Caisse Regionale de Credit Agricole Mutuel Sud Rhone Alpes CRCAM Sud Rhone Alpes (0O3Q) Ratios
Caisse Regionale de Credit Agricole Mutuel Sud Rhone Alpes CRCAM Sud Rhone Alpes Ratios
GB:0O3Q's free cash flow for Q2 2026 was $182.22M. For the 2026 fiscal year, GB:0O3Q's free cash flow was decreased by $-4.98M and operating cash flow was $187.19M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 0.03 | 0.11 | 0.03 | 0.05 |
| Quick Ratio | 0.03 | 0.03 | 0.17 | 0.12 | 0.24 |
| Cash Ratio | 0.03 | 0.02 | 0.06 | 0.09 | 0.15 |
| Solvency Ratio | 0.01 | 0.00 | 0.00 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.06 | 0.00 | -0.09 | 0.08 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.06 | 0.00 | -0.16 | 0.21 | 0.08 |
| Net Current Asset Value | $ -24.02B | $ -23.25B | $ -23.42B | $ -24.66B | $ -22.31B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.53 | 0.54 | 0.54 | 0.56 | 0.53 |
| Debt-to-Equity Ratio | 3.91 | 4.40 | 4.76 | 5.40 | 4.62 |
| Debt-to-Capital Ratio | 0.80 | 0.81 | 0.83 | 0.84 | 0.82 |
| Long-Term Debt-to-Capital Ratio | 0.73 | 0.76 | 0.78 | 0.79 | 0.75 |
| Financial Leverage Ratio | 7.45 | 8.13 | 8.76 | 9.57 | 8.73 |
| Debt Service Coverage Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 |
| Interest Coverage Ratio | 0.20 | 0.15 | 0.16 | 0.71 | 0.76 |
| Debt to Market Cap | 17.07 | 26.03 | 27.70 | 31.72 | 20.76 |
| Interest Debt Per Share | 3355.82 | 3414.89 | 3403.76 | 3519.65 | 3051.70 |
| Net Debt to EBITDA | 107.77 | 123.66 | 123.21 | 93.18 | 75.05 |
| Profitability Margins | |||||
| Gross Profit Margin | 41.87% | 100.69% | 100.88% | 69.17% | 60.67% |
| EBIT Margin | 10.91% | 25.04% | 25.49% | 22.34% | 20.12% |
| EBITDA Margin | 12.48% | 29.48% | 30.17% | 25.46% | 22.98% |
| Operating Profit Margin | 10.91% | 25.04% | 25.49% | 22.34% | 20.12% |
| Pretax Profit Margin | 10.91% | 25.75% | 25.49% | 22.52% | 20.12% |
| Net Profit Margin | 9.91% | 23.84% | 23.48% | 19.08% | 15.75% |
| Continuous Operations Profit Margin | 9.91% | 23.84% | 23.48% | 19.08% | 15.75% |
| Net Income Per EBT | 90.82% | 92.59% | 92.12% | 84.71% | 78.25% |
| EBT Per EBIT | 100.00% | 102.80% | 100.00% | 100.79% | 100.03% |
| Return on Assets (ROA) | 0.38% | 0.34% | 0.33% | 0.42% | 0.41% |
| Return on Equity (ROE) | 2.86% | 2.79% | 2.92% | 4.05% | 3.61% |
| Return on Capital Employed (ROCE) | 0.50% | 2.30% | 0.49% | 0.89% | 1.05% |
| Return on Invested Capital (ROIC) | 0.38% | 1.07% | 0.37% | 0.57% | 0.59% |
| Return on Tangible Assets | 0.38% | 0.34% | 0.33% | 0.42% | 0.41% |
| Earnings Yield | 12.47% | 16.54% | 17.01% | 23.77% | 16.26% |
| Efficiency Ratios | |||||
| Receivables Turnover | 94.69 | 1.15 | 1.09 | 2.34 | 1.20 |
| Payables Turnover | 3.24 | 2.56 | -0.02 | 1.17 | 1.40 |
| Inventory Turnover | 0.00 | 0.00 | 0.01 | -0.17 | -0.07 |
| Fixed Asset Turnover | 9.82 | 3.51 | 3.36 | 4.89 | 4.97 |
| Asset Turnover | 0.04 | 0.01 | 0.01 | 0.02 | 0.03 |
| Working Capital Turnover Ratio | -0.08 | -0.03 | -0.04 | -0.05 | -0.06 |
| Cash Conversion Cycle | -108.81 | 174.16 | 66883.87 | -2335.84 | -5045.68 |
| Days of Sales Outstanding | 3.85 | 316.80 | 333.71 | 133.27 | 305.16 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 43624.37 | -2157.06 | -5089.95 |
| Days of Payables Outstanding | 112.67 | 142.64 | -22925.80 | 312.06 | 260.89 |
| Operating Cycle | 3.85 | 316.80 | 43958.08 | -2023.78 | -4784.79 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 54.41 | 1.84 | -141.37 | 218.61 | 85.83 |
| Free Cash Flow Per Share | 51.62 | -0.34 | -142.71 | 217.05 | 84.00 |
| Dividend Paid and CapEx Coverage Ratio | 7.65 | 0.28 | -26.82 | 43.60 | 17.41 |
| Capital Expenditure Coverage Ratio | 19.55 | 0.84 | -105.02 | 139.66 | 46.95 |
| Operating Cash Flow Coverage Ratio | 0.02 | 0.00 | -0.04 | 0.06 | 0.03 |
| Operating Cash Flow to Sales Ratio | 0.23 | 0.02 | -1.65 | 1.60 | 0.57 |
| Free Cash Flow Yield | 27.31% | -0.27% | -120.94% | 198.11% | 57.94% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.02 | 6.05 | 5.88 | 4.21 | 6.15 |
| Price-to-Sales (P/S) Ratio | 0.79 | 1.44 | 1.38 | 0.80 | 0.97 |
| Price-to-Book (P/B) Ratio | 0.23 | 0.17 | 0.17 | 0.17 | 0.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 3.66 | -370.25 | -0.83 | 0.50 | 1.73 |
| Price-to-Operating Cash Flow Ratio | 3.47 | 68.38 | -0.83 | 0.50 | 1.69 |
| Price-to-Earnings Growth (PEG) Ratio | 0.59 | 1.76 | -0.26 | 0.40 | 0.05 |
| Enterprise Value Multiple | 114.13 | 128.55 | 127.79 | 96.33 | 79.27 |
| Enterprise Value | 15.40B | 14.95B | 14.96B | 15.20B | 12.40B |
| EV to EBITDA | 114.13 | 128.55 | 127.79 | 96.33 | 79.27 |
| EV to Sales | 14.25 | 37.90 | 38.55 | 20.97 | 18.21 |
| EV to Free Cash Flow | 65.67 | -9735.61 | -23.08 | 15.43 | 32.46 |
| EV to Operating Cash Flow | 62.31 | 1797.99 | -23.30 | 15.32 | 31.77 |
| Tangible Book Value Per Share | 821.30 | 740.03 | 683.33 | 640.03 | 648.73 |
| Shareholders’ Equity Per Share | 824.31 | 743.05 | 686.34 | 643.69 | 652.37 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.09 | 0.07 | 0.08 | 0.15 | 0.22 |
| Revenue Per Share | 237.95 | 87.08 | 85.46 | 136.53 | 149.72 |
| Net Income Per Share | 23.58 | 20.76 | 20.07 | 26.04 | 23.58 |
| Tax Burden | 0.91 | 0.93 | 0.92 | 0.85 | 0.78 |
| Interest Burden | 1.00 | 1.03 | 1.00 | 1.01 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.22 | 0.21 | 0.12 | 0.12 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.10 | 0.09 | -6.49 | 8.39 | 3.64 |
Currency in EUR
