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Wealthy Way Group Ltd. (3848) AI Stock Analysis
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Wealthy Way Group Ltd.
(HKEX:3848)
The score is driven primarily by mixed financial performance: a comparatively solid balance sheet and recent cash-flow rebound are tempered by sharply weaker recent profitability and a history of volatility. Technicals are neutral-to-soft with the stock below key longer-term moving averages and slightly negative MACD. Valuation is supported by a very high dividend yield, but the negative P/E reduces confidence in earnings-based value.
Wealthy Way Group Ltd. (3848) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 1.65B
- Dividend Yield
- 0.28%
- Average Volume (3M)
- 460.13K
- Price to Earnings (P/E)
- -703.4
- Beta (1Y)
- 0.67
- Revenue Growth
- -21.05%
- EPS Growth
- -121.15%
- Country
- Hong Kong
- Employees
- 60
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Wealthy Way Group Ltd. Business Overview & Revenue Model
Company Description
Wealthy Way Group Limited operates as an investment holding company, primarily focused on delivering a range of financial services across mainland China and Hong Kong. The firm provides financial leasing, factoring, and advisory solutions to both ind...
Wealthy Way Group Ltd. Financial Statement Overview
Summary
Fundamentals are mixed: the balance sheet is relatively resilient with improving leverage (debt-to-equity down to ~0.22 in 2025), and cash flow improved in 2024–2025. Offsetting this, profitability compressed sharply in 2024–2025 (net margin ~5–6%) and both earnings and cash conversion have shown meaningful historical volatility (including a loss year in 2020 and a sizable cash outflow in 2023).
Income Statement
58NeutralBalance Sheet
72PositiveCash Flow
67Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 80.55M | 90.25M | 107.45M | 60.37M | 74.71M | 106.39M |
| Gross Profit | 76.57M | 87.07M | 82.14M | 60.37M | 73.11M | 89.58M |
| EBITDA | 19.97M | 19.72M | 20.55M | 24.73M | 48.46M | 72.01M |
| Net Income | 8.06M | 5.42M | 5.61M | 23.17M | 24.11M | 30.58M |
Balance Sheet | ||||||
| Total Assets | 753.59M | 761.71M | 803.15M | 784.68M | 729.55M | 796.09M |
| Cash, Cash Equivalents and Short-Term Investments | 16.80M | 30.65M | 33.35M | 26.34M | 49.56M | 83.67M |
| Total Debt | 124.11M | 130.96M | 174.35M | 167.52M | 123.48M | 196.49M |
| Total Liabilities | 158.03M | 174.91M | 221.76M | 210.98M | 175.17M | 255.03M |
| Stockholders Equity | 595.55M | 586.81M | 581.39M | 573.70M | 554.39M | 541.06M |
Cash Flow | ||||||
| Free Cash Flow | 73.67M | 56.65M | 19.43M | -62.33M | 27.79M | 473.80M |
| Operating Cash Flow | 73.81M | 56.72M | 19.48M | -62.26M | 27.96M | 474.16M |
| Investing Cash Flow | -1.06M | -23.00K | 88.00K | 163.00K | 38.60M | 39.10M |
| Financing Cash Flow | -69.95M | -57.93M | -13.08M | 37.62M | -100.35M | -525.07M |
Wealthy Way Group Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3848, the sentiment is Neutral. The current price of 2.11 is above the 20-day moving average (MA) of 2.11, above the 50-day MA of 2.09, and below the 200-day MA of 2.20, indicating a neutral trend. The MACD of -0.00 indicates Negative momentum. The RSI at 51.41 is Neutral, neither overbought nor oversold. The STOCH value of 61.90 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:3848.
Wealthy Way Group Ltd. Peers Comparison
Overall Rating
- HK:384861Neutral
HK:200353Neutral
HK:823945Neutral
HK:062844Neutral
HK:205138Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| HK:3848 | 61Neutral | HKD 1.65B | -703.44 | 1.36% | 0.28% | -21.05% | -121.15% |
| HK:2003 | 53Neutral | HKD 554.16M | -0.62 | -19.32% | 21.93% | -32.03% | -235.24% |
| HK:8239 | 45Neutral | HKD 2.92B | -90.85 | -190.90% | ― | 31.07% | -57.47% |
| HK:0628 | 44Neutral | HKD 1.27B | 10.83 | 3.61% | ― | 26.14% | 90.63% |
| HK:2051 | 38Underperform | HKD 472.70M | -2.39 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:3848 | Wealthy Way Group Ltd. | 2.11 | -0.14 | -6.26% | |
| HK:0628 | Gome Finance Technology Co | 0.24 | 0.02 | 6.99% | |
| HK:3903 | Hanhua Financial Holding Co., Ltd. Class H | 0.17 | 0.00 | 0.00% | |
| HK:2051 | 51 Credit Card Inc. | 0.29 | -0.23 | -44.23% | |
| HK:2003 | VCREDIT Holdings Limited | 1.14 | -1.78 | -60.96% | |
| HK:8239 | Capital Finance Holdings Limited | 3.73 | 2.58 | 224.35% |
Wealthy Way Group Ltd. Corporate Events
Haosen Fintech Lifts Interim Profit Despite Revenue Decline
Haosen Fintech Group Limited reported unaudited interim results for the six months ended 30 June 2026 showing revenue of RMB38.3 million, down from RMB49.7 million a year earlier, while profit attributable to equity holders rose to RMB12.1 million fr...
Haosen Fintech Sets Board Meeting to Approve Interim Results and Consider Dividend
Haosen Fintech Group Limited has scheduled a board meeting for 28 August 2026 to review and approve the publication of its unaudited interim results for the six months ended 30 June 2026. The board will also consider whether to declare an interim div...
Haosen Fintech adjusts 2023 share options after share subdivision
Haosen Fintech Group Limited has implemented a share subdivision and refreshed the mandate limits for its 2023 share option and share award schemes, significantly increasing the number of options available for grant and adjusting existing awards. Fol...
Haosen Fintech Corrects EGM Date in Poll Results Notice
Haosen Fintech Group Limited issued a clarification stating that the previously announced poll results of its extraordinary general meeting contained a clerical error in the meeting date. The company confirmed that the correct date of the EGM was 3 J...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 08, 2026