HomesToLife Ltd AI Stock Analysis
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HomesToLife Ltd (HTLM) AI Stock Analysis
HomesToLife Ltd
(NASDAQ:HTLM)
The score is driven primarily by improved financial performance in FY2025 (revenue rebound, restored profitability, positive free cash flow, and lower leverage) and a supportive low P/E valuation. These positives are meaningfully offset by weak technicals (downtrend across moving averages and negative MACD) and the company’s pronounced historical volatility and concentration risks indicated in the KPI insights.
HomesToLife Ltd Key Performance Indicators (KPIs)
HomesToLife Ltd (HTLM) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $94.17M
- Dividend Yield
- ―
- Average Volume (3M)
- 7,174
- Price to Earnings (P/E)
- 3.5
- Beta (1Y)
- -0.27
- Revenue Growth
- ―
- EPS Growth
- ―
- Country
- US
- Employees
- 169
- Sector
- General
- Sector Strength
- 55
- Industry
- Specialty Retail
HomesToLife Ltd Business Overview & Revenue Model
Company Description
HomesToLife Ltd. operates as a retailer specializing in household furnishings, also offering bespoke furniture solutions to its clientele. Their extensive collection features upholstered pieces crafted from leather and fabric, alongside various case...
HomesToLife Ltd Financial Statement Overview
Summary
FY2025 rebounded strongly with revenue up 24.0%, restored profitability (net margin ~4.4%, EBIT margin ~5.1%), and positive free cash flow (~$9.4M) closely tracking earnings (~0.92x net income). Balance-sheet leverage improved (debt-to-equity ~0.64). Offsetting this, results and cash flow have been highly volatile (FY2024 steep loss and negative cash flow), and KPI insights highlight concentration in Export with an unstable Retail profit profile and uneven geographic momentum.
Income Statement
78PositiveBalance Sheet
70PositiveCash Flow
74Positive| Breakdown | TTM | Dec 2025 | Mar 2025 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 352.26M | 377.88M | 335.06M | 5.07M | 4.44M | 4.04M |
| Gross Profit | 100.07M | 105.30M | 83.03M | 3.64M | 2.76M | 2.54M |
| EBITDA | 18.10M | 24.63M | 14.03M | 1.41M | 1.53M | 1.13M |
| Net Income | 11.28M | 16.55M | 8.42M | 237.50K | 605.23K | 714.58K |
Balance Sheet | ||||||
| Total Assets | 96.63M | 139.19M | 8.62M | 7.12M | 5.46M | 3.99M |
| Cash, Cash Equivalents and Short-Term Investments | 14.00M | 27.28M | 3.44M | 1.37M | 2.15M | 1.34M |
| Total Debt | 11.55M | 17.89M | 3.61M | 3.37M | 1.78M | 1.21M |
| Total Liabilities | 75.24M | 111.35M | 5.17M | 5.52M | 4.13M | 3.50M |
| Stockholders Equity | 21.40M | 27.84M | 3.44M | 1.60M | 1.33M | 490.57K |
Cash Flow | ||||||
| Free Cash Flow | 11.01M | 12.34M | -1.15M | 647.27K | 1.72M | 1.92M |
| Operating Cash Flow | 13.26M | 13.48M | -1.02M | 894.78K | 1.73M | 1.95M |
| Investing Cash Flow | -3.53M | -2.14M | -124.00K | -364.88K | -14.56K | -563.28K |
| Financing Cash Flow | -13.87M | -9.38M | 3.19M | -30.80M | -921.53K | -926.12K |
HomesToLife Ltd Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HTLM, the sentiment is Negative. The current price of 1.05 is below the 20-day moving average (MA) of 1.39, below the 50-day MA of 1.63, and below the 200-day MA of 1.85, indicating a bearish trend. The MACD of -0.19 indicates Positive momentum. The RSI at 20.89 is Positive, neither overbought nor oversold. The STOCH value of 14.25 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HTLM.
HomesToLife Ltd Risk Analysis
HomesToLife Ltd disclosed 65 risk factors in its most recent earnings report. HomesToLife Ltd reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
0 New RisksHomesToLife Ltd Peers Comparison
Overall Rating
- HTLM67Neutral
RECT60Neutral
BRIA48Neutral
Financial Indicators
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HTLM | HomesToLife Ltd | 1.05 | -1.88 | -64.18% | |
| RECT | Rectitude Holdings Ltd | 1.34 | -0.64 | -32.34% | |
| BRIA | BrilliA Inc. Class A | 1.45 | -0.41 | -22.10% |
HomesToLife Ltd Corporate Events
HomesToLife Reshapes U.S. CFO Engagement Ahead of November 1 Transition
HomesToLife Ltd disclosed that it has restructured the arrangement through which it engages Zhengjie “Jeff” Chai as Chief Financial Officer, shifting his employment from related-party HTL Furniture Inc. to its indirect wholly owned subsidiary, HomesT...
HomesToLife Issues Supplementary Introductory Document for Planned SGX Secondary Listing
HomesToLife Ltd has taken another formal step toward a secondary listing of its ordinary shares on the Main Board of the Singapore Exchange Securities Trading Limited, following its earlier disclosures on the process. On October 28, 2026, the company...
HomesToLife Shareholders Clear Key Resolutions for Planned SGX Secondary Listing
HomesToLife Ltd is a global furniture company headquartered in Singapore and incorporated in the Cayman Islands, with sales across Asia-Pacific, Europe and North America. Leveraging a 50-year heritage, it combines wholesale distribution, consumer ret...
HomesToLife Wins Conditional SGX Main Board Nod for Secondary Listing
On October 21, 2026, HomesToLife Ltd received a conditional eligibility-to-list letter from the Singapore Exchange Securities Trading Limited for a proposed secondary listing by way of introduction on the Main Board. Two days later, on October 23, 20...
HomesToLife Finalizes IPT General Mandate in October 22 SEC Filing
On October 22, 2026, HomesToLife Ltd filed a Form 6-K with the U.S. Securities and Exchange Commission, furnishing an amendment to its proxy materials for an upcoming extraordinary general meeting. The filing corrects descriptive language in the prox...
HomesToLife Calls October 27 Extraordinary Meeting Ahead of SGX Listing
On October 9, 2026, HomesToLife Ltd filed a Form 6-K in the United States to circulate a proxy statement and proxy card ahead of an extraordinary general meeting of shareholders scheduled for October 27, 2026 in Singapore. Only holders of record as o...
HomesToLife Ltd Reports Mid-2026 Unaudited Results and Files Form 6-K
HomesToLife Ltd is a Singapore-based foreign private issuer with shares registered in the U.S., reporting under Form 20-F and operating through subsidiaries in an asset-intensive, operations-focused business. Its balance sheet highlights large workin...
HomesToLife Pursues Secondary Listing on Singapore Exchange
On September 17, 2026, HomesToLife informed customers, business partners and employees that it has applied for a secondary listing by way of introduction of its ordinary shares on the Main Board of the Singapore Exchange. The move is framed as part o...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 30, 2026