Want to see HK:0628 full AI Analyst Report?
Gome Finance Technology Co (0628) AI Stock Analysis
Top Page
Gome Finance Technology Co
(HKEX:0628)
The score is held back mainly by weak cash-flow quality (negative operating and free cash flow despite profits) and a technically weak price trend (below major moving averages with negative MACD). These are partly offset by a strengthened, low-leverage balance sheet and a relatively modest P/E valuation.
Gome Finance Technology Co (0628) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 1.27B
- Dividend Yield
- ―
- Average Volume (3M)
- 14.40M
- Price to Earnings (P/E)
- 10.8
- Beta (1Y)
- 0.61
- Revenue Growth
- 26.14%
- EPS Growth
- 90.63%
- Country
- Hong Kong
- Employees
- 325
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Financial - Credit Services
Gome Finance Technology Co Business Overview & Revenue Model
Company Description
Operating as an investment holding company, Gome Finance Technology Co., Ltd. delivers diverse financial solutions across both Hong Kong and Mainland China. The firm's operations are structured into two main divisions: commercial factoring and variou...
Gome Finance Technology Co Financial Statement Overview
Summary
Profitability has improved with solid net profits in 2024–2025 and modest positive revenue growth, and the balance sheet is conservatively positioned with very low leverage. However, cash generation is a major concern: operating cash flow and free cash flow are negative in 2023–2025 despite positive net income, and profitability has been volatile historically with prior-year losses.
Income Statement
64PositiveBalance Sheet
78PositiveCash Flow
30Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 504.50M | 429.27M | 269.64M | 91.02M | 95.30M | 95.46M |
| Gross Profit | 507.00M | 347.67M | 266.17M | 87.62M | 95.28M | 62.73M |
| EBITDA | 130.58M | 62.37M | 107.08M | 47.25M | 76.05M | -122.17M |
| Net Income | 83.26M | 60.12M | 39.64M | 37.00M | -5.64M | -127.98M |
Balance Sheet | ||||||
| Total Assets | 2.76B | 2.74B | 2.61B | 1.70B | 2.04B | 2.44B |
| Cash, Cash Equivalents and Short-Term Investments | 55.45M | 27.37M | 131.02M | 284.38M | 303.10M | 247.04M |
| Total Debt | 191.13M | 153.70M | 60.80M | 567.00K | 387.07M | 879.61M |
| Total Liabilities | 364.62M | 308.09M | 142.42M | 18.01M | 403.64M | 891.10M |
| Stockholders Equity | 2.31B | 2.30B | 2.27B | 1.68B | 1.63B | 1.55B |
Cash Flow | ||||||
| Free Cash Flow | 31.55M | -18.44M | -187.88M | -84.25M | -21.65M | -52.39M |
| Operating Cash Flow | 31.81M | -17.94M | -152.26M | -84.25M | -21.65M | -52.39M |
| Investing Cash Flow | -168.28M | -123.36M | -22.02M | 443.16M | 585.59M | -60.28M |
| Financing Cash Flow | 111.38M | 65.94M | -1.65M | -391.74M | -527.64M | 151.00K |
Gome Finance Technology Co Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0628, the sentiment is Negative. The current price of 0.24 is below the 20-day moving average (MA) of 0.26, below the 50-day MA of 0.29, and below the 200-day MA of 0.31, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 42.08 is Neutral, neither overbought nor oversold. The STOCH value of 21.77 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:0628.
Gome Finance Technology Co Peers Comparison
Overall Rating
HK:090074Outperform
HK:157774Outperform- HK:062854Neutral
HK:200353Neutral
HK:823945Neutral
HK:205138Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| HK:0900 | 74Outperform | HKD 3.66B | 7.48 | 10.90% | 6.97% | 4.43% | 6.41% |
| HK:1577 | 74Outperform | HKD 727.60M | 6.19 | 7.71% | 5.37% | 92.42% | 2.11% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| HK:0628 | 54Neutral | HKD 1.27B | 10.83 | 3.61% | ― | 26.14% | 90.63% |
| HK:2003 | 53Neutral | HKD 554.16M | -0.62 | -19.32% | 21.93% | -32.03% | -235.24% |
| HK:8239 | 45Neutral | HKD 2.92B | -90.85 | -190.90% | ― | 31.07% | -57.47% |
| HK:2051 | 38Underperform | HKD 472.70M | -2.39 | -24.06% | ― | 33.07% | -135.86% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:0628 | Gome Finance Technology Co | 0.24 | 0.02 | 6.99% | |
| HK:2051 | 51 Credit Card Inc. | 0.29 | -0.23 | -44.23% | |
| HK:0900 | AEON Credit Service (Asia) Co., Ltd. | 8.75 | 1.70 | 24.13% | |
| HK:1577 | Quanzhou Huixin Micro-credit Co., Ltd. Class H | 1.07 | 0.20 | 22.99% | |
| HK:2003 | VCREDIT Holdings Limited | 1.14 | -1.78 | -60.96% | |
| HK:8239 | Capital Finance Holdings Limited | 3.73 | 2.58 | 224.35% |
Gome Finance Technology Co Corporate Events
Tong Tong AI Social Group Posts Strong Interim Profit Growth Without Interim Dividend
Tong Tong AI Social Group Limited reported a solid improvement in interim results for the six months ended 30 June 2026, with revenue rising to RMB235.6 million from RMB202.7 million a year earlier. Profit before tax surged to RMB36.4 million from RM...
Tong Tong AI Social Group Flags Sharp Interim Profit Increase on Digital Content Growth
Tong Tong AI Social Group Limited said it expects profit attributable to shareholders for the six months ended 30 June 2026 to rise to between RMB50 million and RMB56 million, up from RMB31.9 million a year earlier. The improvement is mainly driven b...
Tong Tong AI Social Group Sets Board Meeting to Approve Interim Results
Tong Tong AI Social Group Limited has scheduled a board meeting for 28 August 2026 to review and approve the unaudited interim results for the six months ended 30 June 2026. The board will also consider whether to recommend an interim dividend and ad...
Tong Tong AI Social Group Shifts Bermuda Registered Office
Tong Tong AI Social Group Limited has announced that it will change the address of its registered office in Bermuda to Richmond House, 12 Par-la-Ville Road, Hamilton HM 08, effective 3 August 2026. The company emphasized that the address of its princ...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Sep 12, 2026