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Harford Bank (HFBK) Stock Statistics & Valuation Metrics

Total Valuation

Harford Bank has a market cap or net worth of $66.82M. The enterprise value is -$884.68B.

Market Cap
$66.82M
Enterprise Value
-$884.68B

Share Statistics

Harford Bank has 1,513,400 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
1,513,400
Owned by Insiders
―
Owned by Institutions
―

Financial Efficiency

Harford Bank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.97%.

Return on Equity (ROE)
0.10
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
0.97%
Return on Capital Employed (ROCE)
0.01
Revenue Per Employee
396.62K
Profits Per Employee
73.64K
Employee Count
96
Asset Turnover
0.05
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Harford Bank is 8.55. Harford Bank’s PEG ratio is 1.06.

PE Ratio
8.55
PS Ratio
1.70
PB Ratio
0.91
Price to FCF
7.21
Price to Operating Cash Flow
6.97
PEG Ratio
1.06

Income Statement

In the last 12 months, Harford Bank had revenue of 38.08M and earned 7.07M in profits. Earnings per share was 4.71.

Revenue
38.08M
Gross Profit
25.75M
Operating Income
9.13M
Pretax Income
9.13M
Net Income
7.07M
EBITDA
9.54M
Earnings Per Share (EPS)
4.71

Cash Flow

In the last 12 months, operating cash flow was 9.71M and capital expenditures -314,892, giving a free cash flow of 9.40M billion.

Operating Cash Flow
9.71M
Free Cash Flow
9.40M
Free Cash Flow per Share
6.22

Dividends & Yields

Harford Bank pays an annual dividend of $0.25, resulting in a dividend yield of 2.29%

Dividend Per Share
$0.25
Dividend Yield
2.29%
Payout Ratio
N/A
Free Cash Flow Yield
13.86%
Earnings Yield
11.66%

Stock Price Statistics

Beta
0.03
52-Week Price Change
15.42%
50-Day Moving Average
44.40
200-Day Moving Average
42.49
Relative Strength Index (RSI)
47.01
Average Volume (3m)
1,462

Important Dates

Harford Bank upcoming earnings date is ―, TBA (Not Confirmed).

Last Earnings Date
―
Next Earnings Date
―
Ex-Dividend Date
Jun 01, 2026

Financial Position

Harford Bank as a current ratio of 223.26, with Debt / Equity ratio of 1.71%

Current Ratio
223.26
Quick Ratio
223.26
Debt to Market Cap
0.00
Net Debt to EBITDA
-6.24
Interest Coverage Ratio
0.81

Taxes

In the past 12 months, Harford Bank has paid 2.06M in taxes.

Income Tax
2.06M
Effective Tax Rate
0.23

Enterprise Valuation

Harford Bank EV to EBITDA ratio is -0.03, with an EV/FCF ratio of -0.03.

EV to Sales
-0.01
EV to EBITDA
-0.03
EV to Free Cash Flow
-0.03
EV to Operating Cash Flow
-0.03

Balance Sheet

Harford Bank has $69.90M in cash and marketable securities with $1.82M in debt, giving a net cash position of $68.08M billion.

Cash & Marketable Securities
$69.90M
Total Debt
$1.82M
Net Cash
$68.08M
Net Cash Per Share
$44.99
Tangible Book Value Per Share
$49.37

Margins

Gross margin is 69.43%, with operating margin of 26.02%, and net profit margin of 19.76%.

Gross Margin
69.43%
Operating Margin
26.02%
Pretax Margin
26.02%
Net Profit Margin
19.76%
EBITDA Margin
26.83%
EBIT Margin
26.02%

Analyst Forecast

The average price target for Harford Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target
―
Price Target Upside
―
Analyst Consensus
―
Analyst Count
0
Revenue Growth Forecast
7.02%
EPS Growth Forecast
7.74%

Scores

Smart Score
5
AI Score
―