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Total Valuation
Highlands Bankshares has a market cap or net worth of $62.47M. The enterprise value is $63.99.
Market Cap$62.47M
Enterprise Value$63.99
Share Statistics
Highlands Bankshares has 1,337,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,337,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Highlands Bankshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 0.93%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.93%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee298.45K
Profits Per Employee47.24K
Employee Count125
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Highlands Bankshares is 10.1. Highlands Bankshares’s PEG ratio is 0.42.
PE Ratio10.1
PS Ratio1.52
PB Ratio0.84
Price to Fair Value0.84
Price to FCF13.82
Price to Operating Cash Flow0.00
PEG Ratio0.42
Income Statement
In the last 12 months, Highlands Bankshares had revenue of 37.31M and earned 5.91M in profits. Earnings per share was 4.47.
Revenue37.31M
Gross Profit26.62M
Operating Income7.64M
Pretax Income7.64M
Net Income5.91M
EBITDA8.54M
Earnings Per Share (EPS)4.47
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Highlands Bankshares pays an annual dividend of $0.48, resulting in a dividend yield of 3.88%
Dividend Per Share$0.48
Dividend Yield3.88%
Payout Ratio50.65%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta>-0.01
52-Week Price Change36.30%
50-Day Moving Average45.68
200-Day Moving Average43.32
Relative Strength Index (RSI)50.03
Average Volume (3m)371.00
Important Dates
Highlands Bankshares upcoming earnings date is Oct 13, 2026, TBA (Confirmed).
Last Earnings DateJul 14, 2026
Next Earnings DateOct 13, 2026
Ex-Dividend Date―
Financial Position
Highlands Bankshares as a current ratio of 3.37, with Debt / Equity ratio of 12.29%
Current Ratio3.37
Quick Ratio3.37
Debt to Market Cap0.16
Net Debt to EBITDA0.45
Interest Coverage Ratio0.80
Taxes
In the past 12 months, Highlands Bankshares has paid 1.73M in taxes.
Income Tax1.73M
Effective Tax Rate0.23
Enterprise Valuation
Highlands Bankshares EV to EBITDA ratio is 7.10, with an EV/FCF ratio of 14.76.
EV to Sales1.62
EV to EBITDA7.10
EV to Free Cash Flow14.76
EV to Operating Cash Flow9.55
Balance Sheet
Highlands Bankshares has $4.49M in cash and marketable securities with $13.92M in debt, giving a net cash position of -$9.43M billion.
Cash & Marketable Securities$4.49M
Total Debt$13.92M
Net Cash-$9.43M
Net Cash Per Share-$7.05
Tangible Book Value Per Share$50.09
Margins
Gross margin is 72.27%, with operating margin of 20.48%, and net profit margin of 15.83%.
Gross Margin72.27%
Operating Margin20.48%
Pretax Margin20.48%
Net Profit Margin15.83%
EBITDA Margin22.89%
EBIT Margin20.48%
Analyst Forecast
The average price target for Highlands Bankshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.74%
EPS Growth Forecast18.99%