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Total Valuation
Home Loan Financial has a market cap or net worth of $61.90M. The enterprise value is $79.59M.
Market Cap$61.90M
Enterprise Value$79.59M
Share Statistics
Home Loan Financial has 1,403,668 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,403,668
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Home Loan Financial’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is 12.74%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)12.74%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee620.11K
Profits Per Employee223.45K
Employee Count45
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Home Loan Financial is 7.1. Home Loan Financial’s PEG ratio is 0.33.
PE Ratio7.1
PS Ratio2.19
PB Ratio1.23
Price to Fair Value1.23
Price to FCF0.00
Price to Operating Cash Flow0.00
PEG Ratio0.33
Income Statement
In the last 12 months, Home Loan Financial had revenue of 27.90M and earned 8.76M in profits. Earnings per share was 6.22.
Revenue27.90M
Gross Profit19.41M
Operating Income11.02M
Pretax Income11.02M
Net Income8.76M
EBITDA11.02M
Earnings Per Share (EPS)6.22
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Home Loan Financial pays an annual dividend of $1.375, resulting in a dividend yield of 5.03%
Dividend Per Share$1.375
Dividend Yield5.03%
Payout Ratio28.47%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.23
52-Week Price Change39.67%
50-Day Moving Average43.67
200-Day Moving Average39.79
Relative Strength Index (RSI)48.33
Average Volume (3m)276.00
Important Dates
Home Loan Financial upcoming earnings date is Oct 21, 2026, TBA (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateOct 21, 2026
Ex-Dividend Date―
Financial Position
Home Loan Financial as a current ratio of 0.02, with Debt / Equity ratio of 33.25%
Current Ratio0.02
Quick Ratio0.02
Debt to Market Cap0.27
Net Debt to EBITDA1.07
Interest Coverage Ratio1.47
Taxes
In the past 12 months, Home Loan Financial has paid 2.26M in taxes.
Income Tax2.26M
Effective Tax Rate0.20
Enterprise Valuation
Home Loan Financial EV to EBITDA ratio is 6.62, with an EV/FCF ratio of 0.00.
EV to Sales2.62
EV to EBITDA6.62
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
Home Loan Financial has $4.71M in cash and marketable securities with $16.50M in debt, giving a net cash position of -$11.79M billion.
Cash & Marketable Securities$4.71M
Total Debt$16.50M
Net Cash-$11.79M
Net Cash Per Share-$8.40
Tangible Book Value Per Share$35.22
Margins
Gross margin is 71.99%, with operating margin of 39.49%, and net profit margin of 31.41%.
Gross Margin71.99%
Operating Margin39.49%
Pretax Margin39.49%
Net Profit Margin31.41%
EBITDA Margin39.49%
EBIT Margin39.49%
Analyst Forecast
The average price target for Home Loan Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.07%
EPS Growth Forecast21.30%