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Oi Wah Pawnshop Credit Holdings Ltd. (1319) Ratios
Oi Wah Pawnshop Credit Holdings Ltd. Ratios
HK:1319's free cash flow for Q2 2026 was $42.29M. For the 2026 fiscal year, HK:1319's free cash flow was decreased by $-1.32M and operating cash flow was $43.61M. See a summary of the company’s cash flow.
| Ratios | Feb 26 | Feb 25 | Feb 24 | Feb 23 | Feb 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 21.57 | 10830.57 | 21.81 | 366.36 | 236.04 |
| Quick Ratio | 21.57 | 10830.57 | 21.81 | 366.36 | 236.04 |
| Cash Ratio | 6.96 | 9598.30 | 21.81 | 330.13 | 220.44 |
| Solvency Ratio | 1.11 | 0.86 | 0.88 | 0.77 | 0.47 |
| Operating Cash Flow Ratio | 3.80 | 6598.57 | 9.22 | 142.21 | 131.64 |
| Short-Term Operating Cash Flow Coverage | 3.80 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ 1.09B | $ 174.06M | $ 61.58M | $ 64.78M | $ 48.51M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.06 | 0.08 | 0.10 | 0.15 |
| Debt-to-Equity Ratio | 0.05 | 0.06 | 0.09 | 0.11 | 0.17 |
| Debt-to-Capital Ratio | 0.05 | 0.06 | 0.08 | 0.10 | 0.15 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.06 | 0.00 | 0.02 | 0.04 |
| Financial Leverage Ratio | 1.07 | 1.07 | 1.10 | 1.12 | 1.18 |
| Debt Service Coverage Ratio | 1.65 | 16.44 | 0.00 | 10.86 | 7.53 |
| Interest Coverage Ratio | 26.98 | 16.52 | 0.00 | 11.51 | 7.89 |
| Debt to Market Cap | 0.09 | 0.16 | 0.00 | 0.05 | 0.08 |
| Interest Debt Per Share | 0.03 | 0.04 | 0.05 | 0.06 | 0.09 |
| Net Debt to EBITDA | -2.84 | -2.05 | -0.60 | -0.48 | -0.36 |
| Profitability Margins | |||||
| Gross Profit Margin | 94.86% | 97.77% | 100.00% | 100.00% | 100.00% |
| EBIT Margin | 58.52% | 36.77% | 69.34% | 71.28% | 68.64% |
| EBITDA Margin | 63.66% | 41.59% | 75.26% | 77.21% | 76.02% |
| Operating Profit Margin | 58.56% | 36.77% | 67.96% | 70.75% | 69.26% |
| Pretax Profit Margin | 56.35% | 36.77% | 64.16% | 64.60% | 60.48% |
| Net Profit Margin | 47.62% | 31.76% | 53.70% | 54.15% | 50.61% |
| Continuous Operations Profit Margin | 47.62% | 31.76% | 53.70% | 54.15% | 50.61% |
| Net Income Per EBT | 84.52% | 86.39% | 83.70% | 83.82% | 83.69% |
| EBT Per EBIT | 96.23% | 100.00% | 94.40% | 91.31% | 87.32% |
| Return on Assets (ROA) | 6.67% | 4.73% | 7.27% | 7.46% | 6.20% |
| Return on Equity (ROE) | 7.15% | 5.05% | 8.01% | 8.36% | 7.29% |
| Return on Capital Employed (ROCE) | 8.58% | 5.47% | 9.27% | 9.76% | 8.49% |
| Return on Invested Capital (ROIC) | 6.93% | 4.73% | 7.76% | 46.10% | 33.90% |
| Return on Tangible Assets | 6.67% | 4.73% | 7.27% | 7.46% | 6.20% |
| Earnings Yield | 14.31% | 12.79% | 18.69% | 17.52% | 15.09% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.22 | 6.21 | 0.00 | 8.54 | 9.67 |
| Payables Turnover | 387.52 | 170.30 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.38 | 7.06 | 9.92 | 9.49 | 6.53 |
| Asset Turnover | 0.14 | 0.15 | 0.14 | 0.14 | 0.12 |
| Working Capital Turnover Ratio | 0.25 | 0.85 | 0.92 | 0.78 | 0.60 |
| Cash Conversion Cycle | 1662.99 | 56.63 | 0.00 | 42.75 | 37.73 |
| Days of Sales Outstanding | 1663.94 | 58.77 | 0.00 | 42.75 | 37.73 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.94 | 2.14 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 1663.94 | 58.77 | 0.00 | 42.75 | 37.73 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.11 | 0.08 | 0.04 | 0.04 | 0.06 |
| Free Cash Flow Per Share | 0.11 | 0.08 | 0.04 | 0.04 | 0.06 |
| Dividend Paid and CapEx Coverage Ratio | 5.79 | 5.49 | 1.87 | 1.84 | 3.29 |
| Capital Expenditure Coverage Ratio | 274.62 | 224.84 | 40.38 | 59.52 | 151.32 |
| Operating Cash Flow Coverage Ratio | 3.28 | 2.15 | 0.74 | 0.66 | 0.73 |
| Operating Cash Flow to Sales Ratio | 1.19 | 0.86 | 0.45 | 0.46 | 0.87 |
| Free Cash Flow Yield | 35.55% | 34.55% | 15.20% | 14.62% | 25.83% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.99 | 7.83 | 5.35 | 5.71 | 6.63 |
| Price-to-Sales (P/S) Ratio | 3.33 | 2.48 | 2.87 | 3.09 | 3.35 |
| Price-to-Book (P/B) Ratio | 0.50 | 0.39 | 0.43 | 0.48 | 0.48 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.81 | 2.89 | 6.58 | 6.84 | 3.87 |
| Price-to-Operating Cash Flow Ratio | 2.80 | 2.88 | 6.42 | 6.73 | 3.85 |
| Price-to-Earnings Growth (PEG) Ratio | 0.15 | -0.22 | 11.96 | 0.28 | -0.29 |
| Enterprise Value Multiple | 2.38 | 3.92 | 3.21 | 3.53 | 4.06 |
| Enterprise Value | 263.18M | 287.17M | 389.41M | 432.98M | 436.58M |
| EV to EBITDA | 2.38 | 3.92 | 3.21 | 3.53 | 4.06 |
| EV to Sales | 1.52 | 1.63 | 2.42 | 2.72 | 3.08 |
| EV to Free Cash Flow | 1.28 | 1.90 | 5.54 | 6.02 | 3.56 |
| EV to Operating Cash Flow | 1.28 | 1.89 | 5.40 | 5.92 | 3.54 |
| Tangible Book Value Per Share | 0.60 | 0.58 | 0.56 | 0.53 | 0.51 |
| Shareholders’ Equity Per Share | 0.60 | 0.58 | 0.56 | 0.53 | 0.51 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.14 | 0.16 | 0.16 | 0.16 |
| Revenue Per Share | 0.09 | 0.09 | 0.08 | 0.08 | 0.07 |
| Net Income Per Share | 0.04 | 0.03 | 0.04 | 0.04 | 0.04 |
| Tax Burden | 0.85 | 0.86 | 0.84 | 0.84 | 0.84 |
| Interest Burden | 0.96 | 1.00 | 0.93 | 0.91 | 0.88 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.03 | 0.02 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.49 | 2.35 | 0.83 | 0.71 | 1.44 |
Currency in HKD
