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Hong Kong Finance Group Ltd. (1273) AI Stock Analysis
Hong Kong Finance Group Ltd.
(HKEX:1273)
Valuation stands out with exceptionally low P/E and solid dividend yield, while financial performance benefits from balance sheet strength and profitability gains, tempered by cash flow inconsistency; technical analysis adds positive momentum support.
Hong Kong Finance Group Ltd. (1273) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 290.50M
- Dividend Yield
- 6.86%
- Average Volume (3M)
- 51.25K
- Price to Earnings (P/E)
- 4.2
- Beta (1Y)
- 0.15
- Revenue Growth
- 4.13%
- EPS Growth
- 51.84%
- Country
- Hong Kong
- Employees
- 52
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Mortgages
Hong Kong Finance Group Ltd. Business Overview & Revenue Model
Company Description
Hong Kong Finance Group Limited operates as an investment holding company, primarily offering property mortgage loans to individuals and businesses across Hong Kong under the "Hong Kong Finance" brand. Beyond its core mortgage services, the company e...
Hong Kong Finance Group Ltd. Financial Statement Overview
Summary
Revenue recovery and strong net income growth in recent years, paired with a robust balance sheet showing reduced leverage, though offset by volatile cash flows.
Income Statement
82Very PositiveBalance Sheet
88Very PositiveCash Flow
65Positive| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 150.52M | 164.24M | 152.81M | 136.73M | 163.27M | 154.88M |
| Gross Profit | 147.92M | 159.02M | 137.10M | 136.73M | 163.27M | 154.88M |
| EBITDA | 100.22M | 100.22M | 62.39M | 80.15M | 104.43M | 99.83M |
| Net Income | 70.13M | 70.13M | 46.17M | 42.69M | 58.88M | 70.55M |
Balance Sheet | ||||||
| Total Assets | 1.15B | 1.15B | 1.02B | 1.13B | 1.13B | 1.18B |
| Cash, Cash Equivalents and Short-Term Investments | 22.98M | 22.98M | 34.23M | 28.38M | 29.88M | 24.88M |
| Total Debt | 224.70M | 224.70M | 105.00M | 307.04M | 326.57M | 426.44M |
| Total Liabilities | 241.97M | 241.97M | 168.94M | 318.38M | 341.49M | 440.45M |
| Stockholders Equity | 910.10M | 910.10M | 852.00M | 816.62M | 784.72M | 736.62M |
Cash Flow | ||||||
| Free Cash Flow | -68.17M | -68.17M | 166.14M | 26.78M | 129.74M | -34.98M |
| Operating Cash Flow | -67.39M | -67.39M | 169.98M | 28.96M | 130.05M | -33.85M |
| Investing Cash Flow | -478.00K | -478.00K | -2.35M | -139.00K | -14.30M | -29.13M |
| Financing Cash Flow | 57.36M | 57.36M | -162.53M | -30.32M | -110.75M | 7.84M |
Hong Kong Finance Group Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1273, the sentiment is Neutral. The current price of 0.70 is below the 20-day moving average (MA) of 0.71, below the 50-day MA of 0.71, and above the 200-day MA of 0.63, indicating a neutral trend. The MACD of -0.00 indicates Positive momentum. The RSI at 41.74 is Neutral, neither overbought nor oversold. The STOCH value of 39.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:1273.
Hong Kong Finance Group Ltd. Peers Comparison
Overall Rating
- HK:127382Outperform
HK:131974Outperform
HK:803071Outperform
HK:107362Neutral
HK:122655Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| HK:1273 | 82Outperform | HKD 290.50M | 4.22 | 7.86% | 6.86% | 4.13% | 51.84% |
| HK:1319 | 74Outperform | HKD 548.43M | 5.61 | 8.34% | 7.54% | 5.30% | 53.47% |
| HK:8030 | 71Outperform | HKD 597.38M | 7.31 | 26.92% | ― | 7.43% | -15.99% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| HK:1073 | 62Neutral | HKD 341.80M | 5.92 | 8.47% | 7.20% | 99.18% | 272.34% |
| HK:1226 | 55Neutral | HKD 350.71M | 2.50 | 46.99% | ― | 1098.58% | ― |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:1273 | Hong Kong Finance Group Ltd. | 0.70 | 0.18 | 34.36% | |
| HK:1319 | Oi Wah Pawnshop Credit Holdings Ltd. | 0.28 | 0.04 | 18.26% | |
| HK:1073 | Da Yu Financial Holdings Limited | 0.10 | -0.02 | -13.79% | |
| HK:1226 | China Investment and Finance Group Ltd | 0.85 | 0.00 | 0.00% | |
| HK:8030 | Flying Financial Service Holdings Limited | 1.71 | -10.47 | -85.96% |
Hong Kong Finance Group Ltd. Corporate Events
Hong Kong Finance Group Extends HK$8 Million Secured Loan to Repeat Borrower
Hong Kong Finance Group Ltd. has entered into a new loan agreement with a repeat customer, Customer AC, advancing HK$8 million for six months at an effective annual interest rate of 14.4%. The facility is secured by a first mortgage over a commercial...
Hong Kong Finance Group Renews HK$40 Million Secured Loan to Repeat Borrower
Hong Kong Finance Group Ltd. has entered into a new loan agreement through its subsidiary HK Finance (PL) to extend a HK$40 million loan to a repeat customer, Customer E, at an interest rate of 1.25% per month over a 12‑month term. The proceeds...
Hong Kong Finance Group Corrects AGM Poll Results, Confirms Strong Shareholder Support
Hong Kong Finance Group Ltd. clarified that the poll results from its annual general meeting on 2 September 2026 were misstated and has now provided the correct voting figures. The updated data confirm overwhelming shareholder support for all eight o...
Hong Kong Finance Group Wins Unanimous Backing at AGM, Approves Dividend and Share Mandates
Hong Kong Finance Group Ltd. reported that all resolutions at its annual general meeting on 2 September 2026 were passed by poll with unanimous support from voting shareholders. Ordinary business included approval of the audited financial statements...
Hong Kong Finance Group Extends HK$21.7 Million in Secured Property Loans
Hong Kong Finance Group Ltd. has entered into a set of loan agreements on 19 August 2026 under which its unit HK Finance will provide HK$21.7 million in aggregate financing to three customers. The loans, secured by first and second mortgages over mul...
Hong Kong Finance Group Unveils New Corporate Logo Without Impact on Operations
Hong Kong Finance Group Limited has adopted a new corporate logo with immediate effect, which will appear on all corporate documents, promotional materials, and the company’s website as part of a refreshed visual identity. The update underscore...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 18, 2026