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Total Valuation
Gouverneur Bancorp has a market cap or net worth of $23.30M. The enterprise value is $20.11.
Market Cap$23.30M
Enterprise Value$20.11
Share Statistics
Gouverneur Bancorp has 1,058,922 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,058,922
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Gouverneur Bancorp’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 1.44%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.44%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee262.73K
Profits Per Employee19.81K
Employee Count37
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Gouverneur Bancorp is 23.5. Gouverneur Bancorp’s PEG ratio is 0.48.
PE Ratio23.5
PS Ratio1.50
PB Ratio0.45
Price to Fair Value0.45
Price to FCF22.35
Price to Operating Cash Flow22.78
PEG Ratio0.48
Income Statement
In the last 12 months, Gouverneur Bancorp had revenue of 9.72M and earned 733.00K in profits. Earnings per share was 0.72.
Revenue9.72M
Gross Profit8.14M
Operating Income793.00K
Pretax Income793.00K
Net Income733.00K
EBITDA1.36M
Earnings Per Share (EPS)0.72
Cash Flow
In the last 12 months, operating cash flow was 1.02M and capital expenditures -238.00K, giving a free cash flow of 787.00K billion.
Operating Cash Flow1.02M
Free Cash Flow787.00K
Free Cash Flow per Share0.74
Dividends & Yields
Gouverneur Bancorp pays an annual dividend of $0.09, resulting in a dividend yield of 0.8%
Dividend Per Share$0.09
Dividend Yield0.8%
Payout Ratio18.80%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.19
52-Week Price Change53.64%
50-Day Moving Average20.43
200-Day Moving Average18.59
Relative Strength Index (RSI)69.19
Average Volume (3m)1.12K
Important Dates
Gouverneur Bancorp upcoming earnings date is Dec 2, 2026, During Market Hours (Confirmed).
Last Earnings DateJul 29, 2026
Next Earnings DateDec 2, 2026
Ex-Dividend Date―
Financial Position
Gouverneur Bancorp as a current ratio of 0.29, with Debt / Equity ratio of 12.21%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.96
Net Debt to EBITDA1.75
Interest Coverage Ratio0.52
Taxes
In the past 12 months, Gouverneur Bancorp has paid 60.00K in taxes.
Income Tax60.00K
Effective Tax Rate0.08
Enterprise Valuation
Gouverneur Bancorp EV to EBITDA ratio is 12.48, with an EV/FCF ratio of 26.00.
EV to Sales1.75
EV to EBITDA12.48
EV to Free Cash Flow26.00
EV to Operating Cash Flow20.45
Balance Sheet
Gouverneur Bancorp has $41.53M in cash and marketable securities with $4.00M in debt, giving a net cash position of $37.53M billion.
Cash & Marketable Securities$41.53M
Total Debt$4.00M
Net Cash$37.53M
Net Cash Per Share$35.44
Tangible Book Value Per Share$25.95
Margins
Gross margin is 84.19%, with operating margin of 8.16%, and net profit margin of 7.54%.
Gross Margin84.19%
Operating Margin8.16%
Pretax Margin8.16%
Net Profit Margin7.54%
EBITDA Margin13.99%
EBIT Margin8.16%
Analyst Forecast
The average price target for Gouverneur Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.31%
EPS Growth Forecast56.79%