Swiss Life Holding AG (0QMG) Ratios
Swiss Life Holding AG Ratios
GB:0QMG's free cash flow for Q2 2026 was $554.00M. For the 2026 fiscal year, GB:0QMG's free cash flow was decreased by $-52.00M and operating cash flow was $606.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.04 | 0.14 | 0.56 | 0.53 | 0.36 |
| Quick Ratio | 0.04 | 0.14 | 0.56 | 0.53 | 0.36 |
| Cash Ratio | 0.03 | 0.27 | 0.56 | 0.30 | 0.21 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.01 | -0.09 | 0.04 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.30 | 0.02 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -210.49B | $ -208.66B | $ -199.26B | $ -195.61B | $ -212.67B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.04 | 0.04 | 0.07 | 0.05 |
| Debt-to-Equity Ratio | 2.01 | 1.25 | 1.27 | 1.56 | 0.83 |
| Debt-to-Capital Ratio | 0.67 | 0.56 | 0.56 | 0.61 | 0.45 |
| Long-Term Debt-to-Capital Ratio | 0.44 | 0.55 | 0.55 | 0.32 | 0.34 |
| Financial Leverage Ratio | 32.01 | 29.11 | 28.46 | 22.90 | 15.30 |
| Debt Service Coverage Ratio | 0.18 | 0.17 | 3.72 | 7.00 | 8.51 |
| Interest Coverage Ratio | 5.73 | 4.06 | 3.22 | 9.79 | 9.85 |
| Debt to Market Cap | 0.54 | 0.94 | 0.54 | 0.31 | 0.47 |
| Interest Debt Per Share | 508.50 | 342.80 | 339.68 | 497.02 | 423.94 |
| Net Debt to EBITDA | 4.48 | 2.05 | 2.00 | 4.11 | 3.01 |
| Profitability Margins | |||||
| Gross Profit Margin | 100.00% | 100.00% | 99.13% | 100.00% | 100.00% |
| EBIT Margin | 13.15% | 14.14% | 11.28% | 8.97% | 8.52% |
| EBITDA Margin | 13.15% | 14.73% | 11.83% | 9.47% | 8.96% |
| Operating Profit Margin | 10.96% | 11.34% | 8.78% | 9.96% | 8.19% |
| Pretax Profit Margin | 10.96% | 11.35% | 8.96% | 9.50% | 7.69% |
| Net Profit Margin | 8.09% | 8.41% | 7.11% | 5.81% | 5.79% |
| Continuous Operations Profit Margin | 8.26% | 8.74% | 7.28% | 5.84% | 5.84% |
| Net Income Per EBT | 73.85% | 74.16% | 79.34% | 61.12% | 75.35% |
| EBT Per EBIT | 100.00% | 100.06% | 102.02% | 95.41% | 93.87% |
| Return on Assets (ROA) | 0.54% | 0.55% | 0.51% | 0.54% | 0.52% |
| Return on Equity (ROE) | 17.43% | 16.14% | 14.44% | 12.46% | 7.93% |
| Return on Capital Employed (ROCE) | 2.79% | 0.82% | 0.66% | 1.04% | 0.85% |
| Return on Invested Capital (ROIC) | 1.84% | 0.60% | 0.54% | 0.78% | 0.64% |
| Return on Tangible Assets | 0.55% | 0.56% | 0.51% | 0.55% | 0.53% |
| Earnings Yield | 4.71% | 6.06% | 6.36% | 8.20% | 7.17% |
| Efficiency Ratios | |||||
| Receivables Turnover | 7.41 | 5.53 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.56 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 13.39 | 14.66 | 16.78 | 35.90 | 38.71 |
| Asset Turnover | 0.07 | 0.07 | 0.07 | 0.09 | 0.09 |
| Working Capital Turnover Ratio | -0.17 | -1.39 | -2.00 | -1.25 | -0.96 |
| Cash Conversion Cycle | 49.25 | 65.97 | -647.05 | 0.00 | 0.00 |
| Days of Sales Outstanding | 49.25 | 65.97 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 647.05 | 0.00 | 0.00 |
| Operating Cycle | 49.25 | 65.97 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 90.39 | 6.50 | -33.42 | 33.09 | 9.28 |
| Free Cash Flow Per Share | 87.37 | 1.96 | -37.16 | 30.35 | 6.42 |
| Dividend Paid and CapEx Coverage Ratio | 2.39 | 0.17 | -1.01 | 1.18 | 0.39 |
| Capital Expenditure Coverage Ratio | 29.99 | 1.43 | -10.96 | 12.06 | 3.25 |
| Operating Cash Flow Coverage Ratio | 0.18 | 0.02 | -0.10 | 0.07 | 0.02 |
| Operating Cash Flow to Sales Ratio | 0.17 | 0.01 | -0.06 | 0.05 | 0.01 |
| Free Cash Flow Yield | 9.53% | 0.28% | -6.36% | 6.37% | 1.15% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 21.03 | 16.50 | 15.73 | 12.20 | 13.96 |
| Price-to-Sales (P/S) Ratio | 1.72 | 1.39 | 1.12 | 0.71 | 0.81 |
| Price-to-Book (P/B) Ratio | 3.70 | 2.66 | 2.27 | 1.52 | 1.11 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.49 | 357.59 | -15.72 | 15.71 | 87.01 |
| Price-to-Operating Cash Flow Ratio | 10.14 | 107.66 | -17.47 | 14.41 | 60.22 |
| Price-to-Earnings Growth (PEG) Ratio | 7.56 | 1.16 | -0.70 | 0.62 | 0.64 |
| Enterprise Value Multiple | 17.56 | 11.47 | 11.45 | 11.59 | 12.03 |
| Enterprise Value | 35.11B | 24.38B | 20.64B | 22.34B | 23.21B |
| EV to EBITDA | 17.56 | 11.47 | 11.45 | 11.59 | 12.03 |
| EV to Sales | 2.31 | 1.69 | 1.35 | 1.10 | 1.08 |
| EV to Free Cash Flow | 14.08 | 435.34 | -19.04 | 24.33 | 116.07 |
| EV to Operating Cash Flow | 13.61 | 131.07 | -21.17 | 22.32 | 80.32 |
| Tangible Book Value Per Share | 228.47 | 207.42 | 226.18 | 209.17 | 401.97 |
| Shareholders’ Equity Per Share | 247.50 | 262.72 | 257.06 | 313.70 | 505.18 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.23 | 0.19 | 0.25 | 0.25 |
| Revenue Per Share | 533.21 | 504.10 | 522.32 | 673.03 | 691.26 |
| Net Income Per Share | 43.14 | 42.41 | 37.12 | 39.08 | 40.06 |
| Tax Burden | 0.74 | 0.74 | 0.79 | 0.61 | 0.75 |
| Interest Burden | 0.83 | 0.80 | 0.79 | 1.06 | 0.90 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.02 | 0.02 | 0.01 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.10 | 0.15 | -0.90 | 0.69 | 0.23 |
Currency in CHF
