The Cardiff Property AI Stock Analysis
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The Cardiff Property (CDFF) AI Stock Analysis
The Cardiff Property
(LSE:CDFF)
The score is driven primarily by solid financial stability and strong revenue growth, tempered by the significant decline in free cash flow and an unusually high net profit margin that may reflect non-recurring factors. Technical signals are broadly neutral, valuation appears only moderately attractive given the P/E and low dividend yield, and the recent buyback provides a modest positive tailwind.
The Cardiff Property (CDFF) vs. iShares MSCI United Kingdom ETF (EWC)
- Market Cap
- GBP 27.15M
- Dividend Yield
- 1.09%
- Average Volume (3M)
- 126
- Price to Earnings (P/E)
- 21.0
- Beta (1Y)
- 0.02
- Revenue Growth
- 3.71%
- EPS Growth
- 29.79%
- Country
- UK
- Employees
- 6
- Sector
- Real Estate
- Sector Strength
- 65
- Industry
- Real Estate - Development
The Cardiff Property Business Overview & Revenue Model
Company Description
Cardiff Property Plc, encompassing its 47.62% joint venture, Campmoss Property Company Limited, is dedicated to real estate investment and development within the Thames Valley region. The company's substantial portfolio of managed properties, exceedi...
The Cardiff Property Financial Statement Overview
Summary
Strong revenue growth (88.45%) and a very low debt-to-equity ratio (0.49%) support a solid financial footing. Offsetting this, free cash flow fell sharply (-51.02%) and the net profit margin (102.80%) appears anomalous, raising questions about earnings quality and cash sustainability.
Income Statement
75PositiveBalance Sheet
80PositiveCash Flow
65Positive| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.55M | 1.32M | 683.00K | 1.19M | 1.28M | 1.15M |
| Gross Profit | 1.20M | 1.08M | 585.00K | 1.25M | 1.20M | 1.11M |
| EBITDA | 1.05M | 640.00K | 1.40M | 1.28M | 762.00K | 624.00K |
| Net Income | 1.33M | 1.36M | 1.07M | 1.11M | 2.41M | 1.08M |
Balance Sheet | ||||||
| Total Assets | 31.75M | 31.71M | 31.43M | 30.92M | 30.96M | 29.66M |
| Cash, Cash Equivalents and Short-Term Investments | 14.87M | 14.53M | 12.25M | 10.79M | 8.95M | 5.50M |
| Total Debt | 146.00K | 150.00K | 158.00K | 165.00K | 172.00K | 178.00K |
| Total Liabilities | 1.07M | 1.05M | 1.00M | 944.00K | 1.14M | 1.21M |
| Stockholders Equity | 30.68M | 30.66M | 30.42M | 29.98M | 29.81M | 28.44M |
Cash Flow | ||||||
| Free Cash Flow | -1.42M | 793.00K | 379.00K | 283.00K | 3.39M | 1.40M |
| Operating Cash Flow | -553.00K | 794.00K | 381.00K | 283.00K | 3.42M | 1.45M |
| Investing Cash Flow | 3.93M | 8.80M | 1.83M | -3.87M | -1.09M | 89.00K |
| Financing Cash Flow | -1.19M | -1.12M | -603.00K | -918.00K | -1.01M | -1.72M |
The Cardiff Property Peers Comparison
Overall Rating
- GB:CDFF69Neutral
GB:FPO69Neutral
GB:PNS62Neutral
GB:DCI58Neutral
GB:GR1T52Neutral
GB:PSDL39Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| GB:CDFF | 69Neutral | GBP 27.15M | 20.99 | 4.34% | 1.09% | 3.71% | 29.79% |
| GB:FPO | 69Neutral | GBP 23.65M | 8.79 | 5.63% | 1.56% | 15.45% | 8.98% |
| Sector * | 65Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% |
| GB:PNS | 62Neutral | GBP 49.15M | 16.37 | 2.55% | 4.21% | -0.65% | -58.16% |
| GB:DCI | 58Neutral | GBP 42.52M | -25.59 | -1.75% | ― | ― | ― |
| GB:GR1T | 52Neutral | GBP 30.58M | -0.48 | -27.53% | ― | ― | ― |
| GB:PSDL | 39Underperform | GBP 109.21M | -46.23 | -1.18% | ― | ― | ― |
* Real Estate Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| GB:CDFF | The Cardiff Property | 2750.00 | 178.64 | 6.95% | |
| GB:DCI | Dolphin Capital Investors | 4.70 | -0.50 | -9.62% | |
| GB:FPO | First Property | 16.00 | 1.03 | 6.90% | |
| GB:PNS | Panther Securities | 285.00 | 11.77 | 4.31% | |
| GB:PSDL | Phoenix Spree Deutschland Ltd | 128.50 | -27.15 | -17.44% | |
| GB:GR1T | Grit Real Estate Income Group Limited | 6.15 | 0.55 | 9.82% |
The Cardiff Property Corporate Events
Cardiff Property Share Buyback Tightens Free Float, Confirms Majority Holding
PositiveCardiff Property has bought back 3,582 of its own ordinary shares at £27.50 per share and will cancel them, reducing the number of shares in issue and tightening the company’s free float. The transaction leaves J R and Mrs L S Wollenberg’s holding un...
Cardiff Property Cancels Shares After Buyback, Boosting Majority Holding
NeutralThe Cardiff Property has executed a small share buyback, purchasing 1,226 ordinary shares at £26.50 each and cancelling them, thereby reducing its share capital and total voting rights to 990,974. This reduction marginally increases the relative infl...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 25, 2026