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China Huirong Financial Holdings Ltd. (1290) AI Stock Analysis
China Huirong Financial Holdings Ltd.
(HKEX:1290)
Solid financial performance with revenue and asset growth forms the primary driver, reinforced by attractive valuation; neutral technicals add stability while cash flow volatility tempers upside.
China Huirong Financial Holdings Ltd. (1290) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 599.68M
- Dividend Yield
- 5.45%
- Average Volume (3M)
- 89.80K
- Price to Earnings (P/E)
- 11.9
- Beta (1Y)
- -0.06
- Revenue Growth
- -2.31%
- EPS Growth
- -15.36%
- Country
- Hong Kong
- Employees
- 144
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
China Huirong Financial Holdings Ltd. Business Overview & Revenue Model
Company Description
China Huirong Financial Holdings Limited functions as an investment holding company, providing a broad range of financial solutions to individuals and small and medium-sized enterprises (SMEs) across the People's Republic of China. Its operations are...
How the Company Makes Money
The company primarily makes money by earning financing income from its lending activities. Key revenue streams typically include (i) interest income or financing charges generated from loans and financing services provided to customers (often SMEs),...
China Huirong Financial Holdings Ltd. Financial Statement Overview
Summary
Revenue and asset growth provide resilience, supported by manageable debt levels, but cash flow volatility and margin fluctuations highlight liquidity risks.
Income Statement
68PositiveBalance Sheet
72PositiveCash Flow
52Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 641.94M | 719.35M | 653.16M | 654.93M | 621.01M | 485.67M |
| Gross Profit | 261.64M | 301.39M | 224.06M | 209.50M | 184.81M | 236.35M |
| EBITDA | 116.94M | 131.24M | 159.96M | 145.03M | 120.75M | 180.15M |
| Net Income | 42.68M | 51.22M | 50.48M | 46.45M | 41.06M | 87.17M |
Balance Sheet | ||||||
| Total Assets | 3.18B | 3.35B | 3.50B | 3.30B | 2.99B | 2.84B |
| Cash, Cash Equivalents and Short-Term Investments | 290.59M | 344.47M | 247.32M | 142.34M | 431.77M | 576.39M |
| Total Debt | 909.88M | 1.04B | 1.11B | 942.22M | 734.45M | 603.11M |
| Total Liabilities | 966.89M | 1.13B | 1.30B | 1.14B | 873.82M | 742.46M |
| Stockholders Equity | 1.93B | 1.94B | 1.91B | 1.88B | 1.87B | 1.87B |
Cash Flow | ||||||
| Free Cash Flow | -96.03M | 53.33M | -80.33M | -261.48M | -111.94M | 69.59M |
| Operating Cash Flow | -90.09M | 59.17M | -77.77M | -254.19M | -102.49M | 98.46M |
| Investing Cash Flow | 340.23M | 234.31M | -59.05M | 4.80M | -26.19M | -75.67M |
| Financing Cash Flow | -163.15M | -215.73M | 136.05M | 189.92M | 89.58M | 108.42M |
China Huirong Financial Holdings Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1290, the sentiment is Negative. The current price of 0.55 is below the 20-day moving average (MA) of 0.59, below the 50-day MA of 0.58, and above the 200-day MA of 0.54, indicating a neutral trend. The MACD of 0.00 indicates Positive momentum. The RSI at 32.28 is Neutral, neither overbought nor oversold. The STOCH value of 38.73 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1290.
China Huirong Financial Holdings Ltd. Peers Comparison
Overall Rating
HK:131974Outperform
HK:157774Outperform- HK:129068Neutral
HK:011158Neutral
HK:200353Neutral
HK:362344Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| HK:1319 | 74Outperform | HKD 548.43M | 5.61 | 8.34% | 7.54% | 5.30% | 53.47% |
| HK:1577 | 74Outperform | HKD 727.60M | 6.19 | 7.71% | 5.37% | 92.42% | 2.11% |
| HK:1290 | 68Neutral | HKD 599.68M | 11.88 | 2.21% | 5.45% | -2.31% | -15.36% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| HK:0111 | 58Neutral | HKD 403.96M | 4.03 | 9.44% | 7.94% | 11.64% | 630.37% |
| HK:2003 | 53Neutral | HKD 554.16M | -0.62 | -19.32% | 21.93% | -32.03% | -235.24% |
| HK:3623 | 44Neutral | HKD 315.33M | -4.59 | -19.48% | ― | 335.38% | -75.17% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:1290 | China Huirong Financial Holdings Ltd. | 0.55 | -0.08 | -13.25% | |
| HK:0111 | Cinda International Holdings Limited | 0.63 | 0.28 | 78.47% | |
| HK:1319 | Oi Wah Pawnshop Credit Holdings Ltd. | 0.28 | 0.04 | 18.26% | |
| HK:1577 | Quanzhou Huixin Micro-credit Co., Ltd. Class H | 1.07 | 0.20 | 22.99% | |
| HK:2003 | VCREDIT Holdings Limited | 1.14 | -1.78 | -60.96% | |
| HK:3623 | China Success Finance Group Holdings Ltd. | 0.50 | -0.79 | -61.24% |
China Huirong Financial Holdings Ltd. Corporate Events
China Huirong Forms Aviation Leasing JVs in RMB68 Million Deal
China Huirong Financial Holdings Ltd., through its indirect wholly owned subsidiaries Huifang Investment and Huifang Technology, has formed two joint venture companies with partner Inno One to enter the aircraft acquisition and leasing market. The Ho...
China Huirong’s Interim Results Show Profit and Asset Declines Amid Credit Pressures
China Huirong Financial Holdings Ltd. reported a sharp slowdown in operating performance for the six months ended 30 June 2026, with operating income down 19% to RMB281.7 million and profit attributable to owners falling 29% to RMB23.2 million. Basic...
China Huirong Schedules Board Meeting to Approve Interim Results
China Huirong Financial Holdings Limited has scheduled a board meeting for 28 August 2026 to review and approve its interim financial results for the six months ended 30 June 2026. The board will also consider the declaration of an interim dividend,...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 27, 2026