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GWRE Stock Chart & Stats
$191.07
$6.85(5.21%)
At close: 4:00 PM EDT
$191.07
$6.85(5.21%)
Day’s Range― - ―
52-Week Range$102.30 - $255.89
Previous CloseN/A
Volume891.33K
Average Volume (3M)1.53M
Market Cap
$13.72B
Enterprise Value$12.67B
Total Cash (Recent Filing)$753.06M
Total Debt (Recent Filing)$703.30M
Price to Earnings (P/E)101.7
Beta0.91
Next Earnings
Dec 03, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.65
Shares Outstanding81,992,670
10 Day Avg. Volume1,334,881
30 Day Avg. Volume1,532,511
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)10.55
Price to Sales (P/S)8.53
P/FCF Ratio33.34
Enterprise Value/Market Cap0.92
Enterprise Value/Revenue8.59
Enterprise Value/Gross Profit13.37
Enterprise Value/Ebitda59.22
Forecast
1Y Price Target
$216.45Price Target Upside13.29% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)4.19
Revenue Forecast (FY)$1.72B
Bulls Say, Bears Say
Bulls Say
Cloud And Subscription GrowthRapid subscription and cloud ARR growth shows insurers are continuing to migrate critical operations onto Guidewire’s platform. The larger recurring revenue base should improve revenue visibility, deepen customer integration, and support durable expansion as cloud adoption progresses.
Low Customer AttritionVery low attrition across a large ARR base indicates strong customer retention for systems embedded in insurers’ core workflows. High renewal stability protects recurring revenue, supports efficient expansion and cross-selling, and reinforces Guidewire’s position within customer operations.
Improving Margins And Cash GenerationStrong operating leverage and cash conversion demonstrate that Guidewire’s growth is increasingly translating into financial capacity. Higher margins and cash generation can fund product investment, implementation improvements and AI development while strengthening resilience through the next several quarters.
Bears Say
Cloud Migration Pressures Legacy RevenueThe shift to cloud improves recurring revenue quality but creates a durable transition headwind for legacy license and support streams. Continued migration can weigh on reported revenue mix and requires subscription growth and new bookings to consistently offset the displaced revenue.
Professional Services Margin Remains WeakLow services margins limit the profitability contribution from implementation work, even as deployments remain important to customer adoption. Continued investment in services capacity and AI tools may delay margin expansion and leave consolidated profitability more dependent on subscription economics.
Rising Leverage Reduces FlexibilityThe increase in debt relative to equity reduces balance-sheet flexibility compared with the prior year. If growth or margins soften, higher leverage could constrain capital allocation and make it harder to absorb operating volatility, despite equity remaining substantial and leverage still described as manageable.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was $102.30 and its highest was $255.89 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $13.72B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Dec 03, 2026 which is in 53 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Sep 03, 2026. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of $0.933 by $0.057.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.75.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 81,992,670 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.99 in its last earnings report, beating expectations of $0.933. Following the earnings report the stock price went down -19.935%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$216.45 (13.29% Upside)
$216.45 (13.29% Upside)
Blogger Sentiment
Neutral
GWRE Sentiment 54%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 345.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $21.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.9%
Last 30 Days ▼ 0.2%
Last 30 Days ▼ 0.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-29.26%
12-Months-Change
Fundamentals
Return on Equity
10.03%
Trailing 12-Months
Asset Growth
-5.30%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Company Deck
GWRE Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive, characterized by record ARR, robust subscription and cloud growth, significant core-cloud deal momentum, strong profitability and cash flow, very low attrition, and encouraging traction for ProNavigator, PricingCenter and the company's AI platform. The main negative factors were the expected decline in license and support revenue as customers migrate to the cloud, lower services margins, normalized attrition assumptions and first-quarter timing-related margin and cash flow effects. Highlights significantly outweighed lowlights.View all GWRE earnings summariesGWRE Stock 12 Month Forecast
Average Price Target
$216.45
▲(13.29% Upside)
Technical Analysis
Ownership Overview
0.82% Insiders
32.58% Mutual Funds
1.29% Other Institutional Investors
42.04% Public Companies and
Individual Investors