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Hometrust Bancshares (HTB) Ratios
Hometrust Bancshares Ratios
HTB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, HTB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Jun 22 | Jun 21 | Jun 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.13 | 0.17 | 0.17 | 0.20 | 0.19 |
| Quick Ratio | 0.13 | 0.17 | 0.17 | 0.20 | 0.19 |
| Cash Ratio | 0.09 | 0.08 | 0.09 | 0.09 | 0.10 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | -0.01 | 0.00 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | -0.21 | 0.08 | 21.25 |
| Net Current Asset Value | $ -3.45B | $ -3.40B | $ -3.49B | $ -2.54B | $ -2.57B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.05 | 0.03 | 0.01 |
| Debt-to-Equity Ratio | 0.02 | 0.02 | 0.45 | 0.29 | 0.12 |
| Debt-to-Capital Ratio | 0.02 | 0.02 | 0.31 | 0.22 | 0.11 |
| Long-Term Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.22 | 0.11 |
| Financial Leverage Ratio | 7.57 | 8.33 | 9.78 | 8.89 | 9.13 |
| Debt Service Coverage Ratio | 1.00 | 0.77 | 0.25 | 0.21 | 6.88 |
| Interest Coverage Ratio | 1.02 | 0.75 | 1.92 | 1.24 | 8.50 |
| Debt to Market Cap | 0.01 | 0.02 | 0.64 | 0.52 | 0.13 |
| Interest Debt Per Share | 5.28 | 6.09 | 15.28 | 8.11 | 3.44 |
| Net Debt to EBITDA | -3.48 | -3.42 | -1.79 | -5.29 | -4.81 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.48% | 65.95% | 79.13% | 94.82% | 96.94% |
| EBIT Margin | 27.68% | 23.69% | 26.46% | 11.95% | 29.22% |
| EBITDA Margin | 32.73% | 29.47% | 32.66% | 19.59% | 36.81% |
| Operating Profit Margin | 27.68% | 23.69% | 26.46% | 11.95% | 29.22% |
| Pretax Profit Margin | 27.68% | 23.69% | 26.46% | 11.95% | 29.22% |
| Net Profit Margin | 22.01% | 18.57% | 20.64% | 9.81% | 22.96% |
| Continuous Operations Profit Margin | 22.01% | 18.57% | 20.64% | 9.81% | 22.96% |
| Net Income Per EBT | 79.51% | 78.39% | 78.03% | 82.09% | 78.57% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.42% | 1.19% | 0.97% | 0.44% | 1.00% |
| Return on Equity (ROE) | 10.72% | 9.93% | 9.47% | 3.95% | 9.17% |
| Return on Capital Employed (ROCE) | 9.69% | 8.57% | 7.09% | 3.35% | 10.10% |
| Return on Invested Capital (ROIC) | 7.70% | 6.71% | 4.43% | 2.29% | 7.91% |
| Return on Tangible Assets | 1.43% | 1.20% | 0.98% | 0.45% | 1.01% |
| Earnings Yield | 8.82% | 9.61% | 13.60% | 3.49% | 9.19% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.31 | 1.60 | 1.38 | 1.08 | 1.12 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.69 | 4.22 | 2.95 | 2.25 | 2.25 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.08 | -0.07 | -0.06 |
| Cash Conversion Cycle | 19.93 | 228.00 | 265.27 | 338.72 | 325.12 |
| Days of Sales Outstanding | 19.93 | 228.00 | 265.27 | 338.72 | 325.12 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 19.93 | 228.00 | 265.27 | 338.72 | 325.12 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.91 | 2.66 | -2.70 | 0.59 | 2.14 |
| Free Cash Flow Per Share | 2.52 | 1.67 | -3.64 | -1.14 | 1.52 |
| Dividend Paid and CapEx Coverage Ratio | 3.28 | 1.84 | -2.02 | 0.29 | 2.21 |
| Capital Expenditure Coverage Ratio | 7.37 | 2.69 | -2.87 | 0.34 | 3.48 |
| Operating Cash Flow Coverage Ratio | 4.84 | 4.44 | -0.20 | 0.08 | 0.69 |
| Operating Cash Flow to Sales Ratio | 0.17 | 0.15 | -0.20 | 0.06 | 0.21 |
| Free Cash Flow Yield | 5.86% | 4.95% | -17.43% | -4.10% | 6.09% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.45 | 10.49 | 7.35 | 28.62 | 10.88 |
| Price-to-Sales (P/S) Ratio | 2.49 | 1.93 | 1.52 | 2.81 | 2.50 |
| Price-to-Book (P/B) Ratio | 1.21 | 1.03 | 0.70 | 1.13 | 1.00 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 17.05 | 20.20 | -5.74 | -24.38 | 16.42 |
| Price-to-Operating Cash Flow Ratio | 14.74 | 12.68 | -7.74 | 46.93 | 11.71 |
| Price-to-Earnings Growth (PEG) Ratio | 0.68 | 1.36 | 0.30 | -1.04 | 0.08 |
| Enterprise Value Multiple | 4.14 | 3.14 | 2.86 | 9.03 | 1.97 |
| Enterprise Value | 396.15M | 272.63M | 201.53M | 282.87M | 112.81M |
| EV to EBITDA | 4.14 | 3.14 | 2.86 | 9.03 | 1.97 |
| EV to Sales | 1.35 | 0.92 | 0.93 | 1.77 | 0.73 |
| EV to Free Cash Flow | 9.26 | 9.66 | -3.53 | -15.37 | 4.78 |
| EV to Operating Cash Flow | 8.00 | 6.06 | -4.75 | 29.59 | 3.41 |
| Tangible Book Value Per Share | 33.07 | 30.18 | 27.16 | 23.05 | 23.40 |
| Shareholders’ Equity Per Share | 35.36 | 32.59 | 30.01 | 24.66 | 25.06 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.22 | 0.22 | 0.18 | 0.21 |
| Revenue Per Share | 17.22 | 17.43 | 13.76 | 9.94 | 10.01 |
| Net Income Per Share | 3.79 | 3.24 | 2.84 | 0.97 | 2.30 |
| Tax Burden | 0.80 | 0.78 | 0.78 | 0.82 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.24 | 0.30 | 0.41 | 0.39 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 0.77 | 0.82 | -0.95 | 0.61 | 0.93 |
Currency in USD
