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HomesToLife Ltd
(NASDAQ:HTLM)
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Rating:76Outperform
Price Target:
$2.00
▲(11.11% Upside)
Action:Reiterated
Date:09/30/26
The score is driven primarily by a strong FY2025 financial rebound (profitability and free cash flow) and an exceptionally low P/E valuation. These positives are tempered by historically high volatility in earnings/cash flow and KPI concentration risk (Export dependence and unstable Retail economics), while technicals are only moderately constructive with the stock still below its 200-day average.
Positive Factors
FY2025 Revenue and Profit Rebound
The sharp FY2025 recovery shows that HomesToLife can restore profitable growth after a difficult period. Higher revenue, improved gross margin, and positive operating profitability strengthen the company’s earnings base and provide greater capacity to support operations over the coming quarters.
Negative Factors
Highly Volatile Earnings
The contrast between FY2025 profitability and FY2024’s severe loss shows that earnings recovery has not yet demonstrated consistent durability. Large historical swings make future cash generation and operating results less predictable, complicating planning and increasing sensitivity to business conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
FY2025 Revenue and Profit Rebound
The sharp FY2025 recovery shows that HomesToLife can restore profitable growth after a difficult period. Higher revenue, improved gross margin, and positive operating profitability strengthen the company’s earnings base and provide greater capacity to support operations over the coming quarters.
Read all positive factors
HomesToLife Ltd Key Performance Indicators (KPIs)
HomesToLife Ltd (HTLM) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$169.51M
Dividend Yield3.51%
Average Volume (3M)5.09K
Price to Earnings (P/E)6.1
Beta (1Y)-0.36
Revenue GrowthN/A
EPS GrowthN/A
CountryUS
Employees169
SectorGeneral
Sector StrengthN/A
IndustrySpecialty Retail
Share Statistics
EPS (TTM)0.95
Shares Outstanding89,687,500
10 Day Avg. Volume9,252
30 Day Avg. Volume5,087
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)10.03
Price to Sales (P/S)0.57
P/FCF Ratio22.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
HomesToLife Ltd Business Overview & Revenue Model
Company Description
HomesToLife Ltd. operates as a retailer specializing in household furnishings, also offering bespoke furniture solutions to its clientele. Their extensive collection features upholstered pieces crafted from leather and fabric, alongside various ca...
How the Company Makes Money
HomesToLife Ltd (HTLM) primarily makes money by selling furniture and home-living products to consumers. Revenue is generated from retail sales of its product assortment (e.g., furniture and related home furnishings) through its owned retail outle...
HomesToLife Ltd Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
70
Positive
Cash Flow
74
Positive
| Breakdown | TTM | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 445.17M | 377.88M | 335.06M | 325.98M | 4.44M | 4.04M |
| Gross Profit | 124.99M | 105.30M | 83.03M | 86.25M | 2.76M | 2.54M |
| EBITDA | 27.81M | 24.63M | 14.03M | 14.63M | 1.29M | 878.10K |
| Net Income | 18.97M | 16.55M | 8.42M | 10.32M | 605.23K | 714.58K |
Balance Sheet | ||||||
| Total Assets | 99.43M | 108.23M | 8.62M | 7.12M | 5.46M | 3.99M |
| Cash, Cash Equivalents and Short-Term Investments | 20.64M | 21.21M | 3.44M | 1.37M | 2.15M | 1.34M |
| Total Debt | 8.50M | 13.91M | 3.61M | 3.37M | 1.78M | 1.21M |
| Total Liabilities | 75.56M | 86.58M | 5.17M | 5.52M | 4.13M | 3.50M |
| Stockholders Equity | 23.87M | 21.65M | 3.44M | 1.60M | 1.33M | 490.57K |
Cash Flow | ||||||
| Free Cash Flow | 17.34M | 9.45M | -1.15M | 647.27K | 1.72M | 1.92M |
| Operating Cash Flow | 17.93M | 10.32M | -1.02M | 894.78K | 1.73M | 1.95M |
| Investing Cash Flow | -1.87M | -1.64M | -124.00K | -364.88K | -14.56K | -563.28K |
| Financing Cash Flow | -14.77M | -7.18M | 3.19M | -30.80M | -921.53K | -926.12K |
HomesToLife Ltd Technical Analysis
Negative
1.80
Price Trends
1.83
Negative
1.86
Negative
1.99
Negative
Market Momentum
0.01
Negative
50.80
Neutral
40.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HTLM, the sentiment is Negative. The current price of 1.8 is above the 20-day moving average (MA) of 1.80, below the 50-day MA of 1.83, and below the 200-day MA of 1.99, indicating a neutral trend. The MACD of 0.01 indicates Negative momentum. The RSI at 50.80 is Neutral, neither overbought nor oversold. The STOCH value of 40.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HTLM.
HomesToLife Ltd Risk Analysis
HomesToLife Ltd disclosed 65 risk factors in its most recent earnings report. HomesToLife Ltd reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
HomesToLife Ltd Peers Comparison
UnderperformOutperform
Sector (55)
HTLM
HomesToLife Ltd
1.83
-1.55
-45.79%
RECT
Rectitude Holdings Ltd
1.26
-2.33
-64.94%
BRIA
BrilliA Inc. Class A
1.40
-0.69
-33.01%
HomesToLife Ltd Corporate Events
HomesToLife Ltd Reports Mid-2026 Unaudited Results and Files Form 6-K
Sep 30, 2026
HomesToLife Ltd is a Singapore-based foreign private issuer with shares registered in the U.S., reporting under Form 20-F and operating through subsidiaries in an asset-intensive, operations-focused business. Its balance sheet highlights large wor...
HomesToLife Pursues Secondary Listing on Singapore Exchange
Sep 17, 2026
On September 17, 2026, HomesToLife informed customers, business partners and employees that it has applied for a secondary listing by way of introduction of its ordinary shares on the Main Board of the Singapore Exchange. The move is framed as par...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.