Coface SA (0QVK) Ratios
Coface SA Ratios
GB:0QVK's free cash flow for Q2 2026 was $35.01M. For the 2026 fiscal year, GB:0QVK's free cash flow was decreased by $-10.31M and operating cash flow was $45.33M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 3.77 | 3.93 | 87.53 | 0.26 | 5.26 |
| Quick Ratio | 3.77 | 3.93 | 87.53 | 0.26 | 5.26 |
| Cash Ratio | 0.28 | 0.30 | 9.55 | 0.26 | 0.55 |
| Solvency Ratio | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 |
| Operating Cash Flow Ratio | 0.11 | 0.21 | 5.67 | 0.21 | 0.49 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.21 | 0.00 |
| Net Current Asset Value | $ 789.09M | $ 773.89M | $ -1.30B | $ -5.93B | $ -2.42B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.29 | 0.30 | 0.08 | 0.21 | 0.35 |
| Debt-to-Equity Ratio | 1.06 | 1.09 | 0.32 | 1.29 | 1.31 |
| Debt-to-Capital Ratio | 0.51 | 0.52 | 0.24 | 0.56 | 0.57 |
| Long-Term Debt-to-Capital Ratio | 0.51 | 0.51 | 0.22 | 0.28 | 0.15 |
| Financial Leverage Ratio | 3.66 | 3.69 | 3.85 | 6.28 | 3.75 |
| Debt Service Coverage Ratio | 7.27 | 7.95 | 9.21 | 0.15 | 12.83 |
| Interest Coverage Ratio | 7.13 | 8.53 | 9.59 | 11.07 | 13.57 |
| Debt to Market Cap | 0.97 | 1.08 | 0.34 | 1.45 | 0.20 |
| Interest Debt Per Share | 16.00 | 16.30 | 4.66 | 11.88 | 18.89 |
| Net Debt to EBITDA | 5.03 | 4.22 | 0.41 | 2.98 | 7.09 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 88.08% | 87.72% | 89.19% | 79.16% |
| EBIT Margin | 17.52% | 24.82% | 22.66% | 22.69% | 24.41% |
| EBITDA Margin | 19.30% | 27.09% | 25.20% | 25.28% | 26.76% |
| Operating Profit Margin | 15.36% | 22.21% | 20.52% | 20.81% | 22.74% |
| Pretax Profit Margin | 15.36% | 22.21% | 20.52% | 20.81% | 22.74% |
| Net Profit Margin | 11.70% | 15.83% | 15.02% | 15.27% | 17.46% |
| Continuous Operations Profit Margin | 11.73% | 15.83% | 15.02% | 15.29% | 17.47% |
| Net Income Per EBT | 76.13% | 71.28% | 73.18% | 73.39% | 76.81% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.74% | 3.23% | 3.04% | 2.85% | 2.78% |
| Return on Equity (ROE) | 10.03% | 11.90% | 11.73% | 17.88% | 10.45% |
| Return on Capital Employed (ROCE) | 4.61% | 5.73% | 4.19% | 5.17% | 3.95% |
| Return on Invested Capital (ROIC) | 3.52% | 4.09% | 2.33% | 28.58% | 3.53% |
| Return on Tangible Assets | 2.84% | 3.33% | 3.14% | 2.92% | 2.87% |
| Earnings Yield | 9.49% | 12.16% | 13.63% | 13.29% | 11.99% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.55 | 0.48 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.14 | 0.14 | 0.00 | 0.15 | 0.22 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 21.82 | 18.59 | 18.73 | 17.28 | 12.11 |
| Asset Turnover | 0.23 | 0.20 | 0.20 | 0.19 | 0.16 |
| Working Capital Turnover Ratio | 0.38 | 0.34 | 1.09 | 2.50 | 0.48 |
| Cash Conversion Cycle | -1999.44 | -1844.77 | 0.00 | -2429.68 | -1639.46 |
| Days of Sales Outstanding | 664.01 | 761.91 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 2663.45 | 2606.68 | 0.00 | 2429.68 | 1639.46 |
| Operating Cycle | 664.01 | 761.91 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.32 | 2.37 | 1.97 | 3.01 | 2.19 |
| Free Cash Flow Per Share | 1.08 | 2.19 | 1.80 | 2.80 | 2.08 |
| Dividend Paid and CapEx Coverage Ratio | 0.80 | 1.60 | 1.17 | 1.75 | 3.30 |
| Capital Expenditure Coverage Ratio | 5.51 | 13.23 | 11.57 | 13.93 | 19.05 |
| Operating Cash Flow Coverage Ratio | 0.08 | 0.15 | 0.45 | 0.26 | 0.12 |
| Operating Cash Flow to Sales Ratio | 0.10 | 0.21 | 0.18 | 0.29 | 0.26 |
| Free Cash Flow Yield | 6.86% | 15.21% | 15.23% | 23.04% | 16.59% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.54 | 8.22 | 7.34 | 7.53 | 8.34 |
| Price-to-Sales (P/S) Ratio | 1.23 | 1.30 | 1.10 | 1.15 | 1.46 |
| Price-to-Book (P/B) Ratio | 1.06 | 0.98 | 0.86 | 1.35 | 0.87 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.58 | 6.57 | 6.56 | 4.34 | 6.03 |
| Price-to-Operating Cash Flow Ratio | 11.93 | 6.08 | 6.00 | 4.03 | 5.71 |
| Price-to-Earnings Growth (PEG) Ratio | -0.71 | 0.94 | -0.48 | 0.28 | 0.05 |
| Enterprise Value Multiple | 11.41 | 9.02 | 4.78 | 7.53 | 12.53 |
| Enterprise Value | 4.18B | 4.03B | 1.93B | 3.00B | 4.30B |
| EV to EBITDA | 11.41 | 9.02 | 4.78 | 7.53 | 12.53 |
| EV to Sales | 2.20 | 2.44 | 1.20 | 1.90 | 3.35 |
| EV to Free Cash Flow | 26.06 | 12.34 | 7.17 | 7.19 | 13.88 |
| EV to Operating Cash Flow | 21.32 | 11.41 | 6.55 | 6.67 | 13.15 |
| Tangible Book Value Per Share | 13.10 | 13.09 | 12.17 | 11.79 | 12.83 |
| Shareholders’ Equity Per Share | 14.85 | 14.69 | 13.76 | 9.02 | 14.37 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.24 | 0.29 | 0.27 | 0.27 | 0.23 |
| Revenue Per Share | 12.74 | 11.04 | 10.75 | 10.56 | 8.60 |
| Net Income Per Share | 1.49 | 1.75 | 1.61 | 1.61 | 1.50 |
| Tax Burden | 0.76 | 0.71 | 0.73 | 0.73 | 0.77 |
| Interest Burden | 0.88 | 0.90 | 0.91 | 0.92 | 0.93 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.32 | 0.31 | 0.31 | 0.21 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.88 | 1.35 | 1.22 | 1.59 | 1.46 |
Currency in EUR
