- 0.03
- Debt to Market Cap
- 0.17
- Net Debt to EBITDA
- -0.24
- Interest Coverage Ratio
- 0.91
Taxes
In the past 12 months, Independent Bank has paid 12.75M in taxes.
- Income Tax
- 12.75M
- Effective Tax Rate
- 0.16
Enterprise Valuation
Independent Bank EV to EBITDA ratio is 8.56, with an EV/FCF ratio of 25.03.
- EV to Sales
- 2.44
- EV to EBITDA
- 8.56
- EV to Free Cash Flow
- 25.03
- EV to Operating Cash Flow
- 17.85
Balance Sheet
Independent Bank has $587.89M in cash and marketable securities with $43.92M in debt, giving a net cash position of $543.97M billion.
- Cash & Marketable Securities
- $587.89M
- Total Debt
- $43.92M
- Net Cash
- $543.97M
- Net Cash Per Share
- $24.64
- Tangible Book Value Per Share
- $23.04
Margins
Gross margin is 71.61%, with operating margin of 26.25%, and net profit margin of 22.33%.
- Gross Margin
- 71.61%
- Operating Margin
- 26.25%
- Pretax Margin
- 26.25%
- Net Profit Margin
- 22.33%
- EBITDA Margin
- 28.47%
- EBIT Margin
- 26.25%
Analyst Forecast
The average price target for Independent Bank is $40.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
- Price Target
- $40.50
- Price Target Upside
- 10.23% Upside
- Analyst Consensus
- Moderate Buy
- Analyst Count
- 2
- Revenue Growth Forecast
- 2.79%
- EPS Growth Forecast
- 4.64%
Scores
- Smart Score
- 4
- AI Score
- 75
