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Home Federal Bancorp Of Louisiana (HFBL) Ratios
Home Federal Bancorp Of Louisiana Ratios
HFBL's free cash flow for Q4 2026 was $3.25M. For the 2026 fiscal year, HFBL's free cash flow was decreased by $-16.00K and operating cash flow was $3.26M. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 17913.35 | 0.10 | 0.08 | 0.10 | 0.13 |
| Quick Ratio | 17913.35 | 0.10 | 0.08 | 0.10 | 0.13 |
| Cash Ratio | 1106.58 | 0.03 | 0.03 | 0.03 | 0.08 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 245.81 | 0.01 | 0.00 | 0.02 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 245.81 | 1.37 | 0.33 | 1.42 | 5.36 |
| Net Current Asset Value | $ -29.26M | $ -502.01M | $ -540.65M | $ -549.24M | $ -466.66M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt-to-Equity Ratio | 0.06 | 0.07 | 0.13 | 0.17 | 0.06 |
| Debt-to-Capital Ratio | 0.06 | 0.07 | 0.12 | 0.14 | 0.06 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 10.95 | 11.04 | 12.07 | 13.08 | 11.28 |
| Debt Service Coverage Ratio | 0.68 | 0.33 | 0.24 | 0.48 | 1.11 |
| Interest Coverage Ratio | 0.73 | 0.39 | 0.32 | 1.33 | 3.20 |
| Debt to Market Cap | 0.06 | 0.10 | 0.20 | 0.20 | 0.05 |
| Interest Debt Per Share | 4.73 | 5.16 | 6.54 | 4.51 | 1.56 |
| Net Debt to EBITDA | -3.45 | -2.03 | -1.54 | -1.47 | -5.78 |
| Profitability Margins | |||||
| Gross Profit Margin | 67.68% | 63.92% | 61.21% | 79.15% | 90.16% |
| EBIT Margin | 22.26% | 14.39% | 12.22% | 23.73% | 26.68% |
| EBITDA Margin | 25.47% | 18.62% | 16.06% | 26.78% | 30.07% |
| Operating Profit Margin | 22.26% | 14.39% | 12.22% | 23.73% | 26.68% |
| Pretax Profit Margin | 22.26% | 14.39% | 12.22% | 23.73% | 26.68% |
| Net Profit Margin | 17.66% | 12.02% | 10.79% | 19.99% | 21.67% |
| Continuous Operations Profit Margin | 17.66% | 12.02% | 10.79% | 19.99% | 21.67% |
| Net Income Per EBT | 79.31% | 83.54% | 88.30% | 84.25% | 81.22% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.96% | 0.64% | 0.56% | 0.86% | 0.83% |
| Return on Equity (ROE) | 10.51% | 7.04% | 6.80% | 11.29% | 9.31% |
| Return on Capital Employed (ROCE) | 1.21% | 7.86% | 7.20% | 13.25% | 11.38% |
| Return on Invested Capital (ROIC) | 1.07% | 6.15% | 5.66% | 9.56% | 8.72% |
| Return on Tangible Assets | 0.97% | 0.64% | 0.57% | 0.87% | 0.83% |
| Earnings Yield | 9.75% | 9.34% | 10.27% | 13.45% | 7.63% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.45 | 17.61 | 18.76 | 15.94 | 20.01 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.16 | 1.87 | 1.82 | 1.72 | 1.38 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | 1.22 | -0.06 | -0.06 | -0.06 | -0.05 |
| Cash Conversion Cycle | 19.78 | 20.73 | 19.46 | 22.90 | 18.24 |
| Days of Sales Outstanding | 19.78 | 20.73 | 19.46 | 22.90 | 18.24 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 19.78 | 20.73 | 19.46 | 22.90 | 18.24 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.53 | 1.79 | 0.76 | 4.01 | 5.25 |
| Free Cash Flow Per Share | 2.53 | 1.77 | -0.12 | 3.62 | 4.46 |
| Dividend Paid and CapEx Coverage Ratio | 4.50 | 3.27 | 0.54 | 4.47 | 4.34 |
| Capital Expenditure Coverage Ratio | 262.76 | 118.96 | 0.86 | 10.25 | 6.63 |
| Operating Cash Flow Coverage Ratio | 2.14 | 1.37 | 0.33 | 1.42 | 5.36 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.17 | 0.07 | 0.42 | 0.76 |
| Free Cash Flow Yield | 12.03% | 13.03% | -1.05% | 25.76% | 22.67% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.24 | 10.71 | 9.73 | 7.44 | 13.11 |
| Price-to-Sales (P/S) Ratio | 1.81 | 1.29 | 1.05 | 1.49 | 2.84 |
| Price-to-Book (P/B) Ratio | 1.08 | 0.75 | 0.66 | 0.84 | 1.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.31 | 7.67 | -95.04 | 3.88 | 4.41 |
| Price-to-Operating Cash Flow Ratio | 8.31 | 7.61 | 15.09 | 3.50 | 3.75 |
| Price-to-Earnings Growth (PEG) Ratio | 0.17 | 1.40 | -0.26 | 0.29 | -1.36 |
| Enterprise Value Multiple | 3.66 | 4.89 | 5.00 | 4.08 | 3.67 |
| Enterprise Value | 32.57M | 29.45M | 26.73M | 31.17M | 24.83M |
| EV to EBITDA | 3.66 | 4.89 | 5.00 | 4.08 | 3.67 |
| EV to Sales | 0.93 | 0.91 | 0.80 | 1.09 | 1.10 |
| EV to Free Cash Flow | 4.27 | 5.43 | -72.63 | 2.85 | 1.71 |
| EV to Operating Cash Flow | 4.27 | 5.38 | 11.53 | 2.58 | 1.46 |
| Tangible Book Value Per Share | 18.26 | 16.75 | 15.97 | 15.23 | 16.11 |
| Shareholders’ Equity Per Share | 19.48 | 18.03 | 17.35 | 16.73 | 16.11 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.16 | 0.12 | 0.16 | 0.19 |
| Revenue Per Share | 11.59 | 10.56 | 10.94 | 9.44 | 6.92 |
| Net Income Per Share | 2.05 | 1.27 | 1.18 | 1.89 | 1.50 |
| Tax Burden | 0.79 | 0.84 | 0.88 | 0.84 | 0.81 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.02 | 0.30 | 0.33 | 0.41 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 |
| Income Quality | 1.23 | 1.41 | 0.65 | 2.12 | 3.50 |
Currency in USD
