Travelers Companies (0R03) Ratios
Travelers Companies Ratios
GB:0R03's free cash flow for Q3 2026 was $3.88B. For the 2026 fiscal year, GB:0R03's free cash flow was increased by $0.00 and operating cash flow was $3.88B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.55 | 1.26 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.55 | 1.26 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.01 | 0.01 | 0.13 | 0.19 | 0.17 |
| Solvency Ratio | 0.06 | 0.05 | 0.04 | 0.04 | 0.05 |
| Operating Cash Flow Ratio | 0.12 | 0.10 | 1.98 | 1.57 | 1.66 |
| Short-Term Operating Cash Flow Coverage | 35.35 | 90.74 | 77.11 | 64.65 | 72.74 |
| Net Current Asset Value | $ -60.47B | $ 8.73B | $ -101.06B | $ -94.16B | $ -91.58B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Debt-to-Equity Ratio | 0.28 | 0.29 | 0.32 | 0.34 | 0.25 |
| Debt-to-Capital Ratio | 0.22 | 0.22 | 0.24 | 0.25 | 0.20 |
| Long-Term Debt-to-Capital Ratio | 0.21 | 0.22 | 0.24 | 0.25 | 0.20 |
| Financial Leverage Ratio | 4.37 | 4.78 | 5.06 | 5.37 | 4.17 |
| Debt Service Coverage Ratio | 10.20 | 12.41 | 8.59 | 8.91 | 11.07 |
| Interest Coverage Ratio | 18.34 | 15.77 | 8.97 | 9.56 | 13.11 |
| Debt to Market Cap | 0.14 | 0.15 | 0.18 | 0.16 | 0.19 |
| Interest Debt Per Share | 43.23 | 36.95 | 36.60 | 32.25 | 30.70 |
| Net Debt to EBITDA | 0.96 | 1.02 | 1.69 | 1.43 | 1.15 |
| Profitability Margins | |||||
| Gross Profit Margin | 29.37% | 26.70% | 21.59% | 23.11% | 27.21% |
| EBIT Margin | 16.84% | 14.16% | 9.06% | 10.04% | 13.78% |
| EBITDA Margin | 18.23% | 15.70% | 10.80% | 12.28% | 16.28% |
| Operating Profit Margin | 15.97% | 13.31% | 8.15% | 9.09% | 12.80% |
| Pretax Profit Margin | 15.97% | 13.31% | 8.15% | 9.09% | 12.80% |
| Net Profit Margin | 12.88% | 10.77% | 7.23% | 7.70% | 10.52% |
| Continuous Operations Profit Margin | 12.88% | 10.77% | 7.23% | 7.70% | 10.52% |
| Net Income Per EBT | 80.66% | 80.89% | 88.73% | 84.73% | 82.14% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 4.38% | 3.75% | 2.37% | 2.46% | 3.04% |
| Return on Equity (ROE) | 19.12% | 17.94% | 12.00% | 13.18% | 12.68% |
| Return on Capital Employed (ROCE) | 15.08% | 14.38% | 2.76% | 3.01% | 3.84% |
| Return on Invested Capital (ROIC) | 12.10% | 11.61% | -78.98% | -70.78% | -85.26% |
| Return on Tangible Assets | 4.63% | 4.00% | 2.46% | 2.55% | 3.15% |
| Earnings Yield | 9.67% | 9.10% | 6.84% | 6.40% | 9.42% |
| Efficiency Ratios | |||||
| Receivables Turnover | 2.14 | 2.02 | 1.91 | 1.79 | 1.70 |
| Payables Turnover | 9.70 | 9.10 | 8.57 | 7.07 | 5.90 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Asset Turnover | 0.34 | 0.35 | 0.33 | 0.32 | 0.29 |
| Working Capital Turnover Ratio | -5.47 | 1.61 | -10.34 | -8.67 | -7.73 |
| Cash Conversion Cycle | 132.55 | 140.98 | 148.60 | 151.78 | 152.29 |
| Days of Sales Outstanding | 170.17 | 181.08 | 191.21 | 203.43 | 214.15 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 37.63 | 40.10 | 42.61 | 51.66 | 61.86 |
| Operating Cycle | 170.17 | 181.08 | 191.21 | 203.43 | 214.15 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 47.31 | 39.80 | 33.57 | 27.28 | 29.27 |
| Free Cash Flow Per Share | 47.31 | 39.80 | 33.57 | 27.28 | 29.27 |
| Dividend Paid and CapEx Coverage Ratio | 10.83 | 9.54 | 8.49 | 7.39 | 8.37 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 1.14 | 1.13 | 0.96 | 0.89 | 1.00 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.20 | 0.19 | 0.18 | 0.21 |
| Free Cash Flow Yield | 16.31% | 16.52% | 17.62% | 14.55% | 18.71% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.42 | 11.07 | 14.63 | 15.64 | 10.62 |
| Price-to-Sales (P/S) Ratio | 1.33 | 1.18 | 1.06 | 1.20 | 1.12 |
| Price-to-Book (P/B) Ratio | 1.98 | 1.97 | 1.76 | 2.06 | 1.35 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 6.13 | 6.05 | 5.67 | 6.87 | 5.34 |
| Price-to-Operating Cash Flow Ratio | 6.13 | 6.05 | 5.67 | 6.87 | 5.34 |
| Price-to-Earnings Growth (PEG) Ratio | 0.37 | 0.16 | 1.71 | -0.84 | 0.28 |
| Enterprise Value Multiple | 8.27 | 8.56 | 11.48 | 11.24 | 8.01 |
| Enterprise Value | 73.59B | 62.39B | 51.29B | 50.93B | 45.40B |
| EV to EBITDA | 8.27 | 8.56 | 11.48 | 11.24 | 8.01 |
| EV to Sales | 1.51 | 1.34 | 1.24 | 1.38 | 1.30 |
| EV to Free Cash Flow | 6.94 | 6.88 | 6.65 | 7.88 | 6.24 |
| EV to Operating Cash Flow | 6.94 | 6.88 | 6.65 | 7.88 | 6.24 |
| Tangible Book Value Per Share | 111.39 | 86.74 | 89.98 | 73.08 | 98.89 |
| Shareholders’ Equity Per Share | 146.72 | 122.21 | 108.49 | 90.97 | 116.25 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.19 | 0.11 | 0.15 | 0.18 |
| Revenue Per Share | 217.79 | 203.63 | 180.12 | 155.68 | 140.10 |
| Net Income Per Share | 28.05 | 21.93 | 13.02 | 11.99 | 14.74 |
| Tax Burden | 0.81 | 0.81 | 0.89 | 0.85 | 0.82 |
| Interest Burden | 0.95 | 0.94 | 0.90 | 0.91 | 0.93 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.69 | 1.82 | 2.58 | 2.27 | 1.99 |
Currency in USD
