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Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
(1543)
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Rating:50Neutral
Price Target:
HK$0.18
â–Ľ(-43.75% Downside)
Action:Reiterated
Date:07/16/26
The score is held back primarily by weakened financial performance (sharp drop in net income, lower revenue, and low ROE) and a technically weak price trend (trading below key moving averages). A high dividend yield provides some support, and 2025 cash flow improved, but multi-year cash flow volatility and the higher P/E relative to recent earnings pressure limit the overall rating.
Positive Factors
Fee-based SME guarantee model
The company’s core business is fee income from guaranteeing SME financing and related services. Fee-based guarantees create recurring, contract-driven revenue streams that are structurally tied to lending activity, supporting steady fees and long-term client relationships if underwriting discipline holds.
Negative Factors
Revenue decline and volatility
A sharp revenue drop and multi-year top-line volatility reduce the predictable base of guarantee fees and weaken scale economics. Persistent or recurring declines compress margins and operating leverage, limiting durable revenue visibility and making medium-term recovery dependent on renewed SME lending demand.
Read all positive and negative factors
Positive Factors
Negative Factors
Fee-based SME guarantee model
The company’s core business is fee income from guaranteeing SME financing and related services. Fee-based guarantees create recurring, contract-driven revenue streams that are structurally tied to lending activity, supporting steady fees and long-term client relationships if underwriting discipline holds.
Read all positive factors
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H (1543) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$293.43M
Dividend Yield11.03%
Average Volume (3M)36.07K
Price to Earnings (P/E)―
Beta (1Y)0.24
Revenue Growth-20.68%
EPS Growth-111.89%
CountryHK
Employees290
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)<0.01
Shares Outstanding554,363,340
10 Day Avg. Volume28,600
30 Day Avg. Volume36,066
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.22
Price to Sales (P/S)1.46
P/FCF Ratio5.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Guangdong Join-Share Financing Guarantee Investment Co., Ltd., established in 2003 and headquartered in Foshan, China, specializes in providing a range of credit-focused financial solutions tailored to meet the business and funding requirements of...
How the Company Makes Money
The company primarily makes money by charging fees for providing financing guarantee services, where it guarantees a borrower’s obligations to a lender and earns guarantee fees (often based on the guaranteed amount and the guarantee period) as rev...
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
46
Neutral
Balance Sheet
62
Positive
Cash Flow
41
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 297.25M | 387.16M | 336.04M | 346.49M | 369.10M |
| Gross Profit | 261.51M | 333.76M | 290.60M | 310.81M | 310.47M |
| EBITDA | 84.58M | 111.56M | 88.25M | 81.18M | 147.40M |
| Net Income | 10.11M | 42.18M | 38.40M | 42.58M | 81.99M |
Balance Sheet | |||||
| Total Assets | 3.91B | 3.88B | 3.79B | 3.67B | 3.45B |
| Cash, Cash Equivalents and Short-Term Investments | 925.17M | 699.62M | 1.04B | 883.17M | 891.39M |
| Total Debt | 990.65M | 1.04B | 794.80M | 805.85M | 464.50M |
| Total Liabilities | 1.53B | 1.52B | 1.43B | 1.32B | 1.08B |
| Stockholders Equity | 2.02B | 2.03B | 2.02B | 2.07B | 2.10B |
Cash Flow | |||||
| Free Cash Flow | 84.58M | -315.65M | -41.41M | -45.95M | -160.87M |
| Operating Cash Flow | 91.08M | -282.23M | -34.17M | -37.57M | -156.17M |
| Investing Cash Flow | 103.01M | -56.79M | -218.55M | -154.63M | 220.89M |
| Financing Cash Flow | -70.18M | 64.83M | 241.20M | 244.73M | 72.68M |
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Technical Analysis
Neutral
0.32
Price Trends
0.19
Positive
0.19
Positive
0.23
Negative
Market Momentum
<0.01
Negative
54.76
Neutral
100.00
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1543, the sentiment is Neutral. The current price of 0.32 is above the 20-day moving average (MA) of 0.19, above the 50-day MA of 0.19, and above the 200-day MA of 0.23, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 54.76 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:1543.
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | HK$588.00M | 12.61 | 4.89% | 5.31% | -17.07% | -5.72% | |
78 Outperform | HK$693.60M | 6.09 | 7.71% | 5.50% | 93.55% | 2.11% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | HK$336.30M | 5.30 | 2.66% | 4.88% | -2.05% | 14.16% | |
53 Neutral | HK$442.35M | -0.51 | -19.32% | 26.60% | -32.03% | -235.24% | |
50 Neutral | HK$293.43M | -50.16 | -0.24% | 11.03% | -20.68% | -111.89% |
* Financial Sector Average
HK:1543
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H
0.19
-0.13
-41.25%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.05
0.27
34.66%
HK:1669
Global International Credit Group Ltd.
1.46
0.65
80.52%
HK:1915
Yangzhou Guangling District Taihe Rural Micro-finance Company Limited Class H
0.27
0.00
0.00%
HK:2003
VCREDIT Holdings Limited
0.94
-2.37
-71.60%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.29
-0.05
-13.64%
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. Class H Corporate Events
Guangdong Join-Share Says All AGM Resolutions Passed With Strong Shareholder Turnout
Jun 30, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd., a PRC-based financial services provider specializing in financing guarantee and investment services, maintains a dual-share structure comprising domestic and H shares. The company oper...
Guangdong Join-Share Wins Shareholder Backing for Structural and Governance Changes
Jun 30, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. held its first extraordinary general meeting of 2026, alongside separate class meetings for domestic and H shareholders, at its Foshan headquarters on 30 June 2026. All proposed resolut...
Guangdong Join-Share Calls 2026 H Shareholders’ Meeting to Amend Articles
Jun 12, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has called its first H Shareholders’ Class Meeting for 2026, to be held on 30 June in Foshan, Guangdong, for holders of its Hong Kong-listed H shares. The company plans to seek ap...
Guangdong Join-Share to Rebrand as Investment Group and Reshape Business Scope
Jun 12, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. plans to change its name to Guangdong Join-Share Investment Group Co., Ltd. and adjust its registered business scope after ceasing financing guarantee operations at the parent level, wi...
Guangdong Join-Share Calls EGM to Revamp Governance and Expand Credit Lines
Jun 12, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has convened its first extraordinary general meeting of 2026 for June 30 in Foshan, where shareholders will vote on special resolutions to amend the company’s name, business scope...
Guangdong Join-Share Calls 2026 Class Meeting to Amend Articles and Governance Rules
Jun 12, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has convened its first 2026 class meeting for holders of domestic shares to be held in Foshan on 30 June 2026, where shareholders will vote on amendments to the company’s Articles...
Guangdong Join-Share Sets 2026 First EGM and Book Closure Timetable
Jun 9, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has scheduled its first extraordinary general meeting of 2026 for 30 June in Foshan, with arrangements tailored for both domestic and H-share holders. The company will implement a book ...
Guangdong Join-Share Sets 2025 AGM to Approve 2026 Budget and Auditor Mandate
May 29, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has convened its 2025 annual general meeting for 30 June 2026 in Foshan, where shareholders will review the board and supervisory reports, audited 2025 financial statements, and a propo...
Guangdong Join-Share Reschedules 2025 AGM and Adjusts Book Closure Dates
May 6, 2026
Guangdong Join-Share Financing Guarantee Investment Co., Ltd. has rescheduled its 2025 annual general meeting from 5 June 2026 to 30 June 2026 at 3:00 p.m., citing administrative reasons for the change. The adjustment reflects routine corporate ad...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.