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Grupo Financiero Galicia SA (GGAL) Ratios
Grupo Financiero Galicia SA Ratios
GGAL's free cash flow for Q2 2026 was $-699.47B. For the 2026 fiscal year, GGAL's free cash flow was decreased by $-77.73B and operating cash flow was $-621.74B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.60 | 0.66 | 2.70 | 1.09 | 8.50 |
| Quick Ratio | 0.60 | 0.66 | 2.70 | 1.09 | 8.50 |
| Cash Ratio | 0.32 | 0.20 | 2.66 | 2.42 | 8.50 |
| Solvency Ratio | 0.01 | 0.07 | 0.11 | 0.06 | 0.10 |
| Operating Cash Flow Ratio | 0.01 | -0.14 | 8.28 | 3.12 | -5.18 |
| Short-Term Operating Cash Flow Coverage | 0.48 | -6.93 | 122.30 | 0.00 | -446.53 |
| Net Current Asset Value | $ -20.55T | $ -13.66T | $ -6.17T | $ -7.96T | $ -2.21T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.08 | 0.07 | 0.05 | 0.05 | 0.05 |
| Debt-to-Equity Ratio | 0.46 | 0.36 | 0.23 | 0.26 | 0.27 |
| Debt-to-Capital Ratio | 0.32 | 0.26 | 0.19 | 0.21 | 0.21 |
| Long-Term Debt-to-Capital Ratio | 0.27 | 0.37 | 0.18 | 0.20 | 0.20 |
| Financial Leverage Ratio | 5.89 | 5.36 | 5.06 | 5.53 | 5.51 |
| Debt Service Coverage Ratio | 0.11 | 0.52 | 0.14 | 0.14 | 0.25 |
| Interest Coverage Ratio | 0.08 | 0.71 | 0.18 | 0.12 | 0.26 |
| Debt to Market Cap | 0.28 | 0.39 | 0.24 | 1.84 | 1.06 |
| Interest Debt Per Share | 46566.99 | 33000.56 | 47734.13 | 29234.25 | 8519.86 |
| Net Debt to EBITDA | -9.48 | -0.67 | -1.12 | -1.42 | -0.80 |
| Profitability Margins | |||||
| Gross Profit Margin | 45.64% | 62.71% | 49.52% | 50.81% | 56.93% |
| EBIT Margin | 2.45% | 20.81% | 8.51% | 5.22% | 10.06% |
| EBITDA Margin | 4.90% | 22.58% | 9.83% | 7.44% | 13.13% |
| Operating Profit Margin | 2.45% | 20.81% | 8.51% | 5.22% | 10.06% |
| Pretax Profit Margin | 2.45% | 20.81% | 8.51% | 5.22% | 10.06% |
| Net Profit Margin | 1.71% | 15.29% | 5.28% | 3.87% | 6.58% |
| Continuous Operations Profit Margin | 1.71% | 15.29% | 5.28% | 3.87% | 6.58% |
| Net Income Per EBT | 69.94% | 73.48% | 62.09% | 74.11% | 65.46% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.47% | 5.00% | 7.19% | 3.14% | 5.77% |
| Return on Equity (ROE) | 2.74% | 26.80% | 36.39% | 17.37% | 31.80% |
| Return on Capital Employed (ROCE) | 1.83% | 16.66% | 12.49% | 4.48% | 8.96% |
| Return on Invested Capital (ROIC) | 1.23% | 11.89% | 3.20% | 3.30% | 5.25% |
| Return on Tangible Assets | 0.47% | 5.04% | 7.28% | 3.18% | 5.84% |
| Earnings Yield | 1.69% | 15.88% | 35.54% | 129.43% | 130.80% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.56 | 1.79 | 6.24 | 6.50 | 6.00 |
| Payables Turnover | 0.00 | 16.83 | 48.55 | 29.96 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.39 | 10.67 | 39.11 | 23.62 | 23.64 |
| Asset Turnover | 0.27 | 0.33 | 1.36 | 0.81 | 0.88 |
| Working Capital Turnover Ratio | -1.37 | -4.11 | 20.88 | 36.96 | 8.74 |
| Cash Conversion Cycle | 233.36 | 182.22 | 50.96 | 43.97 | 60.83 |
| Days of Sales Outstanding | 233.36 | 203.92 | 58.47 | 56.15 | 60.83 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 21.69 | 7.52 | 12.18 | 0.00 |
| Operating Cycle | 233.36 | 203.92 | 58.47 | 56.15 | 60.83 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2034.38 | -16950.70 | 42014.00 | 12124.70 | -1905.05 |
| Free Cash Flow Per Share | 250.70 | -18297.58 | 10766.43 | 11734.77 | -2043.86 |
| Dividend Paid and CapEx Coverage Ratio | 0.49 | -3.26 | 24.68 | 14.48 | -11.60 |
| Capital Expenditure Coverage Ratio | 1.14 | -12.59 | 85.59 | 31.09 | -13.72 |
| Operating Cash Flow Coverage Ratio | 0.09 | -1.25 | 13.35 | 3.65 | -1.76 |
| Operating Cash Flow to Sales Ratio | 0.03 | -0.25 | 0.45 | 0.21 | -0.10 |
| Free Cash Flow Yield | 0.32% | -28.51% | 77.11% | 682.38% | -209.75% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 55.04 | 5.41 | 2.81 | 0.77 | 0.76 |
| Price-to-Sales (P/S) Ratio | 1.01 | 0.96 | 0.15 | 0.03 | 0.05 |
| Price-to-Book (P/B) Ratio | 1.62 | 1.69 | 1.02 | 0.13 | 0.24 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 312.19 | -3.51 | 1.30 | 0.15 | -0.48 |
| Price-to-Operating Cash Flow Ratio | 38.47 | -3.79 | 0.33 | 0.14 | -0.51 |
| Price-to-Earnings Growth (PEG) Ratio | -0.63 | 0.05 | 0.01 | -0.04 | 0.00 |
| Enterprise Value Multiple | 11.18 | 3.60 | 0.39 | -1.02 | -0.42 |
| Enterprise Value | 6.80T | 8.64T | 536.01B | -647.94B | -157.98B |
| EV to EBITDA | 11.18 | 3.60 | 0.39 | -1.02 | -0.42 |
| EV to Sales | 0.55 | 0.81 | 0.04 | -0.08 | -0.06 |
| EV to Free Cash Flow | 168.95 | -2.96 | 0.34 | -0.37 | 0.52 |
| EV to Operating Cash Flow | 20.82 | -3.20 | 0.09 | -0.36 | 0.56 |
| Tangible Book Value Per Share | 45934.83 | 36128.99 | 12795.99 | 12000.79 | 3728.24 |
| Shareholders’ Equity Per Share | 48307.03 | 38038.10 | 13635.56 | 12811.22 | 4007.71 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.30 | 0.27 | 0.38 | 0.26 | 0.35 |
| Revenue Per Share | 77312.30 | 66662.66 | 93890.95 | 57571.70 | 19356.41 |
| Net Income Per Share | 1323.10 | 10192.35 | 4961.54 | 2225.77 | 1274.57 |
| Tax Burden | 0.70 | 0.73 | 0.62 | 0.74 | 0.65 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.17 | 0.13 | 0.08 | 0.12 | 0.15 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.08 | -3.62 | 8.49 | 8.79 | -0.98 |
Currency in ARS