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Investec
(LSE:INVR)
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Rating:63Neutral
Price Target:
743.00 p
▲(8.07% Upside)
Action:Reiterated
Date:09/26/26
The score is anchored by mixed financial performance—solid profitability and an improving balance sheet, but materially weakened revenue trends and two straight years of negative operating/free cash flow. Technicals show an ongoing uptrend, though momentum looks overheated (very high RSI). Valuation is a key support, with a low P/E and high dividend yield.
Positive Factors
Improved Balance Sheet
The material reduction in debt and continued equity growth indicate a more conservative capital position than in earlier years. This should improve resilience to funding and market conditions, while giving Investec greater flexibility to support lending, investment and client activity over the next several quarters.
Negative Factors
Negative Revenue Trend
Two consecutive years of declining revenue indicate that current business momentum has weakened beyond a single reporting period. Persistent top-line contraction can pressure operating leverage, reduce resources available for investment and make future earnings more dependent on volatile client or market activity.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Balance Sheet
The material reduction in debt and continued equity growth indicate a more conservative capital position than in earlier years. This should improve resilience to funding and market conditions, while giving Investec greater flexibility to support lending, investment and client activity over the next several quarters.
Read all positive factors
Investec (INVR) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£11.37B
Dividend Yield7.31%
Average Volume (3M)957.00
Price to Earnings (P/E)9.0
Beta (1Y)0.03
Revenue GrowthN/A
EPS GrowthN/A
CountryUK
Employees1,300
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)0.77
Shares Outstanding2,754,587
10 Day Avg. Volume365
30 Day Avg. Volume957
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)0.93
Price to Sales (P/S)1.19
P/FCF Ratio-15.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Investec Business Overview & Revenue Model
Company Description
Investec plc functions as a specialized banking and wealth management firm, delivering a broad spectrum of financial products and services across the United Kingdom and internationally. Its wealth and investment division offers comprehensive solut...
How the Company Makes Money
Investec makes money primarily by providing banking and investment-related financial services and earning income from interest, fees, and related financial activities. A key revenue stream is net interest income, generated from lending and special...
Investec Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
70
Positive
Cash Flow
33
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.73B | 1.02B | 4.78B | 3.80B | 2.92B |
| Gross Profit | 2.19B | 1.02B | 1.99B | 2.25B | 1.91B |
| EBITDA | 931.18M | 896.24M | 872.93M | 763.09M | 640.15M |
| Net Income | 340.24M | 331.75M | 941.04M | 765.16M | 476.72M |
Balance Sheet | |||||
| Total Assets | 63.83B | 58.25B | 56.63B | 57.29B | 58.89B |
| Cash, Cash Equivalents and Short-Term Investments | 6.26B | 5.52B | 6.97B | 6.29B | 6.44B |
| Total Debt | 2.55B | 2.80B | 7.87B | 8.17B | 8.17B |
| Total Liabilities | 57.76B | 52.60B | 51.74B | 52.36B | 53.56B |
| Stockholders Equity | 6.07B | 5.66B | 5.47B | 4.46B | 4.79B |
Cash Flow | |||||
| Free Cash Flow | -371.43M | -584.79M | 112.47M | 960.40M | 1.28B |
| Operating Cash Flow | -312.23M | -567.79M | 131.45M | 990.74M | 1.29B |
| Investing Cash Flow | -34.40M | 11.04M | -209.37M | 3.24M | 1.13M |
| Financing Cash Flow | -755.13M | -559.23M | -372.06M | -411.27M | 669.37M |
Investec Technical Analysis
Positive
687.50
Price Trends
678.81
Positive
662.41
Positive
651.15
Positive
Market Momentum
3.06
Positive
54.40
Neutral
24.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:INVR, the sentiment is Positive. The current price of 687.5 is below the 20-day moving average (MA) of 693.12, above the 50-day MA of 678.81, and above the 200-day MA of 651.15, indicating a neutral trend. The MACD of 3.06 indicates Positive momentum. The RSI at 54.40 is Neutral, neither overbought nor oversold. The STOCH value of 24.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:INVR.
Investec Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | £2.27B | 12.43 | 9.51% | 5.32% | 3.88% | 11.86% | |
68 Neutral | £4.24B | 9.25 | 19.99% | 4.30% | ― | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | £107.33M | 7.44 | 14.26% | 5.24% | 57.11% | ― | |
63 Neutral | £11.37B | 8.96 | 5.98% | 7.31% | ― | ― | |
59 Neutral | £1.84B | 23.41 | 16.86% | 2.18% | 16.10% | 21.35% | |
51 Neutral | £594.40M | -7.04 | -4.07% | 8.88% | -11.82% | 14.58% |
* Financial Sector Average
GB:INVR
Investec
690.00
101.69
17.28%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.