Record-Breaking Quarter
Q1 2025 marked the best quarter in UniCredit's history with record results across all KPIs, including a net profit increase of 8.3% to EUR 2.8 billion and a return on tangible equity of 22%.
Strong Revenue Growth
Net revenue increased by 3.2% year-on-year with fees growing to 36% of total revenues. This was supported by excellent fee generation and trading performance.
Capital and Asset Quality Improvements
CET1 ratio increased to 16.1%, with organic capital generation of EUR 3.1 billion and a reduction in cost-to-income ratio to 35.4%, beating peers significantly.
Geographical and Segmental Performance
All regions, including Italy, Germany, Austria, and Central and Eastern Europe, showed strong financial performance with positive growth in fees and net income.
Successful Strategic Initiatives
Partnership with Google to accelerate the transformation by moving applications to the cloud, enhancing agility, and improving security.