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GWRE Stock Chart & Stats
$138.23
$6.85(5.21%)
At close: 4:00 PM EDT
$138.23
$6.85(5.21%)
Day’s Range― - ―
52-Week Range$102.30 - $272.60
Previous CloseN/A
Volume891.33K
Average Volume (3M)1.66M
Market Cap
$14.40B
Enterprise Value$11.73K
Total Cash (Recent Filing)$749.53M
Total Debt (Recent Filing)$704.24M
Price to Earnings (P/E)93.5
Beta0.77
Next Earnings
Sep 03, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding83,256,360
10 Day Avg. Volume1,377,750
30 Day Avg. Volume1,661,726
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)13.02
Price to Sales (P/S)15.77
P/FCF Ratio64.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$202.38Price Target Upside46.41% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering14
EPS Forecast (FY)4.11
Revenue Forecast (FY)$1.71B
Bulls Say, Bears Say
Bulls Say
Durable ARR & Subscription GrowthStrong, recurring ARR growth reflects durable subscription adoption across Guidewire Cloud, shifting revenue mix toward predictable, recurring cash flows. A larger fully-ramped ARR base reduces revenue cyclicality from one-off licenses and supports multi-year visibility into subscription revenue and renewal economics.
Improving Margins And Cash GenerationMaterial margin and cash-flow improvement signals healthier core economics: higher gross margins and positive free cash flow near net income indicate earnings quality. Sustainable operating cash generation funds reinvestment, buybacks, and reduces reliance on external financing over the medium term.
Product, Cloud Wins And AI-driven ProductivityClear product traction—cloud deal wins, new PricingCenter/ProNavigator adoption—and AI productivity gains improve time-to-value and reduce implementation cost. Structural productivity from tooling and a growing developer ecosystem strengthens competitive differentiation and accelerates customer migrations to cloud.
Bears Say
Deal Concentration And Timing VolatilityReliance on a few large, transformational deals creates persistent quarter-to-quarter variability in ARR and bookings. This diminishes near-term predictability of revenue recognition and cash flows, raising execution risk and making guidance sensitive to timing rather than underlying demand trends.
Low Services Margins And Subcontractor Cost PressureServices remain a low‑margin revenue stream and rising subcontractor usage compresses unit economics. As cloud migrations grow, persistent low services profitability can cap consolidated margins and force management to either raise prices, reduce subcontractor use, or accept lower blended returns.
Rising Leverage And Cash-flow VariabilityAlthough cash generation is solid, increased leverage and a notable FCF decline introduce balance-sheet risk. Higher debt-to-equity and shrinking equity reduce financial flexibility for M&A, investments, or volatility absorption, making capital allocation and interest coverage more sensitive in adverse scenarios.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was $102.30 and its highest was $272.60 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $14.40B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Sep 03, 2026 which is in 22 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Jun 04, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.743 by $0.077.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.93.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.82 in its last earnings report, beating expectations of $0.743. Following the earnings report the stock price went down -9.995%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$202.38 (46.41% Upside)
$202.38 (46.41% Upside)
Blogger Sentiment
Bullish
GWRE Sentiment 71%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.9%
Last 30 Days ▼ 4.0%
Last 30 Days ▼ 4.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.22%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Company Deck
GWRE Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial beats and upgrades (27% revenue growth, ARR +19% YoY, improved margins, increased revenue and cash flow guidance), meaningful product momentum (cloud wins, PricingCenter, ProNavigator), and tangible productivity gains from AI tooling (3,000-attendee developer summit; ~35% migration improvement). The primary negatives were quarter-to-quarter timing/close volatility driven by a small number of large deals, modest services margin pressure from subcontractor usage, and early-stage uncertainty around LLM token costs. On balance, the positives (financial beats, upgraded guidance, product/customer traction, and operational productivity gains) materially outweigh the limited operational and timing risks noted.View all GWRE earnings summariesGWRE Stock 12 Month Forecast
Average Price Target
$202.38
▲(46.41% Upside)
Technical Analysis
Ownership Overview
0.59% Insiders
32.09% Mutual Funds
5.47% Other Institutional Investors
40.34% Public Companies and
Individual Investors