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PICC Property & Casualty Co (2328) Ratios
PICC Property & Casualty Co Ratios
HK:2328's free cash flow for Q2 2026 was $37.14B. For the 2026 fiscal year, HK:2328's free cash flow was decreased by $-802.76M and operating cash flow was $37.94B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.16 | 0.48 | 68.21 | 0.32 | 0.44 |
| Quick Ratio | 0.16 | 0.48 | 68.21 | 0.32 | 0.44 |
| Cash Ratio | 0.06 | 0.25 | 4.35 | 0.32 | 0.44 |
| Solvency Ratio | 0.08 | 0.07 | 0.06 | 0.07 | 0.05 |
| Operating Cash Flow Ratio | 0.13 | 1.05 | 7.28 | 1.27 | 0.54 |
| Short-Term Operating Cash Flow Coverage | 0.91 | 0.00 | 0.00 | 88.24 | 0.00 |
| Net Current Asset Value | $ -494.86B | $ -500.95B | $ -276.90B | $ -442.24B | $ -463.66B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.09 | 0.03 | 0.01 | 0.02 | 0.01 |
| Debt-to-Equity Ratio | 0.28 | 0.08 | 0.04 | 0.05 | 0.05 |
| Debt-to-Capital Ratio | 0.22 | 0.08 | 0.04 | 0.04 | 0.05 |
| Long-Term Debt-to-Capital Ratio | 0.04 | 0.07 | 0.03 | 0.04 | 0.04 |
| Financial Leverage Ratio | 3.01 | 3.02 | 3.04 | 3.06 | 3.36 |
| Debt Service Coverage Ratio | 0.65 | 31.14 | 25.60 | 22.72 | 19.66 |
| Interest Coverage Ratio | 50.16 | 31.87 | 411.92 | 439.27 | 294.35 |
| Debt to Market Cap | 0.24 | 0.08 | 0.05 | 0.06 | 0.07 |
| Interest Debt Per Share | 3.59 | 1.03 | 0.49 | 0.50 | 0.50 |
| Net Debt to EBITDA | 0.97 | 0.31 | -0.08 | -0.02 | -0.11 |
| Profitability Margins | |||||
| Gross Profit Margin | 110.04% | 100.00% | 122.07% | 122.54% | 100.00% |
| EBIT Margin | 9.51% | 8.14% | 6.63% | 8.58% | 6.56% |
| EBITDA Margin | 9.99% | 8.93% | 7.48% | 9.49% | 7.40% |
| Operating Profit Margin | 9.08% | 7.90% | 107.70% | 108.15% | 97.62% |
| Pretax Profit Margin | 9.08% | 7.90% | 6.37% | 8.33% | 6.23% |
| Net Profit Margin | 7.68% | 6.68% | 5.58% | 7.14% | 5.35% |
| Continuous Operations Profit Margin | 7.69% | 6.68% | 5.58% | 7.13% | 5.35% |
| Net Income Per EBT | 84.63% | 84.63% | 87.69% | 85.72% | 85.91% |
| EBT Per EBIT | 100.00% | 100.00% | 5.91% | 7.71% | 6.38% |
| Return on Assets (ROA) | 4.57% | 4.13% | 3.49% | 4.35% | 3.28% |
| Return on Equity (ROE) | 13.75% | 12.47% | 10.62% | 13.33% | 11.02% |
| Return on Capital Employed (ROCE) | 12.33% | 5.11% | 67.65% | 69.34% | 62.51% |
| Return on Invested Capital (ROIC) | 8.87% | 2.44% | 29.80% | 3524.84% | 88.44% |
| Return on Tangible Assets | 4.58% | 4.15% | 3.51% | 4.39% | 3.29% |
| Earnings Yield | 12.03% | 12.56% | 13.23% | 20.04% | 19.38% |
| Efficiency Ratios | |||||
| Receivables Turnover | 10.69 | 59.34 | 94.18 | 5.04 | 6.58 |
| Payables Turnover | -12.86 | -27.40 | -34.44 | 4.24 | 0.04 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 17.27 | 16.14 | 14.91 | 18.24 | 14.09 |
| Asset Turnover | 0.59 | 0.62 | 0.63 | 0.61 | 0.61 |
| Working Capital Turnover Ratio | -2.41 | 5.61 | 5.28 | -20.64 | -24.51 |
| Cash Conversion Cycle | 62.52 | 19.47 | 14.47 | -13.73 | -8750.97 |
| Days of Sales Outstanding | 34.14 | 6.15 | 3.88 | 72.41 | 55.43 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | -28.39 | -13.32 | -10.60 | 86.14 | 8806.40 |
| Operating Cycle | 34.14 | 6.15 | 3.88 | 72.41 | 55.43 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.73 | 1.64 | 0.92 | 1.92 | 0.73 |
| Free Cash Flow Per Share | 2.58 | 1.50 | 0.80 | 1.67 | 0.63 |
| Dividend Paid and CapEx Coverage Ratio | 3.85 | 1.95 | 1.54 | 2.92 | 1.52 |
| Capital Expenditure Coverage Ratio | 18.09 | 11.46 | 7.51 | 7.68 | 6.76 |
| Operating Cash Flow Coverage Ratio | 0.77 | 1.68 | 2.12 | 4.24 | 1.66 |
| Operating Cash Flow to Sales Ratio | 0.12 | 0.08 | 0.05 | 0.10 | 0.04 |
| Free Cash Flow Yield | 17.53% | 13.00% | 9.58% | 25.53% | 12.06% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.30 | 7.96 | 7.56 | 4.99 | 5.16 |
| Price-to-Sales (P/S) Ratio | 0.64 | 0.53 | 0.42 | 0.36 | 0.28 |
| Price-to-Book (P/B) Ratio | 1.14 | 0.99 | 0.80 | 0.67 | 0.57 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.71 | 7.70 | 10.44 | 3.92 | 8.29 |
| Price-to-Operating Cash Flow Ratio | 5.39 | 7.02 | 9.05 | 3.41 | 7.06 |
| Price-to-Earnings Growth (PEG) Ratio | 0.38 | 0.26 | -0.50 | 0.17 | 0.69 |
| Enterprise Value Multiple | 7.36 | 6.26 | 5.56 | 3.74 | 3.62 |
| Enterprise Value | 376.55B | 269.28B | 183.27B | 144.87B | 111.92B |
| EV to EBITDA | 7.36 | 6.26 | 5.56 | 3.74 | 3.62 |
| EV to Sales | 0.74 | 0.56 | 0.42 | 0.35 | 0.27 |
| EV to Free Cash Flow | 6.57 | 8.09 | 10.29 | 3.90 | 8.04 |
| EV to Operating Cash Flow | 6.21 | 7.38 | 8.92 | 3.39 | 6.85 |
| Tangible Book Value Per Share | 12.85 | 11.60 | 10.40 | 9.47 | 9.13 |
| Shareholders’ Equity Per Share | 12.86 | 11.60 | 10.40 | 9.83 | 9.12 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.15 | 0.12 | 0.14 | 0.14 |
| Revenue Per Share | 23.01 | 21.65 | 19.79 | 18.35 | 18.79 |
| Net Income Per Share | 1.77 | 1.45 | 1.10 | 1.31 | 1.01 |
| Tax Burden | 0.85 | 0.85 | 0.88 | 0.86 | 0.86 |
| Interest Burden | 0.95 | 0.97 | 0.96 | 0.97 | 0.95 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.04 | 0.01 | 0.03 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.54 | 0.96 | 0.73 | 1.38 | 0.63 |
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