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RC365 Holding PLC (RCGH) AI Stock Analysis
RC365 Holding PLC
(LSE:RCGH)
Low score primarily driven by poor financial performance with persistent losses, negative equity, and cash flow issues; longer-term technical momentum provides limited offset while negative P/E weighs on valuation.
RC365 Holding PLC (RCGH) vs. iShares MSCI United Kingdom ETF (EWC)
- Market Cap
- GBP 8.25M
- Dividend Yield
- ―
- Average Volume (3M)
- 3.25M
- Price to Earnings (P/E)
- -6.8
- Beta (1Y)
- 0.90
- Revenue Growth
- ―
- EPS Growth
- ―
- Country
- UK
- Employees
- 26
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Information Technology Services
RC365 Holding PLC Business Overview & Revenue Model
Company Description
RC365 Holding plc, an investment holding company, operates as a fintech solutions service provider in Hong Kong, Greater China, Malaysia, Singapore, the United Kingdom, and Europe. It offers IT support and security, online and offline payment gateway...
RC365 Holding PLC Financial Statement Overview
Summary
Volatile revenue with sharp declines, persistent net losses peaking at -239% margins, negative equity projected at -$7M, and mostly negative cash flows signal high financial instability and liquidity risks.
Income Statement
25NegativeBalance Sheet
15Very NegativeCash Flow
20Very Negative| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Sep 2022 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 22.12M | 22.14M | 14.11M | 22.03M | 16.88M | 8.07M |
| Gross Profit | 2.67M | 8.31M | 12.21M | 7.85M | 2.60M | 2.93M |
| EBITDA | -7.63M | -10.58M | -26.21M | -33.33M | -4.15M | 1.83M |
| Net Income | -12.87M | -12.88M | -33.74M | -36.88M | -5.38M | -3.90M |
Balance Sheet | ||||||
| Total Assets | 11.12M | 11.12M | 22.08M | 86.67M | 38.82M | 25.96M |
| Cash, Cash Equivalents and Short-Term Investments | 2.84M | 2.84M | 11.78M | 20.34M | 10.59M | 23.42M |
| Total Debt | 4.43M | 4.43M | 3.88M | 40.42M | 5.50M | 6.32M |
| Total Liabilities | 18.08M | 18.08M | 16.33M | 55.09M | 7.79M | 6.96M |
| Stockholders Equity | -6.96M | -6.96M | 5.75M | 31.58M | 31.03M | 19.01M |
Cash Flow | ||||||
| Free Cash Flow | -7.17M | -9.32M | -9.85M | 4.64M | -6.05M | -420.92K |
| Operating Cash Flow | -7.09M | -7.08M | -9.30M | 7.44M | -5.98M | -348.92K |
| Investing Cash Flow | -1.74M | -1.69M | 195.14K | -2.67M | -7.03M | -72.00K |
| Financing Cash Flow | -352.98K | -413.60K | 1.41M | 4.59M | -1.20M | 20.07M |
RC365 Holding PLC Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:RCGH, the sentiment is Positive. The current price of 5.50 is below the 20-day moving average (MA) of 5.99, above the 50-day MA of 4.77, and above the 200-day MA of 2.49, indicating a neutral trend. The MACD of -0.00 indicates Positive momentum. The RSI at 50.24 is Neutral, neither overbought nor oversold. The STOCH value of 60.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:RCGH.
RC365 Holding PLC Peers Comparison
Overall Rating
GB:FNX80Outperform
GB:BGO57Neutral
GB:PCIP55Neutral
GB:EWG51Neutral- GB:RCGH45Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| GB:FNX | 80Outperform | GBP 172.87M | 14.64 | 107.46% | 5.08% | 14.52% | 6.84% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| GB:BGO | 57Neutral | GBP 59.72M | -15.74 | -23.16% | ― | -6.58% | -85.28% |
| GB:PCIP | 55Neutral | GBP 53.30M | -118.55 | 31.19% | ― | 17.23% | 29.17% |
| GB:EWG | 51Neutral | GBP 725.17M | -255.22 | -1.33% | ― | 15.98% | -131.06% |
| GB:RCGH | 45Neutral | GBP 11.67M | -6.76 | 481.17% | ― | ― | ― |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| GB:RCGH | RC365 Holding PLC | 5.50 | 4.10 | 292.86% | |
| GB:BGO | Bango plc | 77.50 | -21.00 | -21.32% | |
| GB:PCIP | PCI PAL | 73.50 | 29.50 | 67.05% | |
| GB:FNX | Fonix Mobile PLC | 177.00 | -1.60 | -0.89% | |
| GB:MODE | Mode Global Holdings Plc | 0.10 | -1.34 | -92.76% | |
| GB:EWG | W.A.G. Payment Solutions Plc | 104.20 | 10.99 | 11.79% |
RC365 Holding PLC Corporate Events
RC365 expands wealth management contract with Blacksilver Trust
PositiveRC365 Holding plc has secured a HK$2 million (about US$250,000) development contract with Blacksilver Trust (Hong Kong) Limited, an existing client of its Wealth Management System. The deal adds securities-firm API connectivity, card-system integrati...
RC365 pilots virtual card to test capital-light payments model
PositiveRC365 Holding plc, a payment solutions and fintech company listed in London, has built a business around secure payment gateways, IT and ERP support for financial systems, and a growing suite of digital remittance, foreign exchange and asset-linked c...
RC365 Adds Second Trust Client to Wealth Management SaaS Platform
PositiveRC365 Holding plc’s Regal Crown Technology subsidiary has onboarded Hong Kong-based trust company Target International Trustee Limited as the second client for its Wealth Management System SaaS platform. TITL, a licensed provider of family and...
RC365 onboards first client to new wealth management SaaS platform
PositiveRC365 Holding plc has onboarded Blacksilver Trust (Hong Kong) Limited as the first client for its newly launched Wealth Management System, a Software-as-a-Service platform for trust companies and wealth managers integrated into the RC ecosystem. The...
RC365 strengthens leadership team with new executive director and CFO
PositiveRC365 Holding plc, a London-listed fintech and payment solutions provider focused on East and Southeast Asia, offers payment gateway services, IT and ERP support, and digital remittance and FX-linked credit card products to corporate and individual c...
RC365 shareholders back all AGM resolutions, reinforcing expansion plans
PositiveRC365 Holding plc, a London-listed fintech and payment solutions provider focused on East and Southeast Asia, offers secure payment gateways, IT services, ERP systems and newer digital remittance, FX and asset-linked card products to corporate and re...
RC365 expands Banking Virtual Account services into six Latin American markets
PositiveRC365 Holding plc has activated its Banking Virtual Account services in Latin America, extending its fintech and payment solutions platform into six new markets across the region. Customers and partners can now access local collection accounts in Mex...
RC365’s Hong Kong Unit Wins Excellence in One-Stop Fintech Award
PositiveRC365 Holding plc is a London-listed payment solutions and fintech company operating mainly in East and Southeast Asia through subsidiaries Regal Crown Technology and HC Capital. For more than a decade it has provided secure payment gateway solutions...
RC365 files 2026 annual report as it advances fintech expansion
PositiveRC365 Holding plc has submitted its Annual Report and Accounts for the year ended 31 March 2026, together with the Notice of AGM and Form of Proxy, to the U.K. National Storage Mechanism for public inspection. The filing formally places key corporate...
RC365 Posts 2026 Annual Report and Announces Board Change Ahead of AGM
NeutralRC365 Holding plc has confirmed that its Annual Report and Accounts for the year ended 31 March 2026, together with the notice of its 2026 Annual General Meeting, will be sent to shareholders on 14 August and made available on the company’s web...
RC365 earns Hong Kong value award as it pushes fintech expansion
PositiveRC365 Holding plc, a payment solutions and fintech provider focused on East and Southeast Asia, offers secure payment gateway services, IT support for financial systems, digital remittances, FX and asset-linked credit card products to corporate and r...
RC365 boosts revenue, narrows losses as SaaS and partnerships power funded growth
PositiveRC365 Holding plc reported audited full-year results to 31 March 2026 showing a 57% rise in group revenue to HK$22.14 million and a near 58% reduction in pre-tax losses to HK$12.88 million, alongside a 51% expansion in its active customer base. The i...
RC365 seals multi-year Central Wealth partnership to scale RC3.0 virtual account business
PositiveRC365’s Hong Kong subsidiary Regal Crown Technology has signed a multi-year referral agreement with Central Wealth Securities Investment Limited to drive client acquisition for its RC3.0 Business Virtual Account and related SaaS solutions. Cent...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 29, 2026