Tavistock Investments (TAVI) AI Stock Analysis

• Market Cap: £19.18M
• Dividend Yield: 2.07%
• Average Volume (3M): 1.05M
• Price to Earnings (P/E): 2.9
• Beta (1Y): -0.18
• Revenue Growth: -17.37%
• EPS Growth: N/A
• Country: UK
• Employees: 193
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.02
• Shares Outstanding: 496,855,220
• 10 Day Avg. Volume: 673,913
• 30 Day Avg. Volume: 1,047,028
• PEG Ratio: >-0.01
• Price to Book (P/B): 0.70
• Price to Sales (P/S): 0.84
• P/FCF Ratio: -4.75
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £4.50
• Price Target Upside: 3.45% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 51 Neutral
• Price Target: 4.50p ▲(3.45% Upside)

Tavistock Investments' overall stock score reflects significant financial and technical challenges, including revenue decline and bearish momentum. However, the stock's low valuation offers potential upside, balancing some of the risks.

Tavistock Investments Business Overview & Revenue Model

Company Description

Tavistock Investments Plc provides investment management and support services to a network of financial advisers in the United Kingdom. The company offers compliance, regulatory, administration, and accounting services to independent financial advisers and financial advice firms; independent financial advice, financial planning, tax saving, and investment management services to higher net worth private clients; and corporate advisory services to businesses. It also provides institutional portfolio management services; and flexible retirement guarantee to principals, as well as retirement and pension, wills and estate planning, and finance raising services. Tavistock Investments Plc was incorporated in 2004 and is headquartered in Ascot, the United Kingdom.

How the Company Makes Money

Tavistock Investments generates revenue primarily through management fees charged on assets under management (AUM) across its investment portfolios. Additionally, the company earns performance fees when it surpasses certain investment performance benchmarks, incentivizing strong returns for its clients. TAVI also benefits from advisory fees related to financial consulting services and transaction fees from real estate and private equity deals. Partnerships with various financial institutions and investment platforms enhance its distribution capabilities, further contributing to revenue generation. Additionally, the company's focus on innovative investment strategies allows it to tap into emerging market trends, thereby creating new revenue streams.

Tavistock Investments Financial Statement Overview

Summary

Tavistock Investments shows mixed financial performance. While there is an improvement in net profit margin and return on equity, the company faces revenue decline and significant cash flow challenges, with negative operating and free cash flows.

Income Statement

Tavistock Investments has experienced a decline in revenue growth, with a significant drop of 15.36% in the latest year. The gross profit margin is relatively stable at 39.06%, but the net profit margin has improved to 20.53%, indicating better cost management. However, the negative EBIT and EBITDA margins suggest challenges in operational efficiency.

Balance Sheet

The company maintains a low debt-to-equity ratio of 0.15, indicating conservative leverage. Return on equity has improved to 17.07%, reflecting better profitability. The equity ratio is strong, suggesting a solid capital structure, but the overall asset base has slightly decreased.

Cash Flow

Cash flow metrics show significant challenges, with negative operating and free cash flows. The free cash flow growth rate is highly negative, and the operating cash flow to net income ratio is below 1, indicating cash flow issues despite reported net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	32.63M	32.63M	39.49M	33.95M	34.00M	28.71M
Gross Profit	12.75M	12.75M	14.49M	11.24M	11.95M	12.17M
EBITDA	-2.60M	-2.60M	1.14M	307.00K	362.00K	3.16M
Net Income	6.70M	6.70M	-1.27M	-1.40M	29.64M	792.00K
Balance Sheet
Total Assets	54.24M	54.24M	55.20M	60.51M	60.45M	26.48M
Cash, Cash Equivalents and Short-Term Investments	7.40M	7.40M	4.12M	9.73M	15.27M	4.46M
Total Debt	5.84M	5.84M	3.87M	1.47M	1.22M	4.42M
Total Liabilities	15.00M	15.00M	14.76M	18.74M	16.97M	10.75M
Stockholders Equity	39.24M	39.24M	40.45M	41.77M	43.48M	15.73M
Cash Flow
Free Cash Flow	-5.79M	-5.79M	-3.42M	-2.97M	-239.00K	2.71M
Operating Cash Flow	-5.74M	-5.74M	-2.63M	-1.79M	1.11M	2.90M
Investing Cash Flow	7.58M	7.58M	-5.47M	-3.54M	15.96M	-2.23M
Financing Cash Flow	1.78M	1.44M	2.49M	-206.00K	-6.25M	1.37M

Tavistock Investments Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.35
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:TAVI, the sentiment is Negative. The current price of 4.35 is below the 20-day moving average (MA) of 4.72, below the 50-day MA of 5.25, and below the 200-day MA of 4.50, indicating a bearish trend. The MACD of -0.26 indicates Positive momentum. The RSI at 33.16 is Neutral, neither overbought nor oversold. The STOCH value of 29.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:TAVI.

Tavistock Investments Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FKE	74 Outperform	£7.39M	5.76	13.07%	1.64%	16.60%	117.20%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
CAV	56 Neutral	£41.17M	50.00	1.93%	7.27%	15.72%	―
TAVI	51 Neutral	£19.18M	2.86	16.81%	2.07%	-17.37%	―
PEEL	49 Neutral	£121.91M	―	-3.06%	―	6.38%	17.11%
WHI	42 Neutral	£2.56M	―	―	―	―	―

Tavistock Investments Corporate Events

Tavistock CEO Increases Stake in Company

Tavistock Investments announced that its Chief Executive, Brian Raven, has acquired 1,350,000 ordinary shares in the company, increasing his total shareholding to 16.81% of the company’s voting rights. This move is seen as a strong vote of confidence in the company’s future prospects and may positively influence investor sentiment.

Spark’s Take on GB:TAVI Stock

According to Spark, TipRanks’ AI Analyst, GB:TAVI is a Neutral.

Tavistock Investments presents a mixed picture. While revenue growth and strategic acquisitions are promising, the company faces profitability and cash flow challenges. The technical indicators show positive momentum, but valuation concerns persist. Insider confidence through share purchases and strategic moves provide some positive outlook.

To see Spark’s full report on GB:TAVI stock, click here.

Tavistock Investments Announces Share Buyback and Voting Rights Update

Tavistock Investments PLC has announced the buyback of 166,667 of its own ordinary shares, representing 0.038% of the company’s total voting rights, at a price of 5.26 pence per share. These shares will be placed into treasury and may later be used to benefit employees or be cancelled, ensuring no dilution for other shareholders. This transaction adjusts the total number of voting rights to 440,930,225, impacting shareholder calculations under the FCA’s rules.

Tavistock Investments Announces Total Voting Rights Update

Tavistock Investments PLC has announced its current issued share capital, which consists of 560,429,005 ordinary shares with one voting right each, and holds 119,332,113 shares in treasury. This results in a total of 441,096,892 voting rights. This information is crucial for shareholders to determine their notification requirements under the FCA’s Disclosure Guidance and Transparency Rules.

Tavistock Investments Completes Acquisition of Alpha Beta Partners

Tavistock Investments has completed the acquisition of Alpha Beta Partners, marking a significant move in its strategic plan to expand asset management services to third-party advice firms and eventually the public. The acquisition, with an initial payment of £6 million and a total cap of £18 million based on future performance, highlights Tavistock’s commitment to growth in the wealth management sector, potentially enhancing its market positioning and offering new opportunities for stakeholders.

Tavistock Director Increases Stake with Major Share Purchase

Tavistock Investments announced that Johanna Rager, the Group Finance and Operations Director, has purchased 570,000 ordinary shares, increasing her interest to 3,919,000 shares, which comprises 0.89% of the company’s total voting rights. This transaction indicates a significant commitment by a key executive to the company’s future, reflecting confidence in Tavistock’s market position and strategic direction, potentially impacting shareholder perceptions and market dynamics.

Tavistock Investments Executes Share Buyback from Chairman

Tavistock Investments PLC announced the buyback of 8,600,000 of its own ordinary shares at a price of 4.3 pence per share from Oliver Cooke, the Non-Executive Chairman. This represents 1.91% of the company’s current total voting rights and is part of a strategy to place these shares into treasury, which may later be used to fulfill employee share options or be canceled. Following this transaction, the total voting rights within the company are adjusted, affecting shareholder notification requirements under regulatory guidelines.

Tavistock CEO Increases Stake with Major Share Purchase

Tavistock Investments PLC announced that its Chief Executive, Brian Raven, has purchased 1,139,000 ordinary shares at a price of 3.75p each. This acquisition increases his total shareholding to 72,781,932 shares, representing 16.18% of the company’s total voting rights, indicating a significant personal investment and confidence in the company’s future prospects.