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The Cardiff Property PLC (GB:CDFF)
LSE:CDFF
UK Market
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The Cardiff Property (CDFF) AI Stock Analysis

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GB:CDFF

The Cardiff Property

(LSE:CDFF)

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Neutral 69 (OpenAI - Gpt-5.6Sol)
Rating:69Neutral
Price Target:
3,011.00 p
▲(9.49% Upside)
Action:Reiterated
Date:08/25/26
The score is driven primarily by solid financial stability and strong revenue growth, tempered by the significant decline in free cash flow and an unusually high net profit margin that may reflect non-recurring factors. Technical signals are broadly neutral, valuation appears only moderately attractive given the P/E and low dividend yield, and the recent buyback provides a modest positive tailwind.
Positive Factors
Strong Revenue Growth
Revenue expansion indicates strong property activity or asset monetisation and provides a larger base for future earnings. If sustained, this growth can strengthen operating scale and support reinvestment across the development portfolio.
Negative Factors
Declining Free Cash Flow
A sharp reduction in free cash flow can constrain distributions, acquisitions, and development investment even when accounting earnings remain strong. Persistent weakness would reduce liquidity flexibility and make growth more dependent on asset sales or external funding.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Revenue Growth
Revenue expansion indicates strong property activity or asset monetisation and provides a larger base for future earnings. If sustained, this growth can strengthen operating scale and support reinvestment across the development portfolio.
Read all positive factors

The Cardiff Property (CDFF) vs. iShares MSCI United Kingdom ETF (EWC)

The Cardiff Property Business Overview & Revenue Model

Company Description
Cardiff Property Plc, encompassing its 47.62% joint venture, Campmoss Property Company Limited, is dedicated to real estate investment and development within the Thames Valley region. The company's substantial portfolio of managed properties, exce...

The Cardiff Property Financial Statement Overview

Summary
Strong revenue growth (88.45%) and a very low debt-to-equity ratio (0.49%) support a solid financial footing. Offsetting this, free cash flow fell sharply (-51.02%) and the net profit margin (102.80%) appears anomalous, raising questions about earnings quality and cash sustainability.
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
65
Positive
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue1.55M1.32M683.00K1.19M1.28M1.15M
Gross Profit1.20M1.08M585.00K1.25M1.20M1.11M
EBITDA1.05M640.00K1.40M1.28M762.00K624.00K
Net Income1.33M1.36M1.07M1.11M2.41M1.08M
Balance Sheet
Total Assets31.75M31.71M31.43M30.92M30.96M29.66M
Cash, Cash Equivalents and Short-Term Investments14.87M14.53M12.25M10.79M8.95M5.50M
Total Debt146.00K150.00K158.00K165.00K172.00K178.00K
Total Liabilities1.07M1.05M1.00M944.00K1.14M1.21M
Stockholders Equity30.68M30.66M30.42M29.98M29.81M28.44M
Cash Flow
Free Cash Flow-1.42M793.00K379.00K283.00K3.39M1.40M
Operating Cash Flow-553.00K794.00K381.00K283.00K3.42M1.45M
Investing Cash Flow3.93M8.80M1.83M-3.87M-1.09M89.00K
Financing Cash Flow-1.19M-1.12M-603.00K-918.00K-1.01M-1.72M

The Cardiff Property Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
£27.25M20.994.34%1.09%3.71%29.79%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
62
Neutral
£48.45M11.683.61%7.43%-4.65%-36.18%
61
Neutral
£19.96M7.425.63%15.45%8.98%
58
Neutral
£43.42M-25.46-1.75%
52
Neutral
£30.58M-0.49-27.53%
47
Neutral
£135.14M-26.71-2.38%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:CDFF
The Cardiff Property
2,750.00
178.64
6.95%
GB:DCI
Dolphin Capital Investors
4.80
-0.20
-4.00%
GB:FPO
First Property
13.50
-1.22
-8.30%
GB:PNS
Panther Securities
285.00
15.76
5.85%
GB:PSDL
Phoenix Spree Deutschland Ltd
160.00
3.87
2.48%
GB:GR1T
Grit Real Estate Income Group Limited
6.15
-0.35
-5.38%

The Cardiff Property Corporate Events

Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Cardiff Property Share Buyback Tightens Free Float, Confirms Majority Holding
Positive
Aug 19, 2026
Cardiff Property has bought back 3,582 of its own ordinary shares at £27.50 per share and will cancel them, reducing the number of shares in issue and tightening the company’s free float. The transaction leaves J R and Mrs L S Wollenber...
Stock BuybackRegulatory Filings and Compliance
Cardiff Property Cancels Shares After Buyback, Boosting Majority Holding
Neutral
Jun 8, 2026
The Cardiff Property has executed a small share buyback, purchasing 1,226 ordinary shares at £26.50 each and cancelling them, thereby reducing its share capital and total voting rights to 990,974. This reduction marginally increases the relat...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 25, 2026