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Yixin Group (2858) AI Stock Analysis
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Yixin Group
(HKEX:2858)
The score is anchored by mixed fundamentals: improved profitability is offset by persistently negative operating/free cash flow and a notable rise in leverage. Technicals further दब weigh on the score due to strong bearish momentum (below all key moving averages, negative MACD, very low RSI/Stoch). Valuation is the main support, with a very low P/E and high dividend yield.
Yixin Group (2858) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 5.20B
- Dividend Yield
- 13.07%
- Average Volume (3M)
- 28.62M
- Price to Earnings (P/E)
- 3.1
- Beta (1Y)
- 1.59
- Revenue Growth
- 17.68%
- EPS Growth
- 46.45%
- Country
- Hong Kong
- Employees
- 5,241
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Yixin Group Business Overview & Revenue Model
Company Description
Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, transaction platform business and self-operated financing business. The Transaction Pla...
Yixin Group Financial Statement Overview
Summary
Profitability has improved versus 2020 with solid reported margins in 2025, but the overall picture is restrained by rising leverage (debt-to-equity up to ~1.85x in 2025) and persistently negative operating/free cash flow from 2022–2025 despite positive net income, which weakens earnings quality and financial flexibility.
Income Statement
74PositiveBalance Sheet
56NeutralCash Flow
38Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 9.57B | 9.10B | 9.89B | 5.87B | 4.33B | 3.15B |
| Gross Profit | 7.90B | 9.10B | 4.64B | 3.25B | 4.33B | 3.15B |
| EBITDA | 2.08B | 1.96B | 1.50B | 1.09B | 752.26M | 536.71M |
| Net Income | 1.35B | 1.20B | 809.94M | 554.96M | 370.81M | 28.95M |
Balance Sheet | ||||||
| Total Assets | 54.95B | 54.38B | 48.59B | 43.58B | 32.16B | 27.54B |
| Cash, Cash Equivalents and Short-Term Investments | 8.40B | 7.87B | 4.21B | 3.48B | 3.43B | 3.05B |
| Total Debt | 32.42B | 31.34B | 26.97B | 23.18B | 12.53B | 9.44B |
| Total Liabilities | 38.17B | 37.42B | 32.11B | 27.81B | 16.84B | 12.89B |
| Stockholders Equity | 16.79B | 16.96B | 16.48B | 15.77B | 15.33B | 14.64B |
Cash Flow | ||||||
| Free Cash Flow | -2.77B | -1.75B | -2.24B | -8.68B | -2.07B | 1.45B |
| Operating Cash Flow | -2.41B | -1.43B | -2.00B | -8.65B | -2.04B | 1.46B |
| Investing Cash Flow | -1.59B | -1.61B | 191.61M | -782.52M | -129.31M | 63.39M |
| Financing Cash Flow | 3.07B | 3.33B | 2.56B | 9.49B | 2.52B | -1.17B |
Yixin Group Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:2858, the sentiment is Negative. The current price of 0.77 is below the 20-day moving average (MA) of 0.87, below the 50-day MA of 1.04, and below the 200-day MA of 1.65, indicating a bearish trend. The MACD of -0.09 indicates Positive momentum. The RSI at 22.62 is Positive, neither overbought nor oversold. The STOCH value of 20.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:2858.
Yixin Group Peers Comparison
Overall Rating
- HK:285853Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| HK:2858 | 53Neutral | HKD 5.11B | 3.15 | 8.02% | 13.07% | 17.68% | 46.45% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:2858 | Yixin Group Ltd. | 0.77 | -1.50 | -66.17% |
Yixin Group Corporate Events
Yixin Group Delivers Strong Interim Profit on Surging SaaS Auto Finance Platform
Yixin Group reported strong unaudited interim results for the six months ended June 30, 2026, with revenues rising 13% year-on-year to RMB6.18 billion and net profit up 28% to RMB703.63 million. Growth was driven mainly by its transaction platform bu...
Yixin Group Sets August Board Meeting to Approve Interim Results and Mull Dividend
Yixin Group Limited has scheduled a board meeting for August 19, 2026, to review and approve the group’s interim results for the six months ended June 30, 2026. The board will also consider the potential declaration of an interim dividend, a de...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 15, 2026