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HARL Stock Chart & Stats
$34.49
$0.19(0.61%)
At close: 4:00 PM EDT
$34.49
$0.19(0.61%)
Day’s Range― - ―
52-Week Range$23.75 - $35.80
Previous CloseN/A
Volume800.00
Average Volume (3M)1.25K
Market Cap
$130.30M
Enterprise Value$241.58M
Total Cash (Recent Filing)$14.26M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.1
Beta<0.01
Next Earnings
Oct 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.93%
Share Statistics
EPS (TTM)3.42
Shares Outstanding3,780,000
10 Day Avg. Volume1,736
30 Day Avg. Volume1,253
Financial Highlights & Ratios
PEG Ratio1.07
Price to Book (P/B)0.97
Price to Sales (P/S)2.01
P/FCF Ratio9.27
Enterprise Value/Market Cap1.85
Enterprise Value/Revenue4.88
Enterprise Value/Gross Profit7.01
Enterprise Value/Ebitda14.57
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthThe sustained revenue increase indicates durable business expansion rather than a single-period improvement. Continued growth provides a stronger base for future earnings, supports operating scale, and suggests the bank has maintained demand across multiple years.
Healthy ProfitabilityHealthy recent margins demonstrate that the bank converts revenue into meaningful earnings and retains operating profitability. This supports internal capital generation and provides some resilience if revenue growth moderates over the next several quarters.
Earnings Quality And Asset GrowthCash generation that broadly tracks reported earnings reduces concern that profitability is primarily accounting-driven. Combined with asset growth, this indicates a business that has expanded while generally converting earnings into financial resources.
Bears Say
Rising LeverageThe sharp increase in leverage reduces balance-sheet flexibility and can amplify sensitivity to credit losses, funding costs, or weaker operating conditions. Higher debt also limits the financial capacity available for growth, distributions, or unexpected stress.
Weaker Cash CoverageAlthough free cash flow remained positive, weaker recent coverage signals less robust liquidity support relative to obligations. If this persists, the bank may have less flexibility to absorb balance-sheet pressure or fund expansion without relying more heavily on external financing.
Earnings Margin NormalizationThe gap between exceptional 2023 results and the following years suggests that earnings power has not increased as consistently as revenue. Margin normalization could constrain profit growth and make future returns more dependent on continued revenue expansion.
HARL FAQ
What was Harleysville Savings Bank’s price range in the past 12 months?
Harleysville Savings Bank lowest stock price was $23.75 and its highest was $35.80 in the past 12 months.
What is Harleysville Savings Bank’s market cap?
Harleysville Savings Bank’s market cap is $130.30M.
When is Harleysville Savings Bank’s upcoming earnings report date?
Harleysville Savings Bank’s upcoming earnings report date is Oct 21, 2026 which is in 54 days.
How were Harleysville Savings Bank’s earnings last quarter?
Harleysville Savings Bank released its earnings results on Apr 15, 2026. The company reported $1.056 earnings per share for the quarter, beating the consensus estimate of N/A by $1.056.
Is Harleysville Savings Bank overvalued?
According to Wall Street analysts Harleysville Savings Bank’s price is currently Overvalued.
Does Harleysville Savings Bank pay dividends?
Harleysville Savings Bank pays a Quarterly dividend of $0.35 which represents an annual dividend yield of 3.93%. See more information on Harleysville Savings Bank dividends here
What is Harleysville Savings Bank’s EPS estimate?
Harleysville Savings Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Harleysville Savings Bank have?
Harleysville Savings Bank has 3,780,000 shares outstanding.
What happened to Harleysville Savings Bank’s price movement after its last earnings report?
Harleysville Savings Bank reported an EPS of $1.056 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.363%.
Which hedge fund is a major shareholder of Harleysville Savings Bank?
Currently, no hedge funds are holding shares in HARL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Harleysville Savings Bank Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.57%
12-Months-Change
Fundamentals
Return on Equity
3.93%
Trailing 12-Months
Asset Growth
9.90%
Trailing 12-Months
Company Description
Harleysville Savings Bank
Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts, as well as certificates of deposits. It also provides loan products, such as mortgage, home equity, savings account, business term, and commercial real estate loans, as well as line of credit. In addition, the company offers business banking services comprising priority online banking, positive pay fraud prevention, business bill payment, mobile banking, access 24 telephone banking, business debit mastercard, priority remote deposit, automated clearing house processing, sweep account, zero balance account, other cash management, and employee services. Further, it provides investment services, such as financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, financial and goal planning, and asset allocation services, as well as a range of products, such as fixed and variable annuities, mutual funds, life insurances, stocks and bonds, tax-advantaged investments, long-term care insurances, disability insurances, retirement plans/individual retirement accounts, wrap accounts, and unit investment trusts. Additionally, the company offers online banking and bill pay; mobile banking; debit card; tuition rewards; and telephone banking and direct deposit. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was founded in 1915 and is headquartered in Harleysville, Pennsylvania.
Technical Analysis
Ownership Overview
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Insiders
0.23% Mutual Funds
0.23% Other Institutional Investors
99.54% Public Companies and
Individual Investors