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GWRE Stock Chart & Stats
$138.23
$6.85(5.21%)
At close: 4:00 PM EDT
$138.23
$6.85(5.21%)
Day’s Range― - ―
52-Week Range$102.30 - $272.60
Previous CloseN/A
Volume891.33K
Average Volume (3M)1.66M
Market Cap
$12.76B
Enterprise Value$11.73K
Total Cash (Recent Filing)$749.53M
Total Debt (Recent Filing)$704.24M
Price to Earnings (P/E)80.4
Beta0.71
Next Earnings
Sep 03, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding83,256,360
10 Day Avg. Volume1,377,750
30 Day Avg. Volume1,661,726
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)13.02
Price to Sales (P/S)15.77
P/FCF Ratio64.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$199.67Price Target Upside44.45% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)4.12
Revenue Forecast (FY)$1.70B
Bulls Say, Bears Say
Bulls Say
Improving Profitability & MarginsGuidewire has materially shifted to sustained profitability with TTM net and EBIT margins moving positive and gross margins strengthening. This fundamental margin recovery, driven by higher subscription/support mix and cloud economics, boosts durable earnings power, improves cash conversion and funds reinvestment in products and cloud migration initiatives over the next several quarters.
Strong Cash GenerationConsistent operating and free cash flow near parity with net income demonstrates high-quality earnings and internal funding ability. Durable cash generation provides financial flexibility to repurchase shares, invest in Guidewire Cloud and new products (PricingCenter, ProNavigator), and absorb execution noise from multi-quarter migrations without immediate external financing.
Recurring ARR Growth & Product MomentumARR growth near 19% and reiterated FY ARR guidance reflect durable recurring revenue expansion as customers migrate to Guidewire Cloud. Complementary product traction (PricingCenter, ProNavigator), cloud wins and developer/AI productivity gains strengthen attach rates and migration velocity, supporting multi-year revenue stability and reduced revenue cyclicality as cloud adoption scales.
Bears Say
Revenue Concentration / Deal LumpsReliance on a few large transformational deals creates structural timing and recognition volatility. Quarter-to-quarter ARR and bookings can swing materially based on a small number of negotiations, complicating forecasting, increasing execution risk and making near-term guidance sensitive to a handful of outcomes over the next 2–6 months.
Low Services Margin & Subcontractor CostsServices continue to have weak unit economics with low gross margins and reliance on subcontractors to scale implementations. Persistent subcontractor use limits margin improvement, constrains overall profitability expansion from services, and reduces the long-term scalability of service-led migration work unless Guidewire materially improves direct delivery efficiency or renegotiates partner economics.
Rising Leverage And Shrinking EquityLeverage has increased and equity has shrunk, raising the company's financial risk profile. Higher debt-to-equity reduces flexibility to fund strategic initiatives and magnifies downside if growth or deal timing disappoints, constraining the ability to absorb slower quarters or invest opportunistically without increasing financial strain over the medium term.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was $102.30 and its highest was $272.60 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $12.76B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Sep 03, 2026 which is in 33 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Jun 04, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.743 by $0.077.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.93.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.82 in its last earnings report, beating expectations of $0.743. Following the earnings report the stock price went down -9.995%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Outperform
1
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5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$199.67 (44.45% Upside)
$199.67 (44.45% Upside)
Blogger Sentiment
Bullish
GWRE Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.2%
Last 30 Days ▲ 0.9%
Last 30 Days ▲ 0.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-38.22%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Company Deck
GWRE Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong financial beats and upgrades (27% revenue growth, ARR +19% YoY, improved margins, increased revenue and cash flow guidance), meaningful product momentum (cloud wins, PricingCenter, ProNavigator), and tangible productivity gains from AI tooling (3,000-attendee developer summit; ~35% migration improvement). The primary negatives were quarter-to-quarter timing/close volatility driven by a small number of large deals, modest services margin pressure from subcontractor usage, and early-stage uncertainty around LLM token costs. On balance, the positives (financial beats, upgraded guidance, product/customer traction, and operational productivity gains) materially outweigh the limited operational and timing risks noted.View all GWRE earnings summariesGWRE Stock 12 Month Forecast
Average Price Target
$199.67
▲(44.45% Upside)
Technical Analysis
Ownership Overview
0.59% Insiders
32.09% Mutual Funds
4.02% Other Institutional Investors
41.84% Public Companies and
Individual Investors