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HCI Group Inc (HCI)
NYSE:HCI
Earnings Data
Report Date
Aug 07, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
4.5Last Year’s EPS
4.21Same Quarter Last Year
Strong Buy
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 08, 2025
|% Change Since: 9.24%
|Next Earnings Date:Aug 07, 2025
Earnings Call Sentiment|Positive
The earnings call presented numerous positive developments, including strong financial performance, strategic debt reduction, and significant progress in corporate restructuring efforts. The company's operational metrics showed improvement, and plans for future growth, particularly the spin-off of Exio, were well-received.Company Guidance
During HCI Group's first-quarter 2025 earnings call, the company reported robust financial performance, including a 17% increase in gross earned premiums and a reduction in the net combined ratio to 56% from 67% in the previous year. Pretax net income exceeded $100 million, with earnings of $5.35 per share. The gross loss ratio decreased to less than 20%, driven by legislative changes and favorable weather conditions, with claim frequency down over 40% compared to the previous year. HCI's shareholder equity grew by nearly $70 million, and book value per share increased by more than $6. Additionally, the company announced plans to redeem its 4.75% convertible senior notes by June, reducing debt by approximately $172 million. Exio, HCI's technology division, is set to spin off as a standalone entity, creating opportunities to expand its platform beyond HCI and capture a broader market share, with Exio already managing $1.2 billion in premiums.Revenue and Profit Growth
Gross earned premiums increased by 17% compared to the same quarter last year. Pretax net income was over $100 million, and earnings were $5.35 per share, up from $3.81 last year.
Loss Ratio Improvement
The gross loss ratio this quarter was less than 20%, down from 31% in the previous year, driven by legislative changes and favorable weather conditions.
Debt Reduction
HCI plans to redeem its 4.75% convertible senior notes, reducing debt by approximately $172 million.
Exio Separation Progress
Substantial progress made on separating Exio from HCI Group, with plans to spin off Exio as a standalone company by the end of the year.
Real Estate Achievements
Greenleaf division entered a multiyear lease with GEICO, adding 190,000 square feet to its portfolio, contributing to an $85 million off-balance sheet gain.
HCI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HCI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 08, 2025 | $154.49 | $166.72 | +7.92% |
Feb 27, 2025 | $123.66 | $131.34 | +6.21% |
Nov 07, 2024 | $114.40 | $117.60 | +2.80% |
Aug 08, 2024 | $88.95 | $90.82 | +2.10% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does HCI Group Inc (HCI) report earnings?
HCI Group Inc (HCI) is schdueled to report earning on Aug 07, 2025, TBA Not Confirmed.
What is HCI Group Inc (HCI) earnings time?
HCI Group Inc (HCI) earnings time is at Aug 07, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HCI EPS forecast?
HCI EPS forecast for the fiscal quarter 2025 (Q2) is 4.5.