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Glacier Bancorp (GBCI) Ratios
Glacier Bancorp Ratios
GBCI's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, GBCI's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 307.57 | 0.21 | 0.29 | 0.27 | 0.43 |
| Quick Ratio | 307.57 | 0.21 | 0.29 | 0.27 | 0.43 |
| Cash Ratio | 3.94 | 0.04 | 0.06 | 0.02 | 0.02 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 4.58 | 0.01 | 0.02 | 0.02 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.15 | 0.15 | 0.34 | 0.50 | 0.56 |
| Net Current Asset Value | $ -2.64B | $ -20.03B | $ -18.49B | $ -18.00B | $ -13.08B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.09 | 0.14 | 0.16 | 0.11 | 0.05 |
| Debt-to-Equity Ratio | 0.69 | 1.18 | 1.47 | 1.04 | 0.38 |
| Debt-to-Capital Ratio | 0.41 | 0.54 | 0.60 | 0.51 | 0.27 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.38 | 0.49 | 0.41 | 0.05 |
| Financial Leverage Ratio | 7.59 | 8.66 | 9.19 | 9.37 | 8.16 |
| Debt Service Coverage Ratio | 0.11 | 0.10 | 0.14 | 0.34 | 0.30 |
| Interest Coverage Ratio | 0.80 | 0.52 | 0.82 | 8.97 | 18.83 |
| Debt to Market Cap | 0.49 | 0.67 | 0.97 | 0.54 | 0.21 |
| Interest Debt Per Share | 25.43 | 37.37 | 43.00 | 27.06 | 12.24 |
| Net Debt to EBITDA | 6.87 | 10.99 | 10.13 | 6.28 | 1.99 |
| Profitability Margins | |||||
| Gross Profit Margin | 68.96% | 62.78% | 69.45% | 93.44% | 94.88% |
| EBIT Margin | 22.86% | 18.17% | 23.99% | 39.67% | 43.00% |
| EBITDA Margin | 26.29% | 21.52% | 27.32% | 43.58% | 46.94% |
| Operating Profit Margin | 22.86% | 18.17% | 23.99% | 39.67% | 43.00% |
| Pretax Profit Margin | 20.36% | 18.17% | 23.99% | 39.67% | 43.00% |
| Net Profit Margin | 16.77% | 15.27% | 19.99% | 32.48% | 35.04% |
| Continuous Operations Profit Margin | 16.77% | 15.27% | 19.99% | 32.48% | 35.04% |
| Net Income Per EBT | 82.35% | 84.02% | 83.30% | 81.88% | 81.49% |
| EBT Per EBIT | 89.06% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.75% | 0.68% | 0.80% | 1.14% | 1.10% |
| Return on Equity (ROE) | 5.67% | 5.90% | 7.38% | 10.66% | 8.96% |
| Return on Capital Employed (ROCE) | 1.02% | 4.08% | 4.32% | 7.29% | 9.76% |
| Return on Invested Capital (ROIC) | 0.90% | 2.60% | 2.90% | 5.03% | 6.19% |
| Return on Tangible Assets | 0.78% | 0.71% | 0.83% | 1.18% | 1.14% |
| Earnings Yield | 4.18% | 3.35% | 4.87% | 5.54% | 5.06% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.07 | 12.55 | 11.80 | 11.17 | 10.60 |
| Payables Turnover | 0.00 | 13.78 | 2.71 | 14.14 | 17.28 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.54 | 2.66 | 2.64 | 2.34 | 2.18 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | 0.39 | -0.08 | -0.07 | -0.07 | -0.07 |
| Cash Conversion Cycle | 5323.81 | 2.62 | -103.93 | 6.85 | 13.31 |
| Days of Sales Outstanding | 5323.81 | 29.10 | 30.93 | 32.67 | 34.43 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 26.48 | 134.86 | 25.82 | 21.12 |
| Operating Cycle | 5323.81 | 29.10 | 30.93 | 32.67 | 34.43 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.88 | 2.28 | 4.52 | 4.25 | 5.76 |
| Free Cash Flow Per Share | 2.67 | 1.85 | 4.07 | 3.94 | 5.67 |
| Dividend Paid and CapEx Coverage Ratio | 1.97 | 1.30 | 2.55 | 2.46 | 3.69 |
| Capital Expenditure Coverage Ratio | 13.95 | 5.34 | 10.11 | 13.94 | 60.62 |
| Operating Cash Flow Coverage Ratio | 0.13 | 0.07 | 0.11 | 0.16 | 0.48 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.21 | 0.45 | 0.50 | 0.70 |
| Free Cash Flow Yield | 6.07% | 3.69% | 9.85% | 7.98% | 9.99% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 22.02 | 29.89 | 20.55 | 18.05 | 19.77 |
| Price-to-Sales (P/S) Ratio | 4.02 | 4.56 | 4.11 | 5.86 | 6.93 |
| Price-to-Book (P/B) Ratio | 1.36 | 1.76 | 1.52 | 1.93 | 1.77 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 16.47 | 27.09 | 10.15 | 12.53 | 10.01 |
| Price-to-Operating Cash Flow Ratio | 15.29 | 22.03 | 9.15 | 11.63 | 9.84 |
| Price-to-Earnings Growth (PEG) Ratio | 1.16 | -1.82 | -0.77 | -3.99 | 9.26 |
| Enterprise Value Multiple | 22.14 | 32.20 | 25.16 | 19.74 | 16.75 |
| Enterprise Value | 8.30B | 8.63B | 7.67B | 8.03B | 6.39B |
| EV to EBITDA | 22.14 | 32.20 | 25.16 | 19.74 | 16.75 |
| EV to Sales | 5.82 | 6.93 | 6.87 | 8.60 | 7.86 |
| EV to Free Cash Flow | 23.88 | 41.14 | 16.99 | 18.37 | 11.36 |
| EV to Operating Cash Flow | 22.17 | 33.44 | 15.31 | 17.06 | 11.17 |
| Tangible Book Value Per Share | 21.01 | 18.74 | 18.07 | 16.40 | 21.55 |
| Shareholders’ Equity Per Share | 32.43 | 28.49 | 27.24 | 25.67 | 32.00 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.16 | 0.17 | 0.18 | 0.19 |
| Revenue Per Share | 10.97 | 11.00 | 10.06 | 8.43 | 8.18 |
| Net Income Per Share | 1.84 | 1.68 | 2.01 | 2.74 | 2.87 |
| Tax Burden | 0.82 | 0.84 | 0.83 | 0.82 | 0.81 |
| Interest Burden | 0.89 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.31 | 0.31 | 0.36 | 0.35 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.57 | 1.36 | 2.25 | 1.55 | 2.01 |
Currency in USD