PayPal Holdings (0R9U) Ratios
PayPal Holdings Ratios
GB:0R9U's free cash flow for Q3 2026 was $1.43B. For the 2026 fiscal year, GB:0R9U's free cash flow was decreased by $-161.00M and operating cash flow was $1.59B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.29 | 1.26 | 1.29 | 1.28 | 1.22 |
| Quick Ratio | 1.29 | 1.26 | 1.29 | 1.28 | 1.22 |
| Cash Ratio | 0.17 | 0.14 | 0.19 | 0.17 | 0.12 |
| Solvency Ratio | 0.10 | 0.08 | 0.09 | 0.06 | 0.10 |
| Operating Cash Flow Ratio | 0.14 | 0.15 | 0.10 | 0.13 | 0.13 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 5.80 |
| Net Current Asset Value | $ -158.00M | $ -102.00M | $ 1.45B | $ -926.00M | $ -1.50B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.12 | 0.12 | 0.13 | 0.12 |
| Debt-to-Equity Ratio | 0.49 | 0.48 | 0.46 | 0.51 | 0.42 |
| Debt-to-Capital Ratio | 0.33 | 0.33 | 0.31 | 0.34 | 0.29 |
| Long-Term Debt-to-Capital Ratio | 0.33 | 0.33 | 0.31 | 0.34 | 0.27 |
| Financial Leverage Ratio | 3.96 | 4.00 | 3.90 | 3.88 | 3.49 |
| Debt Service Coverage Ratio | 15.05 | 14.56 | 16.33 | 13.29 | 4.60 |
| Interest Coverage Ratio | 13.75 | 13.94 | 14.49 | 12.62 | 18.37 |
| Debt to Market Cap | 0.18 | 0.11 | 0.14 | 0.13 | 0.04 |
| Interest Debt Per Share | 10.87 | 9.97 | 9.09 | 9.29 | 7.90 |
| Net Debt to EBITDA | 0.25 | 0.49 | 0.09 | 0.53 | 0.69 |
| Profitability Margins | |||||
| Gross Profit Margin | 46.62% | 46.10% | 46.03% | 50.05% | 55.17% |
| EBIT Margin | 20.30% | 17.96% | 19.34% | 13.34% | 17.07% |
| EBITDA Margin | 23.20% | 21.21% | 22.94% | 18.12% | 22.06% |
| Operating Profit Margin | 18.28% | 16.75% | 16.89% | 13.94% | 16.80% |
| Pretax Profit Margin | 18.97% | 16.76% | 18.18% | 12.23% | 16.16% |
| Net Profit Margin | 15.78% | 13.04% | 14.26% | 8.79% | 16.43% |
| Continuous Operations Profit Margin | 15.78% | 13.04% | 14.26% | 8.79% | 16.43% |
| Net Income Per EBT | 83.17% | 77.82% | 78.47% | 71.87% | 101.71% |
| EBT Per EBIT | 103.74% | 100.08% | 107.62% | 87.72% | 96.18% |
| Return on Assets (ROA) | 6.53% | 5.08% | 5.17% | 3.08% | 5.50% |
| Return on Equity (ROE) | 25.83% | 20.31% | 20.17% | 11.93% | 19.19% |
| Return on Capital Employed (ROCE) | 17.98% | 16.02% | 14.92% | 11.41% | 13.00% |
| Return on Invested Capital (ROIC) | 14.95% | 12.47% | 11.71% | 8.20% | 12.62% |
| Return on Tangible Assets | 7.57% | 5.89% | 6.01% | 3.63% | 6.62% |
| Earnings Yield | 9.35% | 4.72% | 6.27% | 2.94% | 1.88% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.70 | 0.70 | 0.65 | 0.62 | 0.61 |
| Payables Turnover | 73.78 | 0.43 | 0.38 | 0.34 | 0.29 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 19.51 | 21.09 | 20.01 | 15.91 | 13.29 |
| Asset Turnover | 0.41 | 0.39 | 0.36 | 0.35 | 0.33 |
| Working Capital Turnover Ratio | 2.55 | 2.37 | 2.25 | 2.51 | 2.30 |
| Cash Conversion Cycle | 517.82 | -326.03 | -391.84 | -473.58 | -651.48 |
| Days of Sales Outstanding | 522.76 | 523.65 | 563.97 | 592.35 | 601.17 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 4.95 | 849.69 | 955.81 | 1065.92 | 1252.65 |
| Operating Cycle | 522.76 | 523.65 | 563.97 | 592.35 | 601.17 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.69 | 7.24 | 4.39 | 5.04 | 4.94 |
| Free Cash Flow Per Share | 5.80 | 6.58 | 3.83 | 4.43 | 4.16 |
| Dividend Paid and CapEx Coverage Ratio | 6.53 | 10.91 | 7.77 | 8.23 | 6.38 |
| Capital Expenditure Coverage Ratio | 7.53 | 10.91 | 7.77 | 8.23 | 6.38 |
| Operating Cash Flow Coverage Ratio | 0.64 | 0.75 | 0.50 | 0.56 | 0.64 |
| Operating Cash Flow to Sales Ratio | 0.19 | 0.23 | 0.16 | 0.21 | 0.23 |
| Free Cash Flow Yield | 9.94% | 7.71% | 6.23% | 6.21% | 2.21% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.69 | 21.18 | 15.95 | 33.98 | 53.10 |
| Price-to-Sales (P/S) Ratio | 1.69 | 2.76 | 2.28 | 2.99 | 8.73 |
| Price-to-Book (P/B) Ratio | 2.76 | 4.30 | 3.22 | 4.05 | 10.19 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.06 | 12.98 | 16.05 | 16.09 | 45.28 |
| Price-to-Operating Cash Flow Ratio | 8.73 | 11.79 | 13.99 | 14.14 | 38.19 |
| Price-to-Earnings Growth (PEG) Ratio | 0.30 | 4.53 | 0.19 | -0.83 | -63.37 |
| Enterprise Value Multiple | 7.53 | 13.52 | 10.00 | 17.01 | 40.25 |
| Enterprise Value | 57.92B | 91.14B | 68.33B | 84.83B | 225.24B |
| EV to EBITDA | 7.53 | 13.52 | 10.00 | 17.01 | 40.25 |
| EV to Sales | 1.75 | 2.87 | 2.30 | 3.08 | 8.88 |
| EV to Free Cash Flow | 10.41 | 13.47 | 16.19 | 16.61 | 46.07 |
| EV to Operating Cash Flow | 9.03 | 12.23 | 14.11 | 14.59 | 38.86 |
| Tangible Book Value Per Share | 9.58 | 8.99 | 8.60 | 7.17 | 7.62 |
| Shareholders’ Equity Per Share | 21.12 | 19.84 | 19.09 | 17.57 | 18.51 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.17 | 0.22 | 0.22 | 0.28 | -0.02 |
| Revenue Per Share | 34.59 | 30.90 | 26.99 | 23.85 | 21.61 |
| Net Income Per Share | 5.46 | 4.03 | 3.85 | 2.10 | 3.55 |
| Tax Burden | 0.83 | 0.78 | 0.78 | 0.72 | 1.02 |
| Interest Burden | 0.93 | 0.93 | 0.94 | 0.92 | 0.95 |
| Research & Development to Revenue | 0.09 | 0.09 | 0.10 | 0.12 | 0.12 |
| SG&A to Revenue | 0.13 | 0.13 | 0.07 | 0.08 | 0.08 |
| Stock-Based Compensation to Revenue | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 |
| Income Quality | 1.23 | 1.80 | 1.14 | 2.40 | 1.39 |
Currency in USD