ageas NV (0Q99) Ratios
ageas NV Ratios
GB:0Q99's free cash flow for Q2 2026 was $825.00M. For the 2026 fiscal year, GB:0Q99's free cash flow was decreased by $-81.50M and operating cash flow was $906.50M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.95 | 0.42 | 2.69 | 59.85 | 79.10 |
| Quick Ratio | 0.95 | 0.42 | 2.69 | 59.85 | 79.10 |
| Cash Ratio | 0.05 | 0.41 | 2.69 | 1.64 | 2.68 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.04 | 0.21 | 0.17 | -0.84 | -1.47 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.49 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -31.03B | $ -87.52B | $ -86.32B | $ -49.53B | $ -39.77B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.06 | 0.05 | 0.04 | 0.04 |
| Debt-to-Equity Ratio | 0.75 | 0.82 | 0.62 | 0.59 | 0.40 |
| Debt-to-Capital Ratio | 0.43 | 0.45 | 0.38 | 0.37 | 0.28 |
| Long-Term Debt-to-Capital Ratio | 0.40 | 0.32 | 0.35 | 0.33 | 0.26 |
| Financial Leverage Ratio | 11.34 | 12.70 | 13.03 | 13.23 | 9.33 |
| Debt Service Coverage Ratio | 8.87 | 0.79 | 6.52 | 11.93 | 15.67 |
| Interest Coverage Ratio | 7.54 | 5.51 | 5.19 | 9.73 | 9.77 |
| Debt to Market Cap | 0.56 | 0.66 | 0.54 | 0.50 | 0.49 |
| Interest Debt Per Share | 39.44 | 36.18 | 26.46 | 24.96 | 26.01 |
| Net Debt to EBITDA | 1.43 | 1.97 | 1.33 | 1.62 | 1.28 |
| Profitability Margins | |||||
| Gross Profit Margin | 87.46% | 87.59% | 88.12% | 57.54% | 90.59% |
| EBIT Margin | 27.20% | 21.95% | 21.61% | 33.55% | 10.51% |
| EBITDA Margin | 31.15% | 25.60% | 25.95% | 41.50% | 16.96% |
| Operating Profit Margin | 24.02% | 18.58% | 18.12% | 30.43% | 9.54% |
| Pretax Profit Margin | 24.02% | 18.58% | 18.12% | 30.43% | 9.54% |
| Net Profit Margin | 18.93% | 13.19% | 12.09% | 22.42% | 6.55% |
| Continuous Operations Profit Margin | 21.12% | 15.44% | 14.94% | 26.24% | 7.87% |
| Net Income Per EBT | 78.82% | 70.98% | 66.74% | 73.67% | 68.64% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.60% | 1.14% | 0.99% | 1.09% | 0.76% |
| Return on Equity (ROE) | 18.13% | 14.42% | 12.84% | 14.47% | 7.09% |
| Return on Capital Employed (ROCE) | 5.58% | 1.69% | 1.49% | 1.49% | 1.11% |
| Return on Invested Capital (ROIC) | 4.91% | 1.37% | 1.23% | 1.31% | 0.81% |
| Return on Tangible Assets | 1.67% | 1.15% | 1.00% | 1.11% | 0.77% |
| Earnings Yield | 15.23% | 13.00% | 13.20% | 14.38% | 9.93% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.96 | 3.97 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 1.59 | 1.70 | 1.80 | 4.80 | 1.68 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.02 | 3.29 | 3.27 | 2.20 | 7.45 |
| Asset Turnover | 0.08 | 0.09 | 0.08 | 0.05 | 0.12 |
| Working Capital Turnover Ratio | -2.76 | -9.59 | 0.37 | 0.10 | 0.22 |
| Cash Conversion Cycle | -137.56 | -122.38 | -202.78 | -76.06 | -217.20 |
| Days of Sales Outstanding | 92.26 | 92.04 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 229.81 | 214.42 | 202.78 | 76.06 | 217.20 |
| Operating Cycle | 92.26 | 92.04 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 15.41 | 5.70 | 0.66 | -3.19 | -5.70 |
| Free Cash Flow Per Share | 13.70 | 3.50 | -0.63 | -4.08 | -6.49 |
| Dividend Paid and CapEx Coverage Ratio | 2.96 | 1.06 | 0.16 | -0.63 | -1.69 |
| Capital Expenditure Coverage Ratio | 9.00 | 2.59 | 0.51 | -3.59 | -7.24 |
| Operating Cash Flow Coverage Ratio | 0.41 | 0.16 | 0.03 | -0.13 | -0.23 |
| Operating Cash Flow to Sales Ratio | 0.32 | 0.12 | 0.02 | -0.12 | -0.08 |
| Free Cash Flow Yield | 22.91% | 7.46% | -1.59% | -9.86% | -14.25% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 6.56 | 7.69 | 7.58 | 6.95 | 10.07 |
| Price-to-Sales (P/S) Ratio | 1.24 | 1.01 | 0.92 | 1.56 | 0.66 |
| Price-to-Book (P/B) Ratio | 1.19 | 1.11 | 0.97 | 1.01 | 0.71 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.36 | 13.40 | -62.78 | -10.14 | -7.02 |
| Price-to-Operating Cash Flow Ratio | 3.88 | 8.23 | 59.67 | -12.97 | -7.99 |
| Price-to-Earnings Growth (PEG) Ratio | 0.13 | 0.45 | -1.39 | 0.32 | -0.39 |
| Enterprise Value Multiple | 5.42 | 5.93 | 4.86 | 5.38 | 5.16 |
| Enterprise Value | 15.27B | 12.88B | 9.93B | 10.92B | 11.30B |
| EV to EBITDA | 5.42 | 5.93 | 4.86 | 5.38 | 5.16 |
| EV to Sales | 1.69 | 1.52 | 1.26 | 2.23 | 0.88 |
| EV to Free Cash Flow | 5.93 | 20.06 | -86.35 | -14.52 | -9.33 |
| EV to Operating Cash Flow | 5.27 | 12.32 | 82.07 | -18.57 | -10.61 |
| Tangible Book Value Per Share | 37.84 | 39.10 | 38.22 | 38.40 | 68.80 |
| Shareholders’ Equity Per Share | 50.22 | 42.26 | 40.41 | 41.17 | 63.79 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.12 | 0.17 | 0.18 | 0.14 | 0.17 |
| Revenue Per Share | 48.11 | 46.23 | 42.90 | 26.57 | 69.12 |
| Net Income Per Share | 9.11 | 6.10 | 5.19 | 5.96 | 4.52 |
| Tax Burden | 0.79 | 0.71 | 0.67 | 0.74 | 0.69 |
| Interest Burden | 0.88 | 0.85 | 0.84 | 0.91 | 0.91 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.03 | 0.01 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 |
| Income Quality | 1.33 | 0.66 | 0.08 | -0.40 | -0.87 |
Currency in EUR
