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Haitong Unitrust International Financial Leasing Co., Ltd Class H (1905) AI Stock Analysis
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Haitong Unitrust International Financial Leasing Co., Ltd Class H
(HKEX:1905)
Moderate financial performance due to margin compression and leverage is the primary factor; attractive valuation and strong technical momentum provide key support.
Haitong Unitrust International Financial Leasing Co., Ltd Class H (1905) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 11.28B
- Dividend Yield
- 7.13%
- Average Volume (3M)
- 8.13M
- Price to Earnings (P/E)
- 8.2
- Beta (1Y)
- 0.24
- Revenue Growth
- -19.73%
- EPS Growth
- -12.05%
- Country
- Hong Kong
- Employees
- 1,381
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Haitong Unitrust International Financial Leasing Co., Ltd Class H Business Overview & Revenue Model
Company Description
Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People’s Republic of China. The company offers operating leasing services, and commercial factoring business, as well...
How the Company Makes Money
The company primarily makes money through (1) lease-related financing income and (2) fees associated with arranging and managing leasing transactions. In a typical financial leasing model, the company purchases an asset (or finances an asset already...
Haitong Unitrust International Financial Leasing Co., Ltd Class H Financial Statement Overview
Summary
Revenue grew steadily from 3.3B to 6.9B but margins compressed from 42.5% to 20.2%; high leverage above 4x improved to 2.0x in TTM with recent positive cash flow supporting moderate outlook.
Income Statement
62PositiveBalance Sheet
38NegativeCash Flow
58Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.49B | 6.89B | 5.79B | 4.38B | 3.95B | 3.32B |
| Gross Profit | 4.49B | 6.09B | 5.79B | 4.65B | 5.33B | 3.32B |
| EBITDA | 543.71M | 4.60B | 2.35B | 2.54B | 2.43B | 2.35B |
| Net Income | 1.24B | 1.39B | 1.51B | 1.61B | 1.53B | 1.41B |
Balance Sheet | ||||||
| Total Assets | 103.29B | 107.80B | 111.30B | 123.35B | 124.51B | 114.74B |
| Cash, Cash Equivalents and Short-Term Investments | 0 | 8.35B | 6.65B | 8.38B | 5.42B | 6.10B |
| Total Debt | 38.99B | 81.92B | 82.80B | 92.69B | 91.37B | 82.22B |
| Total Liabilities | 83.69B | 89.57B | 91.31B | 103.11B | 105.69B | 97.12B |
| Stockholders Equity | 19.55B | 17.99B | 19.93B | 20.20B | 18.78B | 17.54B |
Cash Flow | ||||||
| Free Cash Flow | 9.67B | 3.58B | 12.73B | 7.83B | -10.47B | -4.41B |
| Operating Cash Flow | 9.68B | 3.59B | 12.99B | 7.96B | -8.78B | -3.75B |
| Investing Cash Flow | 387.73M | 174.51M | 816.00M | -815.97M | 179.83M | -339.32M |
| Financing Cash Flow | -9.38B | -3.47B | -15.53B | -4.18B | 4.80B | 5.52B |
Haitong Unitrust International Financial Leasing Co., Ltd Class H Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1905, the sentiment is Positive. The current price of 1.37 is above the 20-day moving average (MA) of 1.24, above the 50-day MA of 1.10, and above the 200-day MA of 0.82, indicating a bullish trend. The MACD of 0.08 indicates Negative momentum. The RSI at 70.45 is Negative, neither overbought nor oversold. The STOCH value of 50.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1905.
Haitong Unitrust International Financial Leasing Co., Ltd Class H Peers Comparison
Overall Rating
HK:190564Neutral
HK:160663Neutral
HK:160161Neutral
HK:336052Neutral
HK:037942Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| 64Neutral | HKD 11.28B | 8.23 | 6.19% | 7.13% | -19.73% | -12.05% | |
| 63Neutral | HKD 19.66B | 3.00 | 12.30% | 7.36% | -5.13% | 14.20% | |
| 61Neutral | HKD 1.04B | 3.45 | 7.80% | 10.51% | 0.45% | -20.53% | |
| 52Neutral | HKD 26.81B | 5.85 | 7.47% | 9.78% | 0.51% | -7.18% | |
| 42Neutral | HKD 158.61M | -58.75 | -0.77% | ― | 24.04% | 96.40% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:1905 | Haitong Unitrust International Financial Leasing Co., Ltd Class H | 1.37 | 0.65 | 90.81% | |
| HK:3903 | Hanhua Financial Holding Co., Ltd. Class H | 0.17 | 0.00 | 0.00% | |
| HK:1606 | China Development Bank Financial Leasing Co Ltd Class H | 1.55 | -0.01 | -0.38% | |
| HK:1601 | Zhongguancun Science-Tech Leasing Co. Ltd. Class H | 0.65 | -0.14 | -18.15% | |
| HK:3360 | Far East Horizon Limited | 5.72 | -0.92 | -13.82% | |
| HK:0379 | China Ever Grand Financial Leasing Group Co., Ltd. | 0.09 | 0.01 | 6.82% |
Haitong Unitrust International Financial Leasing Co., Ltd Class H Corporate Events
Shanghai State-Linked Investors Launch Fixed-Price Partial Takeover of Haitong Unitrust
Shanghai International Group and related Shanghai state-owned asset entities have launched pre-conditional voluntary cash partial offers for both domestic and H shares of Haitong Unitrust International Financial Leasing Co., Ltd. The domestic offer t...
Haitong Unitrust Halts Trading in Hong Kong Ahead of Takeover Announcement
Haitong Unitrust International Financial Leasing Co., Ltd., a PRC-based financial leasing specialist with H shares listed in Hong Kong, also supports renminbi bond issuance through its vehicle Haitong UT Brilliant Limited. The company serves institut...
Haitong Unitrust Shareholders Approve Governance and Capital Management Resolutions
Haitong Unitrust International Financial Leasing Co., Ltd held an extraordinary general meeting in Shanghai on September 11, 2026, attended either in person or by proxy by shareholders representing about 93.08% of its issued share capital. The meetin...
Haitong Unitrust Calls EGM to Tighten Connected Transaction and Capital Management Framework
Haitong Unitrust International Financial Leasing Co., Ltd is a Hong Kong-listed PRC financial leasing company providing structured financing and leasing services to a broad shareholder base through both H shares and domestic shares. It operates under...
Haitong Unitrust Publishes Unaudited 2026 Interim Results
Haitong Unitrust International Financial Leasing Co., Ltd, a Hong Kong-listed PRC joint stock company, operates in the international financial leasing sector through various subsidiaries. Its governance structure includes executive, non-executive, em...
Haitong Unitrust Declares Interim Dividend for H Shareholders
Haitong Unitrust International Financial Leasing Co., Ltd has declared an interim ordinary dividend of RMB 0.42 per 10 shares for the six months ended 30 June 2026, payable in Hong Kong dollars by default with an option for RMB. The ex-dividend date...
Haitong Unitrust Sets Board Meeting to Approve 2026 Interim Results and Consider Dividend
Haitong Unitrust International Financial Leasing Co., Ltd. has scheduled a board meeting for August 18, 2026 to review and approve the interim results for the six months ended June 30, 2026. The board will also consider the declaration of an interim...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 27, 2026