Sparebank 1 SR Bank ASA (0Q57) Ratios
Sparebank 1 SR Bank ASA Ratios
GB:0Q57's free cash flow for Q3 2026 was $5.00B. For the 2026 fiscal year, GB:0Q57's free cash flow was decreased by $-9.00M and operating cash flow was $5.01B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.04 | -0.04 | 0.06 | -0.11 | -0.05 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -457.44B | $ -426.50B | $ -328.50B | $ -316.61B | $ -277.10B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.41 | 0.44 | 0.45 | 0.44 | 0.44 |
| Debt-to-Equity Ratio | 3.82 | 4.00 | 4.82 | 5.25 | 4.96 |
| Debt-to-Capital Ratio | 0.79 | 0.80 | 0.83 | 0.84 | 0.83 |
| Long-Term Debt-to-Capital Ratio | 0.79 | 0.80 | 0.83 | 0.84 | 0.83 |
| Financial Leverage Ratio | 9.24 | 9.11 | 10.79 | 12.05 | 11.20 |
| Debt Service Coverage Ratio | 0.33 | 0.33 | 0.37 | 0.73 | 1.83 |
| Interest Coverage Ratio | 0.46 | 0.39 | 0.46 | 0.86 | 2.11 |
| Debt to Market Cap | 2.85 | 3.82 | 4.75 | 4.80 | 3.96 |
| Interest Debt Per Share | 613.57 | 603.82 | 658.78 | 597.94 | 534.52 |
| Net Debt to EBITDA | 27.90 | 31.85 | 27.66 | 34.33 | 33.59 |
| Profitability Margins | |||||
| Gross Profit Margin | 41.81% | 37.06% | 40.58% | 57.03% | 76.68% |
| EBIT Margin | 23.56% | 24.77% | 27.25% | 37.06% | 49.26% |
| EBITDA Margin | 24.32% | 25.49% | 28.05% | 38.58% | 51.50% |
| Operating Profit Margin | 26.76% | 24.77% | 27.25% | 37.06% | 49.26% |
| Pretax Profit Margin | 23.56% | 24.77% | 27.25% | 37.06% | 49.26% |
| Net Profit Margin | 21.45% | 20.05% | 21.48% | 29.73% | 40.50% |
| Continuous Operations Profit Margin | 18.26% | 20.05% | 21.48% | 29.72% | 40.50% |
| Net Income Per EBT | 91.05% | 80.94% | 78.83% | 80.22% | 82.23% |
| EBT Per EBIT | 88.06% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.30% | 1.08% | 1.24% | 0.98% | 1.04% |
| Return on Equity (ROE) | 12.06% | 9.86% | 13.33% | 11.77% | 11.61% |
| Return on Capital Employed (ROCE) | 3.01% | 2.33% | 2.67% | 2.13% | 2.30% |
| Return on Invested Capital (ROIC) | 2.33% | 1.89% | 2.10% | 1.71% | 1.89% |
| Return on Tangible Assets | 1.32% | 1.09% | 1.24% | 0.98% | 1.04% |
| Earnings Yield | 9.00% | 9.43% | 13.14% | 10.76% | 9.27% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1177.09 | 2314.78 | 34.44 | 2597.33 |
| Payables Turnover | 0.00 | 112.40 | 72.39 | 51.95 | 27.53 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 17.78 | 15.06 | 15.85 | 9.19 | 5.93 |
| Asset Turnover | 0.06 | 0.05 | 0.06 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.14 | -0.15 | -0.14 | -0.08 | -0.06 |
| Cash Conversion Cycle | 0.00 | -2.94 | -4.88 | 3.57 | -13.12 |
| Days of Sales Outstanding | 0.00 | 0.31 | 0.16 | 10.60 | 0.14 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 3.25 | 5.04 | 7.03 | 13.26 |
| Operating Cycle | 0.00 | 0.31 | 0.16 | 10.60 | 0.14 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 26.76 | -20.56 | 32.78 | -60.20 | -29.08 |
| Free Cash Flow Per Share | 26.21 | -21.05 | 32.31 | -60.58 | -29.77 |
| Dividend Paid and CapEx Coverage Ratio | 2.95 | -3.56 | 4.53 | -9.59 | -3.13 |
| Capital Expenditure Coverage Ratio | 48.23 | -41.94 | 69.86 | -161.37 | -42.01 |
| Operating Cash Flow Coverage Ratio | 0.05 | -0.04 | 0.05 | -0.10 | -0.06 |
| Operating Cash Flow to Sales Ratio | 0.32 | -0.30 | 0.42 | -1.38 | -0.95 |
| Free Cash Flow Yield | 13.21% | -14.36% | 25.07% | -50.19% | -22.35% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.68 | 11.21 | 7.61 | 9.29 | 10.79 |
| Price-to-Sales (P/S) Ratio | 2.38 | 2.13 | 1.64 | 2.76 | 4.37 |
| Price-to-Book (P/B) Ratio | 1.34 | 1.05 | 1.02 | 1.09 | 1.25 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.57 | -6.97 | 3.99 | -1.99 | -4.47 |
| Price-to-Operating Cash Flow Ratio | 7.41 | -7.13 | 3.93 | -2.00 | -4.58 |
| Price-to-Earnings Growth (PEG) Ratio | 0.39 | 0.03 | -0.31 | 0.10 | -0.14 |
| Enterprise Value Multiple | 37.70 | 40.19 | 33.49 | 41.49 | 42.08 |
| Enterprise Value | 286.09B | 265.28B | 195.71B | 181.89B | 168.85B |
| EV to EBITDA | 37.70 | 40.19 | 33.49 | 41.49 | 42.08 |
| EV to Sales | 9.17 | 10.24 | 9.39 | 16.01 | 21.67 |
| EV to Free Cash Flow | 29.12 | -33.58 | 22.92 | -11.55 | -22.18 |
| EV to Operating Cash Flow | 28.52 | -34.38 | 22.59 | -11.62 | -22.71 |
| Tangible Book Value Per Share | 137.13 | 129.37 | 125.59 | 108.59 | 104.50 |
| Shareholders’ Equity Per Share | 148.05 | 140.22 | 126.98 | 110.34 | 106.29 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.19 | 0.21 | 0.20 | 0.18 |
| Revenue Per Share | 83.24 | 68.99 | 78.83 | 43.71 | 30.47 |
| Net Income Per Share | 17.86 | 13.83 | 16.93 | 12.99 | 12.34 |
| Tax Burden | 0.91 | 0.81 | 0.79 | 0.80 | 0.82 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.10 | 0.02 | 0.01 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Currency in NOK
