MONETA Money Bank AS (0RGC) Ratios
MONETA Money Bank AS Ratios
GB:0RGC's free cash flow for Q3 2026 was $4.92B. For the 2026 fiscal year, GB:0RGC's free cash flow was decreased by $-279.00M and operating cash flow was $5.20B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.05 | 0.03 | 18.76 | 47.25 | 47.99 |
| Quick Ratio | 0.05 | 0.03 | 18.76 | 47.25 | 47.99 |
| Cash Ratio | 0.05 | 0.03 | 17.15 | 45.25 | 46.29 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.06 | 112.71 | 120.83 | 52.74 |
| Short-Term Operating Cash Flow Coverage | 5.47 | 17.08 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -452.47B | $ -449.56B | $ -413.37B | $ -341.96B | $ -298.02B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.05 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.79 | 0.75 | 0.45 | 0.42 | 0.35 |
| Debt-to-Capital Ratio | 0.44 | 0.43 | 0.31 | 0.30 | 0.26 |
| Long-Term Debt-to-Capital Ratio | 0.41 | 0.33 | 0.29 | 0.24 | 0.22 |
| Financial Leverage Ratio | 16.16 | 15.53 | 14.23 | 12.46 | 11.54 |
| Debt Service Coverage Ratio | 0.66 | 0.48 | 0.48 | 1.02 | 4.98 |
| Interest Coverage Ratio | 0.77 | 0.54 | 0.46 | 1.02 | 4.75 |
| Debt to Market Cap | 0.24 | 0.27 | 0.27 | 0.25 | 0.17 |
| Interest Debt Per Share | 68.01 | 72.97 | 54.86 | 38.22 | 22.36 |
| Net Debt to EBITDA | 0.44 | 1.14 | 0.42 | -0.08 | -0.31 |
| Profitability Margins | |||||
| Gross Profit Margin | 57.29% | 100.03% | 47.71% | 65.67% | 91.44% |
| EBIT Margin | 31.33% | -9.49% | 23.87% | 34.94% | 40.60% |
| EBITDA Margin | 36.09% | 62.18% | 28.68% | 41.73% | 50.44% |
| Operating Profit Margin | 31.33% | 55.71% | 23.87% | 34.94% | 40.60% |
| Pretax Profit Margin | 31.33% | 52.70% | 23.87% | 34.94% | 40.60% |
| Net Profit Margin | 26.65% | 44.99% | 20.31% | 28.18% | 32.78% |
| Continuous Operations Profit Margin | 26.65% | 44.97% | 20.31% | 28.18% | 32.78% |
| Net Income Per EBT | 85.08% | 85.37% | 85.08% | 80.64% | 80.73% |
| EBT Per EBIT | 100.00% | 94.59% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.29% | 1.17% | 1.13% | 1.34% | 1.17% |
| Return on Equity (ROE) | 20.82% | 18.22% | 16.15% | 16.68% | 13.51% |
| Return on Capital Employed (ROCE) | 11.97% | 11.33% | 1.34% | 1.66% | 1.45% |
| Return on Invested Capital (ROIC) | 9.92% | 9.65% | 1.05% | 6.37% | 5.75% |
| Return on Tangible Assets | 1.30% | 1.18% | 1.14% | 1.35% | 1.18% |
| Earnings Yield | 6.58% | 9.18% | 10.86% | 13.36% | 8.32% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1219.55 | 16.88 | 43.63 | 30.18 | 27.01 |
| Payables Turnover | 35.56 | -0.02 | 50.15 | 20.65 | 3.92 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.24 | 5.71 | 10.67 | 7.94 | 4.62 |
| Asset Turnover | 0.05 | 0.03 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.06 | -0.06 | 1.96 | 1.38 | 1.15 |
| Cash Conversion Cycle | -9.97 | 18819.13 | 1.09 | -5.58 | -79.49 |
| Days of Sales Outstanding | 0.30 | 21.63 | 8.37 | 12.10 | 13.51 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 10.27 | -18797.50 | 7.28 | 17.67 | 93.00 |
| Operating Cycle | 0.30 | 21.63 | 8.37 | 12.10 | 13.51 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 18.39 | 49.73 | 148.22 | 72.35 | 27.35 |
| Free Cash Flow Per Share | 16.36 | 47.94 | 146.66 | 70.34 | 24.69 |
| Dividend Paid and CapEx Coverage Ratio | 1.15 | 3.61 | 15.51 | 6.02 | 4.83 |
| Capital Expenditure Coverage Ratio | 9.09 | 27.74 | 95.39 | 35.97 | 10.29 |
| Operating Cash Flow Coverage Ratio | 0.38 | 1.06 | 5.17 | 2.80 | 1.35 |
| Operating Cash Flow to Sales Ratio | 0.39 | 1.97 | 2.96 | 2.01 | 1.15 |
| Free Cash Flow Yield | 8.46% | 38.72% | 156.52% | 92.56% | 26.34% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 15.20 | 10.89 | 9.21 | 7.49 | 12.02 |
| Price-to-Sales (P/S) Ratio | 4.05 | 4.90 | 1.87 | 2.11 | 3.94 |
| Price-to-Book (P/B) Ratio | 3.16 | 1.98 | 1.49 | 1.25 | 1.62 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.82 | 2.58 | 0.64 | 1.08 | 3.80 |
| Price-to-Operating Cash Flow Ratio | 10.52 | 2.49 | 0.63 | 1.05 | 3.43 |
| Price-to-Earnings Growth (PEG) Ratio | 1.28 | 0.93 | 31.15 | 0.25 | 0.23 |
| Enterprise Value Multiple | 11.67 | 9.02 | 6.94 | 4.97 | 7.51 |
| Enterprise Value | 102.71B | 72.40B | 51.00B | 38.20B | 46.02B |
| EV to EBITDA | 11.67 | 9.02 | 6.94 | 4.97 | 7.51 |
| EV to Sales | 4.21 | 5.61 | 1.99 | 2.08 | 3.79 |
| EV to Free Cash Flow | 12.28 | 2.96 | 0.68 | 1.06 | 3.65 |
| EV to Operating Cash Flow | 10.93 | 2.85 | 0.67 | 1.03 | 3.29 |
| Tangible Book Value Per Share | 54.13 | 55.80 | 56.50 | 54.23 | 51.46 |
| Shareholders’ Equity Per Share | 61.11 | 62.39 | 63.02 | 60.84 | 57.69 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.15 | 0.15 | 0.19 | 0.19 |
| Revenue Per Share | 47.73 | 25.26 | 50.11 | 36.02 | 23.79 |
| Net Income Per Share | 12.72 | 11.37 | 10.18 | 10.15 | 7.80 |
| Tax Burden | 0.85 | 0.85 | 0.85 | 0.81 | 0.81 |
| Interest Burden | 1.00 | -5.55 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.06 | 0.11 | 0.05 | 0.06 | 0.09 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.45 | 4.38 | 14.57 | 7.13 | 3.51 |
Currency in CZK