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HomesToLife Ltd (HTLM)
NASDAQ:HTLM
US Market
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HomesToLife Ltd (HTLM) AI Stock Analysis

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HTLM

HomesToLife Ltd

(NASDAQ:HTLM)

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Outperform 71 (OpenAI - Gpt-5.6Sol)
Rating:71Outperform
Price Target:
$2.00
▲(11.11% Upside)
Action:Reiterated
Date:07/15/26
The score is driven primarily by improved FY2025 fundamentals (profitability recovery, positive free cash flow, and better leverage), partially offset by historically high volatility in earnings and cash flow. Technicals are neutral-to-weak (below the 200-day average with muted momentum), while valuation is supportive due to the very low P/E.
Positive Factors
Revenue and Profitability Recovery
FY2025 revenue growth and restored profitability indicate stronger trading performance and improved unit economics. If sustained, this recovery can rebuild earnings capacity and provide a more durable base for reinvestment and operating resilience.
Negative Factors
Earnings Volatility
Despite the FY2025 rebound, the FY2024 loss and large multi-year swings make current earnings harder to underwrite as a durable base. Such instability increases the risk of renewed profit pressure and reduces confidence in consistent operating performance.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Profitability Recovery
FY2025 revenue growth and restored profitability indicate stronger trading performance and improved unit economics. If sustained, this recovery can rebuild earnings capacity and provide a more durable base for reinvestment and operating resilience.
Read all positive factors

HomesToLife Ltd Key Performance Indicators (KPIs)

Any
Any
Operating Income by Segment
Operating Income by Segment
Chart Insights
Data provided by:The Fly

HomesToLife Ltd (HTLM) vs. SPDR S&P 500 ETF (SPY)

HomesToLife Ltd Business Overview & Revenue Model

Company Description
HomesToLife Ltd. operates as a retailer specializing in household furnishings, also offering bespoke furniture solutions to its clientele. Their extensive collection features upholstered pieces crafted from leather and fabric, alongside various ca...
How the Company Makes Money
HomesToLife Ltd (HTLM) primarily makes money by selling furniture and home-living products to consumers. Revenue is generated from retail sales of its product assortment (e.g., furniture and related home furnishings) through its owned retail outle...

HomesToLife Ltd Financial Statement Overview

Summary
FY2025 shows a strong rebound (revenue +24% and return to profitability with improved gross/EBIT/net margins) and healthy free cash flow (~$9.4M) with improved leverage (debt-to-equity ~0.64). The main offset is pronounced multi-year volatility (FY2024 large loss and negative cash flow), which reduces confidence in the durability of the recovery.
Income Statement
78
Positive
Balance Sheet
70
Positive
Cash Flow
74
Positive
BreakdownTTMDec 2025Mar 2025Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue445.17M377.88M335.06M325.98M4.44M4.04M
Gross Profit124.99M105.30M83.03M86.25M2.76M2.54M
EBITDA27.81M24.63M14.03M14.63M1.29M878.10K
Net Income18.97M16.55M8.42M10.32M605.23K714.58K
Balance Sheet
Total Assets99.43M108.23M8.62M7.12M5.46M3.99M
Cash, Cash Equivalents and Short-Term Investments20.64M21.21M3.44M1.37M2.15M1.34M
Total Debt8.50M13.91M3.61M3.37M1.78M1.21M
Total Liabilities75.56M86.58M5.17M5.52M4.13M3.50M
Stockholders Equity23.87M21.65M3.44M1.60M1.33M490.57K
Cash Flow
Free Cash Flow17.34M9.45M-1.15M647.27K1.72M1.92M
Operating Cash Flow17.93M10.32M-1.02M894.78K1.73M1.95M
Investing Cash Flow-1.87M-1.64M-124.00K-364.88K-14.56K-563.28K
Financing Cash Flow-14.77M-7.18M3.19M-30.80M-921.53K-926.12K

HomesToLife Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.80
Price Trends
50DMA
1.88
Negative
100DMA
1.87
Negative
200DMA
2.09
Negative
Market Momentum
MACD
-0.05
Positive
RSI
40.00
Neutral
STOCH
36.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HTLM, the sentiment is Negative. The current price of 1.8 is below the 20-day moving average (MA) of 1.84, below the 50-day MA of 1.88, and below the 200-day MA of 2.09, indicating a bearish trend. The MACD of -0.05 indicates Positive momentum. The RSI at 40.00 is Neutral, neither overbought nor oversold. The STOCH value of 36.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HTLM.

HomesToLife Ltd Risk Analysis

HomesToLife Ltd disclosed 65 risk factors in its most recent earnings report. HomesToLife Ltd reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

HomesToLife Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
$153.37M1.8182.02%3.51%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
$19.66M8.4113.03%0.00%26.63%67.76%
53
Neutral
$42.87M-2,058.82-0.10%10.25%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HTLM
HomesToLife Ltd
1.70
-1.92
-53.01%
RECT
Rectitude Holdings Ltd
1.36
-2.13
-61.05%
BRIA
BrilliA Inc. Class A
1.48
-0.81
-35.37%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 15, 2026