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Heritage Commerce Corp (HTBK)
NASDAQ:HTBK
Total Valuation
Heritage Commerce has a market cap or net worth of $651.95M. The enterprise value is $625.78M.
Market Cap$651.95M
Enterprise Value$625.78M
Share Statistics
Heritage Commerce has 61,446,762 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding61,446,762
Owned by Insiders2.59%
Owned by Institutions0.13%
Financial Efficiency
Heritage Commerce’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 4.91%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.91%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee718.42K
Profits Per Employee115.79K
Employee Count350
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Heritage Commerce is 15.1. Heritage Commerce’s PEG ratio is -0.38.
PE Ratio15.1
PS Ratio2.29
PB Ratio0.83
Price to Fair Value0.83
Price to FCF15.39
Price to Operating Cash Flow15.10
PEG Ratio-0.38
Income Statement
In the last 12 months, Heritage Commerce had revenue of 251.45M and earned 40.53M in profits. Earnings per share was 0.66.
Revenue251.45M
Gross Profit170.26M
Operating Income56.67M
Pretax Income56.67M
Net Income40.53M
EBITDA60.20M
Earnings Per Share (EPS)0.66
Cash Flow
In the last 12 months, operating cash flow was 57.52M and capital expenditures 201.00K, giving a free cash flow of 57.72M billion.
Operating Cash Flow57.52M
Free Cash Flow57.72M
Free Cash Flow per Share0.94
Dividends & Yields
Heritage Commerce pays an annual dividend of $0.13, resulting in a dividend yield of 4.97%
Dividend Per Share$0.13
Dividend Yield4.97%
Payout Ratio92.86%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.85
52-Week Price Change1.75%
50-Day Moving Average10.00
200-Day Moving Average9.50
Relative Strength Index (RSI)58.84
Average Volume (3m)330.43K
Important Dates
Heritage Commerce upcoming earnings date is Jan 22, 2026, After Close (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend DateNov 06, 2025
Financial Position
Heritage Commerce as a current ratio of 0.25, with Debt / Equity ratio of 5680.92%
Current Ratio0.25
Quick Ratio0.25
Debt to Market Cap0.07
Net Debt to EBITDA-15.42
Interest Coverage Ratio0.72
Taxes
In the past 12 months, Heritage Commerce has paid 16.15M in taxes.
Income Tax16.15M
Effective Tax Rate0.28
Enterprise Valuation
Heritage Commerce EV to EBITDA ratio is -5.88, with an EV/FCF ratio of -9.47.
EV to Sales-1.41
EV to EBITDA-5.88
EV to Free Cash Flow-9.47
EV to Operating Cash Flow-9.08
Balance Sheet
Heritage Commerce has $450.90K in cash and marketable securities with $39.77M in debt, giving a net cash position of -$39.32M billion.
Cash & Marketable Securities$450.90K
Total Debt$39.77M
Net Cash-$39.32M
Net Cash Per Share-$0.64
Tangible Book Value Per Share$8.42
Margins
Gross margin is 76.96%, with operating margin of 22.54%, and net profit margin of 16.12%.
Gross Margin76.96%
Operating Margin22.54%
Pretax Margin22.54%
Net Profit Margin16.12%
EBITDA Margin23.94%
EBIT Margin22.54%
Analyst Forecast
The average price target for Heritage Commerce is $11.88, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$11.88
Price Target Upside13.47% Upside
Analyst ConsensusStrong Buy
Analyst Count4
Revenue Growth Forecast8.23%
EPS Growth Forecast-0.07%