Gouverneur Bancorp Inc (GOVB)
OTHER OTC:GOVB
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Total Valuation
Gouverneur Bancorp has a market cap or net worth of $19.87M. The enterprise value is $17.72M.
Market Cap$19.87M
Enterprise Value$17.72M
Share Statistics
Gouverneur Bancorp has 1,059,520 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,059,520
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Gouverneur Bancorp’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 1.44%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.44%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee243.03K
Profits Per Employee18.32K
Employee Count40
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Gouverneur Bancorp is 21.3. Gouverneur Bancorp’s PEG ratio is 0.48.
PE Ratio21.3
PS Ratio1.50
PB Ratio0.45
Price to Fair Value0.45
Price to FCF22.35
Price to Operating Cash Flow11.64
PEG Ratio0.48
Income Statement
In the last 12 months, Gouverneur Bancorp had revenue of 9.72M and earned 733.00K in profits. Earnings per share was 0.72.
Revenue9.72M
Gross Profit8.14M
Operating Income793.00K
Pretax Income793.00K
Net Income733.00K
EBITDA1.36M
Earnings Per Share (EPS)0.72
Cash Flow
In the last 12 months, operating cash flow was 1.75M and capital expenditures -271.00K, giving a free cash flow of 1.48M billion.
Operating Cash Flow1.75M
Free Cash Flow1.48M
Free Cash Flow per Share1.40
Dividends & Yields
Gouverneur Bancorp pays an annual dividend of $0.09, resulting in a dividend yield of 1%
Dividend Per Share$0.09
Dividend Yield1%
Payout Ratio23.61%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.26
52-Week Price Change47.55%
50-Day Moving Average18.59
200-Day Moving Average16.65
Relative Strength Index (RSI)55.23
Average Volume (3m)120.00
Important Dates
Gouverneur Bancorp upcoming earnings date is Aug 4, 2026, During Market Hours (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateAug 4, 2026
Ex-Dividend Date―
Financial Position
Gouverneur Bancorp as a current ratio of 0.29, with Debt / Equity ratio of 3.12%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.96
Net Debt to EBITDA1.75
Interest Coverage Ratio0.52
Taxes
In the past 12 months, Gouverneur Bancorp has paid 60.00K in taxes.
Income Tax60.00K
Effective Tax Rate0.08
Enterprise Valuation
Gouverneur Bancorp EV to EBITDA ratio is 12.48, with an EV/FCF ratio of 26.00.
EV to Sales1.75
EV to EBITDA12.48
EV to Free Cash Flow26.00
EV to Operating Cash Flow20.45
Balance Sheet
Gouverneur Bancorp has $43.06M in cash and marketable securities with $1.02M in debt, giving a net cash position of $42.04M billion.
Cash & Marketable Securities$43.06M
Total Debt$1.02M
Net Cash$42.04M
Net Cash Per Share$39.68
Tangible Book Value Per Share$25.95
Margins
Gross margin is 84.27%, with operating margin of 8.16%, and net profit margin of 7.54%.
Gross Margin84.27%
Operating Margin8.16%
Pretax Margin8.16%
Net Profit Margin7.54%
EBITDA Margin13.99%
EBIT Margin8.16%
Analyst Forecast
The average price target for Gouverneur Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast3.41%
EPS Growth Forecast65.54%