Assicurazioni Generali S.p.A. (0K78) Ratios
Assicurazioni Generali S.p.A. Ratios
GB:0K78's free cash flow for Q2 2026 was $12.61B. For the 2026 fiscal year, GB:0K78's free cash flow was decreased by $-241.00M and operating cash flow was $12.85B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 0.59 | 2.29 | 12.49 | 51.29 |
| Quick Ratio | 0.03 | 0.59 | 2.29 | 12.49 | 51.29 |
| Cash Ratio | 0.02 | 0.59 | 0.71 | 0.30 | 1.22 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.04 | 1.10 | 0.18 | 0.45 | 2.51 |
| Short-Term Operating Cash Flow Coverage | 6.96 | 6.44 | 16.19 | 188.02 | 0.00 |
| Net Current Asset Value | $ -511.70B | $ -497.24B | $ -453.27B | $ -186.60B | $ -197.30B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.07 | 0.07 | 0.07 | 0.03 |
| Debt-to-Equity Ratio | 1.23 | 1.24 | 1.25 | 1.39 | 0.57 |
| Debt-to-Capital Ratio | 0.55 | 0.55 | 0.56 | 0.58 | 0.36 |
| Long-Term Debt-to-Capital Ratio | 0.55 | 0.54 | 0.55 | 0.58 | 0.36 |
| Financial Leverage Ratio | 17.42 | 17.73 | 17.51 | 18.88 | 20.00 |
| Debt Service Coverage Ratio | 1.48 | 1.45 | 5.07 | 5.19 | 5.71 |
| Interest Coverage Ratio | 7.75 | 46.91 | 7.96 | 6.92 | 126.13 |
| Debt to Market Cap | 0.78 | 0.89 | 1.22 | 1.40 | 0.57 |
| Interest Debt Per Share | 26.68 | 25.15 | 24.04 | 23.91 | 11.00 |
| Net Debt to EBITDA | 4.49 | 4.19 | 4.79 | 6.24 | 1.45 |
| Profitability Margins | |||||
| Gross Profit Margin | 93.20% | 100.00% | 66.55% | 53.93% | 100.00% |
| EBIT Margin | 9.69% | 12.60% | 8.38% | 9.06% | 5.27% |
| EBITDA Margin | 9.69% | 12.60% | 8.38% | 10.03% | 5.84% |
| Operating Profit Margin | 8.58% | 97.54% | 8.67% | 8.76% | 97.04% |
| Pretax Profit Margin | 8.58% | 10.92% | 7.65% | 8.20% | 4.79% |
| Net Profit Margin | 5.63% | 6.73% | 5.14% | 4.65% | 2.98% |
| Continuous Operations Profit Margin | 6.27% | 7.59% | 5.54% | 5.33% | 3.34% |
| Net Income Per EBT | 65.57% | 61.66% | 67.22% | 56.73% | 62.16% |
| EBT Per EBIT | 100.00% | 11.20% | 88.29% | 93.63% | 4.93% |
| Return on Assets (ROA) | 0.75% | 0.69% | 0.74% | 0.44% | 0.49% |
| Return on Equity (ROE) | 13.01% | 12.25% | 12.93% | 8.39% | 9.71% |
| Return on Capital Employed (ROCE) | 7.01% | 10.28% | 1.27% | 0.88% | 16.03% |
| Return on Invested Capital (ROIC) | 4.96% | 7.11% | 0.92% | 0.46% | 8.61% |
| Return on Tangible Assets | 0.76% | 0.71% | 0.75% | 0.45% | 0.49% |
| Earnings Yield | 7.71% | 8.88% | 12.71% | 8.57% | 9.71% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.68 | 8.91 | 11.50 | 7.41 | 5.91 |
| Payables Turnover | 0.90 | 0.00 | 1.52 | 1.76 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 18.09 | 14.76 | 19.78 | 12.12 | 23.98 |
| Asset Turnover | 0.13 | 0.10 | 0.14 | 0.10 | 0.16 |
| Working Capital Turnover Ratio | -0.32 | 15.66 | 0.53 | 0.16 | 0.28 |
| Cash Conversion Cycle | -383.68 | 40.97 | -208.74 | -158.64 | 61.74 |
| Days of Sales Outstanding | 23.28 | 40.97 | 31.74 | 49.27 | 61.74 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 406.96 | 0.00 | 240.47 | 207.91 | 0.00 |
| Operating Cycle | 23.28 | 40.97 | 31.74 | 49.27 | 61.74 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 13.15 | 10.00 | 1.12 | 6.59 | 11.11 |
| Free Cash Flow Per Share | 12.86 | 9.75 | 1.01 | 6.00 | 18.68 |
| Dividend Paid and CapEx Coverage Ratio | 7.62 | 6.51 | 0.88 | 3.66 | 1.23 |
| Capital Expenditure Coverage Ratio | 45.13 | 40.70 | 9.79 | 11.28 | 1.47 |
| Operating Cash Flow Coverage Ratio | 0.50 | 0.41 | 0.05 | 0.28 | 1.05 |
| Operating Cash Flow to Sales Ratio | 0.27 | 0.28 | 0.02 | 0.22 | 0.18 |
| Free Cash Flow Yield | 35.96% | 35.76% | 5.28% | 36.13% | 100.29% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.24 | 11.27 | 7.87 | 11.67 | 10.29 |
| Price-to-Sales (P/S) Ratio | 0.73 | 0.76 | 0.40 | 0.54 | 0.31 |
| Price-to-Book (P/B) Ratio | 1.69 | 1.38 | 1.02 | 0.98 | 1.00 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.78 | 2.80 | 18.95 | 2.77 | 1.00 |
| Price-to-Operating Cash Flow Ratio | 2.72 | 2.73 | 17.02 | 2.52 | 1.68 |
| Price-to-Earnings Growth (PEG) Ratio | 1.14 | -27.38 | 0.11 | -0.54 | 0.16 |
| Enterprise Value Multiple | 12.02 | 10.21 | 9.62 | 11.65 | 6.69 |
| Enterprise Value | 86.38B | 71.19B | 58.69B | 56.13B | 37.40B |
| EV to EBITDA | 12.02 | 10.21 | 9.62 | 11.65 | 6.69 |
| EV to Sales | 1.17 | 1.29 | 0.81 | 1.17 | 0.39 |
| EV to Free Cash Flow | 4.44 | 4.74 | 37.74 | 5.96 | 1.27 |
| EV to Operating Cash Flow | 4.34 | 4.63 | 33.88 | 5.43 | 2.14 |
| Tangible Book Value Per Share | 14.92 | 13.80 | 13.81 | 12.05 | 13.92 |
| Shareholders’ Equity Per Share | 21.18 | 19.75 | 18.78 | 16.97 | 18.63 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.31 | 0.28 | 0.35 | 0.30 |
| Revenue Per Share | 48.97 | 35.94 | 47.23 | 30.59 | 60.81 |
| Net Income Per Share | 2.76 | 2.42 | 2.43 | 1.42 | 1.81 |
| Tax Burden | 0.66 | 0.62 | 0.67 | 0.57 | 0.62 |
| Interest Burden | 0.89 | 0.87 | 0.91 | 0.90 | 0.91 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.02 | 0.02 | 0.07 | 0.03 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 4.77 | 3.69 | 0.46 | 2.18 | 3.82 |
Currency in EUR