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Ten Lifestyle Group
(LSE:TENG)
Select Model
Select Model
Rating:62Neutral
Price Target:
101.00 p
▲(4.12% Upside)
Action:Reiterated
Date:09/17/26
The score is driven primarily by improving financial performance (stronger margins, profitability turning positive, and better leverage), partially offset by cash flow volatility and slowing revenue growth. Technicals are mixed-to-moderately supportive with a constructive longer-term trend but weaker short-term positioning. Valuation is the largest drag due to a very high P/E and no dividend yield data to provide support.
Positive Factors
Improving profitability
The shift to positive net profitability, together with gross margins above 91% and improved EBIT and EBITDA margins, indicates stronger operating efficiency. If sustained, this earnings improvement can support reinvestment, resilience, and more durable cash generation over the next several quarters.
Negative Factors
Slowing revenue growth
Recent deceleration in revenue growth could signal slower expansion in corporate client relationships, member volumes, or service usage. Because recurring and usage-linked activity supports the business model, continued moderation would limit operating leverage and make future profit growth harder to sustain.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving profitability
The shift to positive net profitability, together with gross margins above 91% and improved EBIT and EBITDA margins, indicates stronger operating efficiency. If sustained, this earnings improvement can support reinvestment, resilience, and more durable cash generation over the next several quarters.
Read all positive factors
Ten Lifestyle Group (TENG) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£93.40M
Dividend YieldN/A
Average Volume (3M)175.79K
Price to Earnings (P/E)67.0
Beta (1Y)0.17
Revenue Growth5.07%
EPS Growth-36.68%
CountryUK
Employees1,188
SectorConsumer Cyclical
Sector Strength84
IndustryTravel Services
Share Statistics
EPS (TTM)0.01
Shares Outstanding96,786,180
10 Day Avg. Volume265,919
30 Day Avg. Volume175,790
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)2.12
Price to Sales (P/S)0.81
P/FCF Ratio17.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.06
Revenue Forecast (FY)£76.50M
Ten Lifestyle Group Business Overview & Revenue Model
Company Description
Ten Lifestyle Group Plc provides high-end concierge services to a diverse clientele, including private and retail banking institutions, premium payment card issuers, and affluent individuals. The company's operations span a wide geographical area,...
How the Company Makes Money
Ten Lifestyle Group makes money primarily through B2B contracts to provide concierge and lifestyle services for corporate partners (notably banks, payment card issuers, and other premium membership program operators). Under these arrangements, Ten...
Ten Lifestyle Group Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
70
Positive
Cash Flow
65
Positive
| Breakdown | TTM | Aug 2025 | Aug 2024 | Aug 2023 | Aug 2022 | Aug 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 71.51M | 69.61M | 67.26M | 66.66M | 48.65M | 35.06M |
| Gross Profit | 55.71M | 63.57M | 60.95M | 60.97M | 38.06M | 26.73M |
| EBITDA | 13.90M | 12.93M | 11.18M | 2.31M | 3.73M | 1.91M |
| Net Income | 1.39M | 2.40M | 1.02M | 4.55M | -4.32M | -5.77M |
Balance Sheet | ||||||
| Total Assets | 52.31M | 54.83M | 49.16M | 42.86M | 33.24M | 27.18M |
| Cash, Cash Equivalents and Short-Term Investments | 9.28M | 9.72M | 9.27M | 8.23M | 6.58M | 6.66M |
| Total Debt | 8.35M | 9.10M | 11.00M | 6.71M | 6.09M | 3.18M |
| Total Liabilities | 25.26M | 28.15M | 30.82M | 27.70M | 23.40M | 15.24M |
| Stockholders Equity | 27.05M | 26.68M | 18.34M | 15.16M | 9.84M | 11.95M |
Cash Flow | ||||||
| Free Cash Flow | 12.59M | 3.15M | 2.87M | 2.47M | -3.15M | -2.06M |
| Operating Cash Flow | 13.24M | 10.59M | 9.89M | 10.28M | 4.17M | 3.51M |
| Investing Cash Flow | -7.54M | -7.42M | -7.01M | -7.81M | -7.32M | -5.57M |
| Financing Cash Flow | -7.49M | -1.99M | -2.00M | -1.17M | 2.56M | -2.00M |
Ten Lifestyle Group Technical Analysis
Neutral
97.00
Price Trends
95.11
Positive
93.13
Positive
81.95
Positive
Market Momentum
1.02
Positive
47.87
Neutral
18.46
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TENG, the sentiment is Neutral. The current price of 97 is below the 20-day moving average (MA) of 97.71, above the 50-day MA of 95.11, and above the 200-day MA of 81.95, indicating a neutral trend. The MACD of 1.02 indicates Positive momentum. The RSI at 47.87 is Neutral, neither overbought nor oversold. The STOCH value of 18.46 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:TENG.
Ten Lifestyle Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
86 Outperform | £2.53B | 6.60 | 19.92% | 1.21% | 4.30% | -4.51% | |
69 Neutral | £681.63M | 10.13 | 35.11% | ― | 2.40% | 48.36% | |
64 Neutral | £230.83M | 80.00 | 2.40% | 0.62% | -1.97% | -77.68% | |
62 Neutral | £93.40M | 67.01 | 5.18% | ― | 5.07% | -36.68% | |
62 Neutral | $22.24B | 32.04 | -25.04% | 1.24% | 4.08% | -0.62% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
55 Neutral | £642.61M | 4.17 | 40.35% | 2.54% | 5.33% | 602.34% |
* Consumer Cyclical Sector Average
GB:TENG
Ten Lifestyle Group
97.00
39.50
68.70%
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Ten Lifestyle Group Corporate Events
Business Operations and StrategyFinancial Disclosures
Ten Technologies Group posts record year as digital growth powers margins and membership
Positive
Sep 16, 2026
Ten Technologies Group plc reported another year of record performance, with net revenue rising 6% to about £69.7m and adjusted EBITDA increasing 10% to roughly £16.1m, alongside improved margins and net cash of around £11.1m. Activ...
Business Operations and Strategy
Ten Lifestyle Group Rebrands as Technology-Focused Ten Technologies Group
Positive
Sep 2, 2026
Ten Technologies Group plc, listed on AIM under the ticker TENG, has rebranded from Ten Lifestyle Group to reflect its evolution into a technology-driven customer experience and loyalty platform. The business now combines its Ten Digital Platform ...
Business Operations and StrategyProduct-Related Announcements
Ten Technologies launches digital lifestyle platform for HSBC UK Premier
Positive
Sep 2, 2026
Ten Technologies Group plc has launched a fully digital lifestyle platform for more than one million HSBC UK Premier customers, integrated into the bank’s mobile app via single sign-on. The co-branded Premier Lifestyle service offers curated...
Regulatory Filings and Compliance
Ten Lifestyle Group Updates Share Capital and Voting Rights
Neutral
Sep 1, 2026
Ten Lifestyle Group plc, listed on AIM under the ticker TENG, specialises in concierge and lifestyle services for affluent and mass affluent customers through partnerships with financial institutions and premium brands. Its multi-year, platform-as...
Business Operations and Strategy
Ten Lifestyle Group Wins Multi-Year Concierge Contract in the Americas
Positive
Aug 27, 2026
Ten Lifestyle Group plc has secured a new multi-year contract in the Americas with a client that is part of one of the world’s most valuable companies, expanding its reach in the premium customer experience market. Under the agreement, Ten w...
Business Operations and StrategyExecutive/Board Changes
Ten Lifestyle Group strengthens board with tech-focused non-executive appointment
Positive
Aug 18, 2026
Ten Lifestyle Group, a leading customer experience and loyalty platform serving financial institutions and premium brands, leverages proprietary technology, extensive supplier relationships and nearly three decades of expertise to provide personal...
Regulatory Filings and Compliance
Ten Lifestyle Group Confirms Total Voting Rights at 96.8 Million Shares
Neutral
Aug 5, 2026
Ten Lifestyle Group plc, the AIM-listed concierge and lifestyle services provider, reported that its issued share capital comprised 96,781,179 Ordinary Shares of 0.1 pence each as of 31 July 2026. The figure defines the current total voting rights...
Business Operations and Strategy
Ten Lifestyle Group seals AEG Presents deal to boost premium live entertainment access
Positive
Jul 30, 2026
Ten Lifestyle Group plc has expanded its entertainment proposition through a new partnership with select AEG Presents venues and events in the U.K., including Indigo at The O2, Watford Colosseum, University of Wolverhampton at The Halls and the C2...
Regulatory Filings and Compliance
Ten Lifestyle Group Confirms Updated Share Capital and Voting Rights
Neutral
Jul 1, 2026
Ten Lifestyle Group plc, a B Corp-certified concierge and lifestyle services specialist serving affluent customers through partnerships with financial institutions and premium brands, operates a technology-enabled platform spanning travel, dining,...
Business Operations and StrategyRegulatory Filings and Compliance
Ten Lifestyle Group Reports Lapse of COVID-Era Salary Sacrifice Options
Neutral
Jun 19, 2026
Ten Lifestyle Group plc has confirmed that the extended exercise period for options granted under the remaining tranches of its 2020 Salary Sacrifice Schemes, introduced in response to the financial effects of COVID-19, expired on 24 March 2026, r...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.