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GWRE Stock Chart & Stats
$138.23
$6.85(5.21%)
At close: 4:00 PM EDT
$138.23
$6.85(5.21%)
Day’s Range― - ―
52-Week Range$102.30 - $272.60
Previous CloseN/A
Volume891.33K
Average Volume (3M)1.66M
Market Cap
$12.65B
Enterprise Value$11.73K
Total Cash (Recent Filing)$749.53M
Total Debt (Recent Filing)$704.24M
Price to Earnings (P/E)80.4
Beta0.71
Next Earnings
Sep 03, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding83,256,360
10 Day Avg. Volume1,377,750
30 Day Avg. Volume1,661,726
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)13.02
Price to Sales (P/S)15.77
P/FCF Ratio64.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$199.67Price Target Upside44.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)4.12
Revenue Forecast (FY)$1.70B
Bulls Say, Bears Say
Bulls Say
Recurring Revenue (ARR)Sustained ~19% ARR growth establishes a durable recurring revenue base and greater revenue visibility. As customers migrate to Guidewire Cloud, ARR reduces reliance on one‑time license sales, improving predictability of cash flows, enabling longer planning horizons and higher lifetime customer value.
Improving Profitability & MarginsReturn to positive net and EBIT margins, plus higher subscription gross margins, signals structural operating leverage from cloud adoption. Higher recurring‑revenue mix and product attach (PricingCenter/ProNavigator) can sustain margin expansion and fund R&D while supporting consistent free cash flow generation.
Strong Cash Generation & LiquidityRobust operating and free cash flow with a sizable cash/investment stock provides capital flexibility for product investment, cloud operations, and buybacks. Reliable cash conversion underpins resilience to execution noise and supports multi‑year investment in AI tooling and ecosystem expansion.
Bears Say
Decelerating Revenue GrowthA slowdown from earlier higher growth rates raises risk that market saturation or slower large deal cadence could constrain top‑line momentum. Slower revenue growth pressures margin leverage and compresses the runway for sustained acceleration from new products and cloud migration tails.
Deal Concentration & Timing VolatilityDependence on a few large transactions creates persistent cash and ARR timing risk. This lumpy sales profile complicates forecasting, forces conservative guidance buffers, and increases execution risk if a handful of deals slip, undermining consistent year‑over‑year progress.
Low Services Margins & Subcontractor CostsSubcontractor-driven services costs keep services margins near mid‑teens, limiting overall gross margin upside from services revenue. Persistent low services profitability could cap total margin expansion and reduce cash conversion from implementation-heavy deals despite strong software economics.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was $102.30 and its highest was $272.60 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $12.65B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Sep 03, 2026 which is in 24 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Jun 04, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.743 by $0.077.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.93.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.82 in its last earnings report, beating expectations of $0.743. Following the earnings report the stock price went down -9.995%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$199.67 (44.45% Upside)
$199.67 (44.45% Upside)
Blogger Sentiment
Bullish
GWRE Sentiment 67%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Increased
By 1.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▲ 1.3%
Last 30 Days ▼ 1.9%
Last 30 Days ▼ 1.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.22%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Company Deck
GWRE Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial beats and upgrades (27% revenue growth, ARR +19% YoY, improved margins, increased revenue and cash flow guidance), meaningful product momentum (cloud wins, PricingCenter, ProNavigator), and tangible productivity gains from AI tooling (3,000-attendee developer summit; ~35% migration improvement). The primary negatives were quarter-to-quarter timing/close volatility driven by a small number of large deals, modest services margin pressure from subcontractor usage, and early-stage uncertainty around LLM token costs. On balance, the positives (financial beats, upgraded guidance, product/customer traction, and operational productivity gains) materially outweigh the limited operational and timing risks noted.View all GWRE earnings summariesGWRE Stock 12 Month Forecast
Average Price Target
$199.67
▲(44.45% Upside)
Technical Analysis
Ownership Overview
0.59% Insiders
32.09% Mutual Funds
4.50% Other Institutional Investors
41.30% Public Companies and
Individual Investors